{"id":11104,"date":"2023-05-10T10:00:00","date_gmt":"2023-05-10T07:00:00","guid":{"rendered":"https:\/\/rockvell.com\/?p=11104"},"modified":"2023-05-10T16:12:09","modified_gmt":"2023-05-10T13:12:09","slug":"unibankin-biznes-kredit-portfeli-birinci-rubd%c9%99-300-milyon-manata-yaxinlasib","status":"publish","type":"post","link":"https:\/\/rockvell.com\/?p=11104","title":{"rendered":"Unibank\u0131n biznes kredit portfeli birinci r\u00fcbd\u0259 300 milyon manata yax\u0131nla\u015f\u0131b"},"content":{"rendered":"\n<p class=\"has-medium-font-size\"><strong>Unibank\u0131n biznes kredit portfeli birinci r\u00fcbd\u0259 300 milyon manata yax\u0131nla\u015f\u0131b<\/strong><\/p>\n\n\n\n<p>2023-c\u00fc ilin ilk r\u00fcb\u00fc \u0259rzind\u0259 \u201cUnibank\u201d KB ASC biznes kreditl\u0259\u015fm\u0259sini xeyli art\u0131raraq, \u00f6lk\u0259 iqtisadiyyat\u0131n\u0131n maliyy\u0259 v\u0259saiti il\u0259 t\u0259minat\u0131nda aktiv i\u015ftirak\u0131n\u0131 davam etdirib. Biznes kreditl\u0259ri portfeli \u00f6t\u0259n ilin uy\u011fun d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 artaraq,\u00a0290 milyon manata \u00e7at\u0131b. Biznes\u0259 ayr\u0131lan v\u0259saitl\u0259rin art\u0131m\u0131 il\u0259 yana\u015f\u0131, \u201cUnibank\u201d\u0131 se\u00e7\u0259n biznes sahibl\u0259rinin say\u0131 2022-ci ilin eyni d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 41 %-\u0259 yax\u0131n \u00e7oxal\u0131b.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/rockvell.com\/wp-content\/uploads\/2023\/03\/Unibank-bina-2.jpg\" alt=\"\" class=\"wp-image-8994\" width=\"460\" height=\"321\" srcset=\"https:\/\/rockvell.com\/wp-content\/uploads\/2023\/03\/Unibank-bina-2.jpg 1000w, https:\/\/rockvell.com\/wp-content\/uploads\/2023\/03\/Unibank-bina-2-300x209.jpg 300w, https:\/\/rockvell.com\/wp-content\/uploads\/2023\/03\/Unibank-bina-2-768x536.jpg 768w, https:\/\/rockvell.com\/wp-content\/uploads\/2023\/03\/Unibank-bina-2-360x251.jpg 360w\" sizes=\"(max-width: 460px) 100vw, 460px\" \/><\/figure><\/div>\n\n\n<p>Biznes \u00fczr\u0259 dig\u0259r g\u00f6st\u0259ricil\u0259rd\u0259 d\u0259 x\u00fcsusi art\u0131mlar var. Bel\u0259 ki, h\u00fcquqi \u015f\u0259xs v\u0259 f\u0259rdi sahibkar\u0131n hesabla\u015fma kassa \u0259m\u0259liyyatlar\u0131 \u00fczr\u0259 14% art\u0131m qeyd\u0259 al\u0131n\u0131b. T\u0259kc\u0259 korporativ m\u00fc\u015ft\u0259ri say\u0131 \u00fczr\u0259 art\u0131m 38 %-i \u00f6t\u00fcb. H\u00fcquqi \u015f\u0259xs v\u0259 f\u0259rdi sahibkar olan aktiv m\u00fc\u015ft\u0259ri say\u0131 \u00fczr\u0259 art\u0131m 37 % olub. 2022-ci ilin birinci r\u00fcb\u00fc il\u0259 m\u00fcqayis\u0259d\u0259, bu ilin ilk r\u00fcb\u00fcnd\u0259 korporativ m\u00fc\u015ft\u0259ril\u0259r \u00fczr\u0259 hesablarda qal\u0131q v\u0259 depozitl\u0259r \u00fczr\u0259 art\u0131m 70 %-\u0259 \u00e7at\u0131b. Biznes\u0259 y\u00f6n\u0259lik m\u0259hsul v\u0259 xidm\u0259tl\u0259rin \u0259ks\u0259riyy\u0259ti avtomatla\u015fd\u0131r\u0131ld\u0131\u011f\u0131ndan, biznes sahibl\u0259ri onlayn xidm\u0259tl\u0259r\u0259 \u00fcst\u00fcnl\u00fck verib. Bu, onlayn kreditl\u0259rin sat\u0131\u015f\u0131nda qeyd\u0259 al\u0131nan art\u0131mda \u00f6z\u00fcn\u00fc g\u00f6st\u0259rir. Onlayn kreditl\u0259rin sat\u0131\u015f\u0131n\u0131n art\u0131m\u0131 m\u0259bl\u0259\u011f olaraq 18 %-i \u00f6t\u00fcb. \u00dcmumilikd\u0259 is\u0259 korporativ m\u00fc\u015ft\u0259ril\u0259r \u00fczr\u0259 kredit sat\u0131\u015f\u0131nda art\u0131m 34 %-d\u0259n \u00e7ox olub. H\u00fcquqi \u015f\u0259xs v\u0259 f\u0259rdi sahibkarlar \u00fczr\u0259 i\u015fl\u0259k kredit portfelinin art\u0131m\u0131 is\u0259 15 %-\u0259 yax\u0131nla\u015f\u0131b.