{"id":17626,"date":"2023-11-02T05:00:00","date_gmt":"2023-11-02T02:00:00","guid":{"rendered":"https:\/\/rockvell.com\/?p=17626"},"modified":"2023-11-02T11:18:17","modified_gmt":"2023-11-02T08:18:17","slug":"bank-%c9%99m%c9%99kdasi-az%c9%99rbaycandaki-onlayn-firildaqcilarin-sevimli-maskasi-2","status":"publish","type":"post","link":"https:\/\/rockvell.com\/?p=17626","title":{"rendered":"\u201cBank \u0259m\u0259kda\u015f\u0131\u201d \u2013 Az\u0259rbaycandak\u0131 onlayn f\u0131r\u0131ldaq\u00e7\u0131lar\u0131n sevimli \u201cmaskas\u0131\u201d"},"content":{"rendered":"\n

\u201cBank \u0259m\u0259kda\u015f\u0131\u201d \u2013 Az\u0259rbaycandak\u0131 onlayn f\u0131r\u0131ldaq\u00e7\u0131lar\u0131n sevimli \u201cmaskas\u0131\u201d <\/strong><\/s><\/strong><\/p>\n\n\n\n

Az\u0259rbaycan Daxili \u0130\u015fl\u0259r Nazirliyi v\u0259t\u0259nda\u015flara kreditl\u0259rin verilm\u0259si il\u0259 ba\u011fl\u0131 d\u0259l\u0259duzluq reklamlar\u0131 bar\u0259d\u0259 x\u0259b\u0259rdarl\u0131q edir: t\u0259cav\u00fczkarlar elektron po\u00e7t v\u0259 messencerl\u0259r vasit\u0259sil\u0259 fi\u015finq g\u00f6nd\u0259ri\u015fl\u0259ri yaymaqla \u201cs\u00fcr\u0259tli v\u0259 s\u0259rf\u0259li kredit\u201d imkan\u0131 t\u0259klif edirl\u0259r. H\u0259qiq\u0259t\u0259n d\u0259, \u201cKaspersky\u201dnin sor\u011fusuna g\u00f6r\u0259*, onlayn f\u0131r\u0131ldaq\u00e7\u0131l\u0131qla qar\u015f\u0131la\u015fan respondentl\u0259rin 38%-i qeyd edib ki, t\u0259cav\u00fczkarlar \u00f6zl\u0259rini bank v\u0259 ya hans\u0131sa maliyy\u0259 t\u0259\u015fkilat\u0131n\u0131n i\u015f\u00e7il\u0259ri kimi t\u0259qdim edibl\u0259r.<\/p>\n\n\n

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\"\"<\/figure><\/div>\n\n\n

\u00dcmumilikd\u0259, respondentl\u0259rin 44%-i sor\u011fu zaman\u0131 onlayn f\u0131r\u0131ldaq\u00e7\u0131lar\u0131n onlara v\u0259 ya yax\u0131nlar\u0131na \u00f6t\u0259n ill\u0259 m\u00fcqayis\u0259d\u0259 bu il daha tez-tez h\u00fccum etdikl\u0259rini qeyd edibl\u0259r. Eyni zamanda, bir il \u0259vv\u0259l populyarl\u0131q \u00fczr\u0259 birinci yeri \u00f6zl\u0259rini banklar, maliyy\u0259 t\u0259\u015fkilatlar\u0131 v\u0259 m\u0259\u015fhur brendl\u0259rin n\u00fcmay\u0259nd\u0259l\u0259ri kimi t\u0259qdim ed\u0259n d\u0259l\u0259duzlar b\u00f6l\u00fc\u015f\u00fcbl\u0259r, h\u0259min vaxt onlar\u0131n ad\u0131 s\u0259sl\u0259ndiril\u0259n cavablar\u0131n pay\u0131 27% olub. \u0130ndi bank v\u0259 maliyy\u0259 t\u0259\u015fkilar\u0131 f\u0131r\u0131ldaq\u00e7\u0131lar \u00fc\u00e7\u00fcn birinci s\u0131rada g\u0259l\u0259n “sevimli” maskalanma vasit\u0259sidir. T\u0259cav\u00fczkar\u0131n t\u0259l\u0259sin\u0259 d\u00fc\u015f\u0259n sor\u011fu i\u015ftirak\u00e7\u0131lar\u0131n\u0131n yar\u0131dan \u00e7oxunun (57%) bu bar\u0259d\u0259 \u00f6z banklar\u0131na \u015fikay\u0259t etm\u0259m\u0259si d\u0259 maraq do\u011furur.<\/p>\n\n\n\n

