{"id":10528,"date":"2023-04-25T16:00:06","date_gmt":"2023-04-25T13:00:06","guid":{"rendered":"https:\/\/rockvell.com\/?p=10528"},"modified":"2023-04-25T16:56:28","modified_gmt":"2023-04-25T13:56:28","slug":"unibank-birinci-rubu-m%c9%99nf%c9%99%c9%99tl%c9%99-basa-vurub","status":"publish","type":"post","link":"https:\/\/rockvell.com\/?p=10528","title":{"rendered":"Unibank birinci r\u00fcb\u00fc m\u0259nf\u0259\u0259tl\u0259 ba\u015fa vurub"},"content":{"rendered":"\n<p class=\"has-medium-font-size\"><strong>Unibank birinci r\u00fcb\u00fc m\u0259nf\u0259\u0259tl\u0259 ba\u015fa vurub<\/strong><\/p>\n\n\n\n<p>\u201cUnibank\u201d KB ASC 2023-c\u00fc ilin birinci r\u00fcb\u00fc \u00fczr\u0259 \u0259sas maliyy\u0259 g\u00f6st\u0259ricil\u0259rini a\u00e7\u0131qlay\u0131b. 31 mart 2023-c\u00fc il tarixin\u0259 Bank\u0131n \u0259m\u0259liyyat m\u0259nf\u0259\u0259ti 15<strong>\u00a0<\/strong>milyon manata yax\u0131n olub. Hesabat d\u00f6vr\u00fc \u0259rzind\u0259 Bank\u0131n m\u0259cmu g\u0259lirl\u0259rind\u0259 ciddi art\u0131m qeyd\u0259 al\u0131n\u0131b. D\u00f6vr \u0259rzind\u0259 c\u0259mi g\u0259lirl\u0259r \u00f6t\u0259n ilin m\u00fcvafiq d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 56% artaraq, 75 milyon manata yax\u0131nla\u015f\u0131b. Bunun 48 milyon manat\u0131\u00a0faiz g\u0259lirl\u0259ri,\u00a0 27 milyon manat\u0131 is\u0259 \u00a0qeyri-faiz g\u0259lirl\u0259ri hesab\u0131nad\u0131r. Bel\u0259likl\u0259 bank birinci r\u00fcb\u00fc 4,3 milyon manat\u00a0xalis m\u0259nf\u0259\u0259tl\u0259 ba\u015fa vurub.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/rockvell.com\/wp-content\/uploads\/2023\/03\/Unibank-bina-2.jpg\" alt=\"\" class=\"wp-image-8994\" width=\"473\" height=\"330\" srcset=\"https:\/\/rockvell.com\/wp-content\/uploads\/2023\/03\/Unibank-bina-2.jpg 1000w, https:\/\/rockvell.com\/wp-content\/uploads\/2023\/03\/Unibank-bina-2-300x209.jpg 300w, https:\/\/rockvell.com\/wp-content\/uploads\/2023\/03\/Unibank-bina-2-768x536.jpg 768w, https:\/\/rockvell.com\/wp-content\/uploads\/2023\/03\/Unibank-bina-2-360x251.jpg 360w\" sizes=\"(max-width: 473px) 100vw, 473px\" \/><\/figure><\/div>\n\n\n<p>Unibank KB ASC-nin \u0130dar\u0259 Hey\u0259tinin s\u0259dri F\u0259rid Abu\u015fov 2023-c\u00fc ilin ilk r\u00fcb\u00fcn\u00fc bank \u00fc\u00e7\u00fcn u\u011furlu d\u00f6vrl\u0259rd\u0259n hesab edir: <strong>\u201c<em>Unibank komandas\u0131 r\u00fcb \u0259rzind\u0259 \u0259zml\u0259 \u00e7al\u0131\u015f\u0131b. Dey\u0259 bil\u0259rik ki, bu il \u00fc\u00e7\u00fcn qar\u015f\u0131ya qoydu\u011fumuz h\u0259d\u0259fl\u0259r\u0259 do\u011fru ciddi add\u0131mlar atd\u0131q. M\u00fc\u015ft\u0259ril\u0259rimiz \u00fc\u00e7\u00fcn faydal\u0131 bank m\u0259hsullar\u0131 v\u0259 xidm\u0259tl\u0259rinin h\u0259yata ke\u00e7irilm\u0259si v\u0259 daxili investisiya\u00a0 layih\u0259l\u0259rinin icras\u0131 birinci r\u00fcb \u0259rzind\u0259 davam etdirilib. H\u0259yata ke\u00e7iril\u0259n t\u0259dbirl\u0259rin n\u0259tic\u0259si, bu ilin ilk r\u00fcb\u00fc \u00fczr\u0259 