{"id":11831,"date":"2023-05-30T08:00:00","date_gmt":"2023-05-30T05:00:00","guid":{"rendered":"https:\/\/rockvell.com\/?p=11831"},"modified":"2023-05-30T16:02:33","modified_gmt":"2023-05-30T13:02:33","slug":"unibank-beyn%c9%99lxalq-auditorun-hesabatini-aciqladi-bankin-aktivl%c9%99ri-1-4-milyarda-yaxinlasib","status":"publish","type":"post","link":"https:\/\/rockvell.com\/?p=11831","title":{"rendered":"Unibank Beyn\u0259lxalq auditorun hesabat\u0131n\u0131 a\u00e7\u0131qlad\u0131: Bank\u0131n aktivl\u0259ri 1.4 milyarda yax\u0131nla\u015f\u0131b"},"content":{"rendered":"\n

Unibank Beyn\u0259lxalq auditorun hesabat\u0131n\u0131 a\u00e7\u0131qlad\u0131: Bank\u0131n aktivl\u0259ri 1.4 milyarda yax\u0131nla\u015f\u0131b<\/strong><\/p>\n\n\n\n

2022-ci il \u00fczr\u0259 m\u00fcst\u0259qil auditorun hesabat\u0131na \u0259sas\u0259n \u201cUnibank KB\u201d ASC-nin \u00fcmumi aktivl\u0259ri \u0259vv\u0259lki il il\u0259 m\u00fcqayis\u0259d\u0259 37% artaraq 1,397 milyard manat t\u0259\u015fkil edib. Xalis kredit portfeli is\u0259 28% artaraq 845 milyon manat olub. 2022-ci ilin sonunda Bank\u0131n na\u011fd pul v\u0259saitl\u0259ri 255 milyon manata b\u0259rab\u0259r olub.<\/p>\n\n\n

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2021-ci ill\u0259 m\u00fcqayis\u0259d\u0259, \u00f6t\u0259n il \u00fcmumi kredit portfeli 20% v\u0259 ya 147 milyon manat artaraq, 887 milyon manat t\u0259\u015fkil edib. Bu, \u0259sas\u0259n kredit kartlar\u0131 v\u0259 mikro kredit portfelind\u0259ki art\u0131m hesab\u0131na ba\u015f verib. Eyni zamanda, hesabat ilind\u0259 portfelin keyfiyy\u0259ti \u0259h\u0259miyy\u0259tli d\u0259r\u0259c\u0259d\u0259 yax\u015f\u0131la\u015f\u0131b. Bel\u0259 ki, kredit portfeli \u00fczr\u0259 ehtiyat 2021-ci ild\u0259ki 80,8 milyon manatdan 2022-ci ild\u0259 41,8 milyon manata q\u0259d\u0259r azal\u0131b.<\/p>\n\n\n\n

Aktiv art\u0131m\u0131 \u0259sas\u0259n m\u00fc\u015ft\u0259ri hesablar\u0131ndak\u0131 \u00e7oxalma il\u0259 ba\u011fl\u0131d\u0131r. Bel\u0259 ki, m\u00fc\u015ft\u0259ri hesablar\u0131 hesabat ilind\u0259 40% artaraq 1,009 milyard manat t\u0259\u015fkil edib. Bununla yana\u015f\u0131 hesabat tarixin\u0259 Bank\u0131n c\u0259mi \u00f6hd\u0259likl\u0259ri 1,283 milyard manat olub.<\/p>\n\n\n\n

31 dekabr 2022-ci il tarixin\u0259 Bank\u0131n m\u0259cmu kapital\u0131 114,5 milyon manat t\u0259\u015fkil edib. Hesabat d\u00f6vr\u00fcnd\u0259 Bank t\u0259r\u0259find\u0259n 18,7 milyon manat m\u0259bl\u0259\u011find\u0259 adi s\u0259hml\u0259r emissiya edilib v\u0259 tam yerl\u0259\u015fdirilib. N\u0259tic\u0259d\u0259 il \u0259rzind\u0259 nizamnam\u0259 kapital\u0131 5,7% v\u0259 ya 7,5 milyon manat artaraq, ilin sonunda 138,2 milyon manata b\u0259rab\u0259r olub.<\/p>\n\n\n\n

Hesabat ili \u0259rzind\u0259 Bank \u00fcmumilikd\u0259 159,7 milyon manat faiz g\u0259liri \u0259ld\u0259 edib. Bu r\u0259q\u0259m \u00f6t\u0259n ilin m\u00fcvafiq d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 41,4 milyon manat v\u0259 ya 35% \u00e7oxdur. Eyni zamanda, faiz x\u0259rcl\u0259ri 12,4 milyon manat (28,7%) artaraq, 55,7 milyon manat t\u0259\u015fkil edib. N\u0259tic\u0259d\u0259 2022-ci il \u00fczr\u0259 xalis faiz g\u0259liri 28,9 milyon manat \u00e7oxalaraq, 103,9 milyon manat t\u0259\u015fkil edib.<\/p>\n\n\n\n

Bank\u0131n haqq v\u0259 komissiya g\u0259lirl\u0259rind\u0259 d\u0259 \u0259h\u0259miyy\u0259tli art\u0131m qeyd\u0259 al\u0131n\u0131b. Bel\u0259 ki, hesabat ilind\u0259 bank \u00fcmumilikd\u0259 58,3 milyon manat komissiya g\u0259liri \u0259ld\u0259 edib ki, bu da \u0259vv\u0259lki ilin m\u00fcvafiq g\u00f6st\u0259ricisi il\u0259 m\u00fcqayis\u0259d\u0259 28,9 milyon manat v\u0259 ya 98% y\u00fcks\u0259kdir.<\/p>\n","protected":false},"excerpt":{"rendered":"

Unibank Beyn\u0259lxalq auditorun hesabat\u0131n\u0131 a\u00e7\u0131qlad\u0131: Bank\u0131n aktivl\u0259ri 1.4 milyarda yax\u0131nla\u015f\u0131b 2022-ci il \u00fczr\u0259 m\u00fcst\u0259qil auditorun hesabat\u0131na \u0259sas\u0259n \u201cUnibank KB\u201d ASC-nin \u00fcmumi aktivl\u0259ri \u0259vv\u0259lki il il\u0259 m\u00fcqayis\u0259d\u0259 37% artaraq 1,397 milyard manat t\u0259\u015fkil edib. Xalis kredit…<\/p>\n","protected":false},"author":2,"featured_media":11832,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[41],"tags":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/11831"}],"collection":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=11831"}],"version-history":[{"count":1,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/11831\/revisions"}],"predecessor-version":[{"id":11833,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/11831\/revisions\/11833"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/media\/11832"}],"wp:attachment":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=11831"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=11831"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=11831"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}