Bank n\u00fcmay\u0259nd\u0259l\u0259rinin qeyd etdiyi kimi, bu g\u00fcn \u0259n \u00e7ox yay\u0131lm\u0131\u015f d\u0259l\u0259duzluq sxemi sosial m\u00fch\u0259ndislikdir. F\u0131r\u0131ldaq\u00e7\u0131lar\u0131 m\u0259\u011flub etm\u0259k v\u0259 pulunuzu qorumaq \u00fc\u00e7\u00fcn ilk n\u00f6vb\u0259d\u0259 say\u0131ql\u0131q v\u0259 maliyy\u0259 savadl\u0131l\u0131\u011f\u0131 k\u00f6m\u0259yiniz\u0259 \u00e7atacaq.<\/p>\n\n\n\n

\u201cM\u00fc\u015ft\u0259ri yaln\u0131z \u015f\u0259xsi m\u0259lumatlar\u0131n\u0131 t\u0259cav\u00fczkarlara t\u0259qdim etdiyi zaman onlar\u0131n qurban\u0131 ola bil\u0259r. Sad\u0259 t\u0259hl\u00fck\u0259sizlik qaydalar\u0131 il\u0259 pula q\u0259na\u0259t ed\u0259 v\u0259 f\u0131r\u0131ldaq\u00e7\u0131lar\u0131n m\u00fcdaxil\u0259sinin qar\u015f\u0131s\u0131n\u0131 almaq m\u00fcmk\u00fcnd\u00fcr: nam\u0259lum insanlara etibar etm\u0259yin, bankdan g\u0259l\u0259n SMS-l\u0259ri diqq\u0259tl\u0259 oxuyun v\u0259 \u00fc\u00e7\u00fcnc\u00fc \u015f\u0259xsl\u0259rin t\u0259l\u0259bi il\u0259 \u015f\u0259xsi cihazlar\u0131n\u0131zda nam\u0259lum t\u0259tbiql\u0259r qura\u015fd\u0131rmay\u0131n. Bank i\u015f\u00e7il\u0259ri he\u00e7 vaxt sizd\u0259n hesablar\u0131n\u0131zdan pul \u00e7\u0131xar\u0131b \u0259lav\u0259, guya \u201ct\u0259hl\u00fck\u0259siz\u201d hesablara k\u00f6\u00e7\u00fcrm\u0259yinizi v\u0259 ya kuryerl\u0259r\u0259 verm\u0259yinizi t\u0259l\u0259b etm\u0259z. M\u00fc\u015ft\u0259ril\u0259rin pullar\u0131 yaln\u0131z m\u00fc\u015ft\u0259rinin \u00f6z\u00fcn\u00fcn \u0259vv\u0259ll\u0259r bankda fiziki olaraq a\u00e7d\u0131\u011f\u0131 hesabda saxlan\u0131l\u0131r. Ona g\u00f6r\u0259 d\u0259 ist\u0259nil\u0259n halda r\u0259smi \u0259laq\u0259 m\u0259lumatlar\u0131ndan istifad\u0259 ed\u0259r\u0259k banka z\u0259ng edib m\u0259lumatlar\u0131 h\u0259mi\u015f\u0259 t\u0259krar\u0259n yoxlama\u011f\u0131n\u0131z\u0131 t\u00f6vsiy\u0259 edirik\u201d, – dey\u0259 VTB Bank\u0131n (Az\u0259rbaycan) informasiya t\u0259hl\u00fck\u0259sizliyi departamentinin r\u0259hb\u0259ri Elvin S\u0259dirov qeyd edir.<\/p>\n\n\n\n