maliyy\u0259 n\u0259tic\u0259l\u0259rin\u0259 d\u0259 m\u00fcsb\u0259t t\u0259sirini g\u00f6st\u0259rib. Bu il \u00fc\u00e7\u00fcn yeni daxili inki\u015faf layih\u0259l\u0259rimiz v\u0259 m\u00fc\u015ft\u0259ril\u0259rimiz \u00fc\u00e7\u00fcn planlad\u0131\u011f\u0131m\u0131z\u00a0 yenilikl\u0259r var. 2023-c\u00fc ilin \u00f6lk\u0259 bank sektoru, el\u0259c\u0259 d\u0259 Unibank \u00fc\u00e7\u00fcn \u0259h\u0259miyy\u0259tli ill\u0259rd\u0259n biri olaca\u011f\u0131n\u0131 d\u00fc\u015f\u00fcn\u00fcr\u00fck<\/em>\u201d<\/strong>.<\/p>\n\n\n\n<p>2023-c\u00fc ilin 1-ci r\u00fcb\u00fc \u0259rzind\u0259 bank \u00f6lk\u0259 iqtisadiyyat\u0131n\u0131n maliyy\u0259 v\u0259saiti il\u0259 t\u0259minat\u0131nda aktiv i\u015ftirak\u0131n\u0131 davam etdirib. Hesabat d\u00f6vr\u00fcnd\u0259 Bank\u0131n kredit portfeli b\u00f6y\u00fcy\u00fcb. 2022-ci ilin birinci r\u00fcb\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 bu ilin uy\u011fun d\u00f6vr\u00fcnd\u0259 \u201cUnibank\u201d\u0131n \u00fcmumi kredit portfelinin h\u0259cmi 20% art\u0131b.<\/p>\n\n\n\n<p>H\u0259r zaman oldu\u011fu kimi biznesin kreditl\u0259\u015fm\u0259si \u201cUnibank\u201d\u0131n prioritetl\u0259ri s\u0131ras\u0131nda olub. \u00d6t\u0259n d\u00f6vrd\u0259 x\u00fcsus\u0259n biznesin kreditl\u0259\u015fm\u0259sin\u0259 diqq\u0259t art\u0131r\u0131l\u0131b. D\u00f6vr \u0259rzind\u0259 real sektorun inki\u015faf\u0131na ayr\u0131lm\u0131\u015f kreditl\u0259rin m\u0259bl\u0259\u011fi \u00f6t\u0259n ilin birinci r\u00fcb\u00fc il\u0259 m\u00fcqayis\u0259d\u0259<strong> <\/strong>artaraq, 83milyon manata yax\u0131nla\u015f\u0131b. Biznes kreditl\u0259ri portfeli \u00f6t\u0259n ilin uy\u011fun d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 artaraq &nbsp;290 milyon manata yax\u0131n olub.Biznes\u0259 ayr\u0131lan v\u0259saitl\u0259rin art\u0131m\u0131 il\u0259 yana\u015f\u0131, \u201cUnibank\u201d\u0131 se\u00e7\u0259n biznes sahibl\u0259rinin say\u0131 2022-ci ilin eyni d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 41%-\u0259 yax\u0131n art\u0131b.&nbsp; Hesabat d\u00f6vr\u00fcn\u0259 mikro kreditl\u0259r portfelinin h\u0259cmind\u0259 ciddi art\u0131m qeyd\u0259 al\u0131n\u0131b. \u00d6t\u0259n ilin eyni d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 mikrokredit portfeli 64%<strong> <\/strong>artaraq, 145<strong> <\/strong>milyon manata \u00e7at\u0131b. Veril\u0259n mikrokreditl\u0259rin h\u0259cmi is\u0259 2022-ci ilin birinci r\u00fcb\u00fc il\u0259 m\u00fcqayis\u0259d\u025935%<strong> <\/strong>artaraq,47<strong> <\/strong>milyon manata \u00e7at\u0131b.<\/p>\n\n\n\n<p>2023-c\u00fc ilin ilk r\u00fcb\u00fcnd\u0259 bank\u0131n dinamik inki\u015faf\u0131 \u0259sas maliyy\u0259 g\u00f6st\u0259ricil\u0259rinin art\u0131m\u0131nda da \u00f6z\u00fcn\u00fc g\u00f6st\u0259rib. Hesabat d\u00f6vr\u00fcnd\u0259 Bank\u0131n m\u0259cmu kapital\u0131 \u00f6t\u0259n ilin 1-ci r\u00fcb\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 30 % artaraq, 134milyon manat olub.