{"id":10836,"date":"2023-05-02T08:00:00","date_gmt":"2023-05-02T05:00:00","guid":{"rendered":"https:\/\/rockvell.com\/?p=10836"},"modified":"2023-05-02T15:08:04","modified_gmt":"2023-05-02T12:08:04","slug":"standard-poors-agentliyi-kapital-bank-in-reytinq-proqnozunu-yuks%c9%99ltdi","status":"publish","type":"post","link":"https:\/\/rockvell.com\/?p=10836","title":{"rendered":"Standard & Poor’s agentliyi Kapital Bank-\u0131n reytinq proqnozunu y\u00fcks\u0259ltdi"},"content":{"rendered":"\n

Standard & Poor’s agentliyi Kapital Bank-\u0131n reytinq proqnozunu y\u00fcks\u0259ltdi<\/strong><\/p>\n\n\n\n

Standard & Poor’s Beyn\u0259lxalq Reytinq Agentliyi n\u00f6vb\u0259ti qiym\u0259tl\u0259ndirm\u0259nin yekunu olaraq Kapital Bank-\u0131n reytinq proqnozunu \u201cstabil\u201dd\u0259n \u201cpozitiv\u0259\u201d y\u00fcks\u0259ltdi, uzunm\u00fcdd\u0259tli v\u0259 q\u0131sam\u00fcdd\u0259tli kredit reytinql\u0259rini is\u0259 \u201cBB-\/B\u201d s\u0259viyy\u0259sind\u0259 t\u0259sdiql\u0259di. Bu reytinql\u0259r \u00f6lk\u0259 banklar\u0131 aras\u0131nda \u0259n y\u00fcks\u0259k g\u00f6st\u0259ricil\u0259rd\u0259n hesab olunur.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<\/p>\n\n\n

\n
\"\"<\/figure><\/div>\n\n\n

Agentliyin hesabat\u0131nda qeyd olunur ki, bu reytinql\u0259r Kapital Bank-\u0131n dig\u0259r yerli v\u0259 ox\u015far beyn\u0259lxalq banklarla m\u00fcqayis\u0259d\u0259 y\u00fcks\u0259k g\u0259lirliyind\u0259n, aktivl\u0259rinin keyfiyy\u0259tind\u0259n, h\u0259m\u00e7inin 2022-ci ilin sonuna problemli kreditl\u0259rin (\u201cStage 3\u201d) \u00fcmumi portfeld\u0259ki h\u0259cminin c\u0259mi 2,3% faiz t\u0259\u015fkil etm\u0259sind\u0259n ir\u0259li g\u0259lir. \u201cPozitiv\u201d reytinq proqnozu bank\u0131n g\u0259lirlilik, aktivl\u0259rin keyfiyy\u0259ti v\u0259 kapitalla\u015fma bax\u0131mdan n\u00f6vb\u0259ti 12-24 ay \u0259rzind\u0259 d\u0259 \u00f6z r\u0259qibl\u0259rini \u00fcst\u0259l\u0259y\u0259c\u0259yini \u0259ks etdirir.<\/p>\n\n\n\n

Agentliyin fikrinc\u0259, Kapital Bank Az\u0259rbaycan\u0131n bank sektorunda rekord m\u0259nf\u0259\u0259t g\u00f6st\u0259ricisin\u0259 korporativ, ki\u00e7ik, orta sahibkarl\u0131q (KOB) v\u0259 p\u0259rak\u0259nd\u0259 bank\u00e7\u0131l\u0131q aras\u0131nda diversifikasiyan\u0131n d\u00fczg\u00fcn h\u0259yata ke\u00e7irm\u0259si, aktivl\u0259rd\u0259n s\u0259m\u0259r\u0259li istifad\u0259 say\u0259sind\u0259 nail ola bilib. Bank\u0131n 2020-2022-ci ill\u0259rd\u0259 aktivl\u0259rinin g\u0259lirliyi (ROA) ortalama 4,5%, kapital\u0131n\u0131n g\u0259lirliyi (ROE) is\u0259 ortalama 36% t\u0259\u015fkil edib.<\/p>\n\n\n\n

\u00d6lk\u0259nin birinci bank\u0131 olan Kapital Bank PA\u015eA Holding-\u0259 daxildir v\u0259 Az\u0259rbaycanda \u0259n b\u00f6y\u00fck filial \u015f\u0259b\u0259k\u0259si \u2014 114 filial\u0131 v\u0259 25 \u015f\u00f6b\u0259si il\u0259 m\u00fc\u015ft\u0259ril\u0259rin xidm\u0259tind\u0259dir. Bank\u0131n m\u0259hsul v\u0259 xidm\u0259tl\u0259ri bar\u0259d\u0259 daha \u0259trafl\u0131 m\u0259lumat almaq \u00fc\u00e7\u00fcn https:\/\/kapitalbank.az<\/a> sayt\u0131na, 196 Sor\u011fu M\u0259rk\u0259zin\u0259 v\u0259 ya Bank\u0131n m\u00fcxt\u0259lif sosial \u015f\u0259b\u0259k\u0259l\u0259rd\u0259 olan s\u0259hif\u0259l\u0259rin\u0259 m\u00fcraci\u0259t ed\u0259 bil\u0259rsiniz. Na\u011fd pul krediti sifari\u015fi \u00fc\u00e7\u00fcn \u2014 https:\/\/kbl.az\/krdt<\/a>, Birbank kart\u0131 sifari\u015fi \u00fc\u00e7\u00fcn \u2014 https:\/\/kbl.az\/tkstcrd<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"

Standard & Poor’s agentliyi Kapital Bank-\u0131n reytinq proqnozunu y\u00fcks\u0259ltdi Standard & Poor’s Beyn\u0259lxalq Reytinq Agentliyi n\u00f6vb\u0259ti qiym\u0259tl\u0259ndirm\u0259nin yekunu olaraq Kapital Bank-\u0131n reytinq proqnozunu \u201cstabil\u201dd\u0259n \u201cpozitiv\u0259\u201d y\u00fcks\u0259ltdi, uzunm\u00fcdd\u0259tli v\u0259 q\u0131sam\u00fcdd\u0259tli kredit reytinql\u0259rini is\u0259 \u201cBB-\/B\u201d s\u0259viyy\u0259sind\u0259 t\u0259sdiql\u0259di….<\/p>\n","protected":false},"author":2,"featured_media":10837,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[41],"tags":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/10836"}],"collection":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=10836"}],"version-history":[{"count":1,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/10836\/revisions"}],"predecessor-version":[{"id":10838,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/10836\/revisions\/10838"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/media\/10837"}],"wp:attachment":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=10836"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=10836"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=10836"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}