\u201c\u015e\u0259xsi pul y\u0131\u011f\u0131mlar\u0131 h\u0259r bir insan\u0131 narahat ed\u0259n m\u0259s\u0259l\u0259dir. Bunu bil\u0259n t\u0259cav\u00fczkarlar z\u0259ngl\u0259rind\u0259 bank m\u00f6vzusunun arxas\u0131nda gizl\u0259nm\u0259kd\u0259n \u00e7\u0259kinmirl\u0259r. Bu c\u0259hd sosial m\u00fch\u0259ndislik \u00fcsullar\u0131 il\u0259 tamamland\u0131qda, bu c\u00fcr saxta sxeml\u0259r daha da i\u015fl\u0259k hala g\u0259lir. Bir insan d\u0259l\u0259duzluqdan \u015f\u00fcbh\u0259l\u0259n\u0259 bil\u0259r, lakin \u00e7ox vaxt \u201cq\u0259pik-q\u0259pik y\u0131\u011fd\u0131\u011f\u0131\u201d pullara g\u00f6r\u0259 narahatl\u0131\u011f\u0131 sa\u011flam d\u00fc\u015f\u00fcnc\u0259y\u0259 qalib g\u0259lir. Biz v\u0259t\u0259nda\u015flar\u0131 n\u0259inki banka \u00f6zl\u0259ri m\u00fcraci\u0259t ed\u0259r\u0259k m\u0259lumatlar\u0131 t\u0259krar\u0259n yoxlama\u011fa, h\u0259m d\u0259 t\u0259cav\u00fczkarlar\u0131n, m\u0259s\u0259l\u0259n, fi\u015finq e-po\u00e7tlar\u0131 \u015f\u0259klind\u0259 onlayn h\u0259yata ke\u00e7iridikl\u0259ri \u201cbank\u00e7\u0131l\u0131q\u201d sxeml\u0259rin\u0259 inanmama\u011fa \u00e7a\u011f\u0131r\u0131r\u0131q. \u018fg\u0259r messencerd\u0259n g\u0259l\u0259n e-po\u00e7t v\u0259 ya mesajda sizd\u0259n link\u0259 ke\u00e7id ed\u0259r\u0259k \u015f\u00fcbh\u0259li \u0259m\u0259liyyatlar\u0131 dayand\u0131rmaq \u00fc\u00e7\u00fcn kart m\u0259lumatlar\u0131n\u0131z\u0131 daxil etm\u0259yiniz ist\u0259nilirs\u0259, d\u0259rhal \u0259l saxlay\u0131n. Son cihaz\u0131n\u0131zda qura\u015fd\u0131r\u0131lm\u0131\u015f etibarl\u0131 t\u0259hl\u00fck\u0259sizlik h\u0259lli \u0259lav\u0259 t\u0259hl\u00fck\u0259sizlik s\u0131\u011fortan\u0131z olacaq\u201d, – dey\u0259 \u201cKaspersky\u201dnin Az\u0259rbaycandak\u0131 r\u0259smi n\u00fcmay\u0259nd\u0259si M\u00fc\u015fviq M\u0259mm\u0259dov \u0259lav\u0259 edir.* Sor\u011fu \u201cERA Marketing Center\u201d ara\u015fd\u0131rma \u015firk\u0259ti t\u0259r\u0259find\u0259n 2022-ci ilin dekabr\u0131nda \u201cface-to-face\u201d (\u00fczb\u0259\u00fcz) \u00fcsulu il\u0259 Bak\u0131 (200 anket), G\u0259nc\u0259 v\u0259 Sumqay\u0131t (h\u0259r birind\u0259 50 anket) \u015f\u0259h\u0259rl\u0259rinin 0-17 ya\u015flar\u0131nda \u00f6vladlar\u0131 olan sakinl\u0259ri aras\u0131nda ke\u00e7irilib. Sor\u011fuda \u00fcmumilikd\u0259 300 respondent i\u015ftirak edib.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

\u201cBank \u0259m\u0259kda\u015f\u0131\u201d \u2013 Az\u0259rbaycandak\u0131 onlayn f\u0131r\u0131ldaq\u00e7\u0131lar\u0131n sevimli \u201cmaskas\u0131\u201d Az\u0259rbaycan Daxili \u0130\u015fl\u0259r Nazirliyi v\u0259t\u0259nda\u015flara kreditl\u0259rin verilm\u0259si il\u0259 ba\u011fl\u0131 d\u0259l\u0259duzluq reklamlar\u0131 bar\u0259d\u0259 x\u0259b\u0259rdarl\u0131q edir: t\u0259cav\u00fczkarlar elektron po\u00e7t v\u0259 messencerl\u0259r vasit\u0259sil\u0259 fi\u015finq g\u00f6nd\u0259ri\u015fl\u0259ri yaymaqla \u201cs\u00fcr\u0259tli v\u0259 s\u0259rf\u0259li kredit\u201d…<\/p>\n","protected":false},"author":2,"featured_media":11072,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/17626"}],"collection":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=17626"}],"version-history":[{"count":1,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/17626\/revisions"}],"predecessor-version":[{"id":17627,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/17626\/revisions\/17627"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/media\/11072"}],"wp:attachment":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=17626"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=17626"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=17626"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}