&nbsp;R\u00fcb \u0259rzind\u0259 bank\u0131n aktivl\u0259ri bir q\u0259d\u0259r d\u0259 artaraq, 1 milyard 446 milyonmanat\u0131 \u00f6t\u00fcb.<\/p>\n\n\n\n<p>\u00d6t\u0259n m\u00fcdd\u0259t \u0259rzind\u0259 \u201cUnibank\u201d\u0131n depozit portfeli d\u0259 xeyli b\u00f6y\u00fcy\u00fcb. \u00dcmumi depozit portfeli \u00f6t\u0259n ilin eyni d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 78 milyonmanat artaraq, r\u00fcb\u00fcn yekununda<strong> <\/strong>548 milyon manat t\u0259\u015fkil edib.<\/p>\n\n\n\n<p>Bank \u00f6lk\u0259d\u0259 na\u011fds\u0131z d\u00f6vriyy\u0259nin art\u0131r\u0131lmas\u0131na h\u0259r zaman d\u0259st\u0259k verm\u0259kd\u0259 davam edir. 2022-ci ilin ilin eyni d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 bu ilin 1-ci r\u00fcb\u00fcnd\u0259 Unibank kartlar\u0131 \u00fczr\u0259 na\u011fds\u0131z \u0259m\u0259liyyatlar\u0131n h\u0259cmi&nbsp;3d\u0259f\u0259&nbsp;artaraq 1,8milyard manat\u0131 ke\u00e7ib. \u00dcmumilikd\u0259 is\u0259 \u00f6t\u0259n ilin eyni d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 2023-c\u00fc ilin ilk r\u00fcb\u00fcnd\u0259 Unibank kart sahibl\u0259rinin say\u0131nda rekord h\u0259cmd\u0259- 48% art\u0131m olub.<\/p>\n\n\n\n<p>Unibank KB ASC 1992-ci ild\u0259n f\u0259aliyy\u0259t g\u00f6st\u0259rir. Bank\u0131n paytaxtda v\u0259 regionlarda UTM v\u0259 filiallardan ibar\u0259t geni\u015f xidm\u0259t \u015f\u0259b\u0259k\u0259si m\u00f6vcuddur. 30 ild\u0259 u\u011furlu kommersiya f\u0259aliyy\u0259ti v\u0259 sosial layih\u0259l\u0259rd\u0259 i\u015ftirak\u0131na g\u00f6r\u0259 beyn\u0259lxalq v\u0259 yerli t\u0259\u015fkilatlar t\u0259r\u0259find\u0259n \u00e7oxsayl\u0131 m\u00fckafatlara layiq g\u00f6r\u00fcl\u00fcb.<\/p>\n\n\n\n<p><strong>Unibank-S\u0259nin Bank\u0131n!<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Unibank birinci r\u00fcb\u00fc m\u0259nf\u0259\u0259tl\u0259 ba\u015fa vurub \u201cUnibank\u201d KB ASC 2023-c\u00fc ilin birinci r\u00fcb\u00fc \u00fczr\u0259 \u0259sas maliyy\u0259 g\u00f6st\u0259ricil\u0259rini a\u00e7\u0131qlay\u0131b. 31 mart 2023-c\u00fc il tarixin\u0259 Bank\u0131n \u0259m\u0259liyyat m\u0259nf\u0259\u0259ti 15\u00a0milyon manata yax\u0131n olub. Hesabat d\u00f6vr\u00fc \u0259rzind\u0259 Bank\u0131n m\u0259cmu&#8230;<\/p>\n","protected":false},"author":2,"featured_media":10248,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[41],"tags":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/10528"}],"collection":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=10528"}],"version-history":[{"count":2,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/10528\/revisions"}],"predecessor-version":[{"id":10530,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/10528\/revisions\/10530"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/media\/10248"}],"wp:attachment":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=10528"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=10528"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=10528"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}