<\/p>\n\n\n\n<p>Hesabat d\u00f6vr\u00fcn\u0259 mikro kreditl\u0259r portfelinin h\u0259cmind\u0259 ciddi y\u00fcks\u0259lm\u0259 qeyd\u0259 al\u0131n\u0131b. \u00d6t\u0259n ilin eyni d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 mikrokredit portfeli 66 % artaraq, 145<strong> <\/strong>milyon manata \u00e7at\u0131b. Portfel \u00fczr\u0259 veril\u0259n mikrokreditl\u0259rin say\u0131 2022-ci ilin birinci r\u00fcb\u00fc il\u0259 m\u00fcqayis\u0259d\u025946 %,&nbsp; m\u00fc\u015ft\u0259ri say\u0131 is\u0259 41 % art\u0131b. <strong>&nbsp;<\/strong>\u00d6t\u0259n ilin uy\u011fun d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 verilmi\u015f kreditl\u0259rin say\u0131nda 22 %, m\u0259bl\u0259\u011find\u0259 is\u0259 36 % &nbsp;art\u0131m var.<\/p>\n\n\n\n<p>\u201cUnibank\u201d\u0131n ki\u00e7ik v\u0259 mikro sahibkarlar \u00fc\u00e7\u00fcn istifad\u0259y\u0259 verdiyi avtomatla\u015fd\u0131r\u0131lm\u0131\u015f kredit sistemi sahibkarlar\u0131n i\u015fini xeyli asanla\u015fd\u0131rd\u0131\u011f\u0131ndan, birinci r\u00fcb \u0259rzind\u0259 ayr\u0131lan mikrokreditl\u0259rin b\u00f6y\u00fck hiss\u0259si&nbsp; avtomatla\u015fd\u0131r\u0131lm\u0131\u015f formada h\u0259yata ke\u00e7irilib. Veril\u0259n kreditl\u0259rin 99%-i plan\u015fet \u00fcsulu il\u0259 r\u0259smil\u0259\u015fdirilib. Plan\u015fetl\u0259rd\u0259 t\u0259tbiq olunan skorinq sistemi is\u0259 \u00f6t\u0259n il sahibkarlar\u0131n kredit almas\u0131n\u0131 d\u0259f\u0259l\u0259rl\u0259 asanla\u015fd\u0131r\u0131b. Scorinqin vasit\u0259sil\u0259 bank \u0259m\u0259kda\u015f\u0131 r\u0259q\u0259ml\u0259ri plan\u015fet\u0259 \u0259lav\u0259 etm\u0259kl\u0259, m\u00fc\u015ft\u0259rini avtomatik analiz ed\u0259r\u0259k ona ayr\u0131lacaq kreditin m\u0259bl\u0259\u011fini v\u0259 \u015f\u0259rtl\u0259rini an\u0131nda t\u0259yin ed\u0259 bilir.&nbsp;<\/p>\n\n\n\n<p><strong>Unibank- S\u0259nin Bank\u0131n!<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Unibank\u0131n biznes kredit portfeli birinci r\u00fcbd\u0259 300 milyon manata yax\u0131nla\u015f\u0131b 2023-c\u00fc ilin ilk r\u00fcb\u00fc \u0259rzind\u0259 \u201cUnibank\u201d KB ASC biznes kreditl\u0259\u015fm\u0259sini xeyli art\u0131raraq, \u00f6lk\u0259 iqtisadiyyat\u0131n\u0131n maliyy\u0259 v\u0259saiti il\u0259 t\u0259minat\u0131nda aktiv i\u015ftirak\u0131n\u0131 davam etdirib. Biznes kreditl\u0259ri portfeli&#8230;<\/p>\n","protected":false},"author":2,"featured_media":10248,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[41],"tags":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/11104"}],"collection":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=11104"}],"version-history":[{"count":1,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/11104\/revisions"}],"predecessor-version":[{"id":11105,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/11104\/revisions\/11105"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/media\/10248"}],"wp:attachment":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=11104"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=11104"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=11104"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}