{"id":20057,"date":"2024-01-15T09:00:00","date_gmt":"2024-01-15T06:00:00","guid":{"rendered":"https:\/\/rockvell.com\/?p=20057"},"modified":"2024-01-15T15:42:27","modified_gmt":"2024-01-15T12:42:27","slug":"accessbank-2023-cu-il-uzr%c9%99-maliyy%c9%99-hesabatini-aciqlayir","status":"publish","type":"post","link":"https:\/\/rockvell.com\/?p=20057","title":{"rendered":"AccessBank 2023-c\u00fc il \u00fczr\u0259 maliyy\u0259 hesabat\u0131n\u0131 a\u00e7\u0131qlay\u0131r"},"content":{"rendered":"\n<p class=\"has-medium-font-size\"><strong>AccessBank 2023-c\u00fc il \u00fczr\u0259 maliyy\u0259 hesabat\u0131n\u0131 a\u00e7\u0131qlay\u0131r<\/strong><\/p>\n\n\n\n<p>Mikro, ki\u00e7ik v\u0259 orta sahibkarl\u0131\u011f\u0131n kreditl\u0259\u015fm\u0259si bazar\u0131n\u0131n lideri olan AccessBank, 2023-c\u00fc il \u00fczr\u0259 maliyy\u0259 n\u0259tic\u0259l\u0259rini a\u00e7\u0131qlay\u0131r.<\/p>\n\n\n\n<p>\u018ftrafl\u0131 m\u0259lumat \u0259ld\u0259 etm\u0259k \u00fc\u00e7\u00fcn: <strong><a href=\"https:\/\/www.accessbank.az\/az\/our-bank\/in-figures\/\" target=\"_blank\" rel=\"noopener\" title=\"\">https:\/\/www.accessbank.az\/az\/our-bank\/in-figures\/<\/a><\/strong><\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/rockvell.com\/wp-content\/uploads\/2024\/01\/Hesabat-1024x1024.png\" alt=\"\" class=\"wp-image-20058\" style=\"width:448px;height:auto\" srcset=\"https:\/\/rockvell.com\/wp-content\/uploads\/2024\/01\/Hesabat-1024x1024.png 1024w, https:\/\/rockvell.com\/wp-content\/uploads\/2024\/01\/Hesabat-300x300.png 300w, https:\/\/rockvell.com\/wp-content\/uploads\/2024\/01\/Hesabat-150x150.png 150w, https:\/\/rockvell.com\/wp-content\/uploads\/2024\/01\/Hesabat-768x768.png 768w, https:\/\/rockvell.com\/wp-content\/uploads\/2024\/01\/Hesabat-360x360.png 360w, https:\/\/rockvell.com\/wp-content\/uploads\/2024\/01\/Hesabat.png 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n\n<p>Bank, 2023-c\u00fc il n\u0259tic\u0259l\u0259rin\u0259 g\u00f6r\u0259 39.8 milyon manat xalis m\u0259nf\u0259\u0259t \u0259ld\u0259 edib. Eyni g\u00f6st\u0259rici 2022-ci ild\u0259 15.0 milyon manat t\u0259\u015fkil edib. N\u0259tic\u0259d\u0259, Bank\u0131n kapital dayan\u0131ql\u0131\u011f\u0131 g\u00f6st\u0259ricisi daha da m\u00f6hk\u0259ml\u0259nmi\u015f v\u0259 m\u0259cmu kapital\u0131 41.9% v\u0259 ya 42.3 milyon manat artaraq 143.5 milyon manata y\u00fcks\u0259lmi\u015fdir ki, bu da requlyativ t\u0259l\u0259bd\u0259n 2.9 d\u0259f\u0259 \u00e7oxdur.<\/p>\n\n\n\n<p>S\u00f6z\u00fcged\u0259n art\u0131m\u0131n drayverl\u0259ri kimi kredit portfelinin, x\u00fcsus\u0259n biznes kreditl\u0259rinin art\u0131m\u0131, depozitorlar\u0131n banka inam\u0131n\u0131n artmas\u0131, habel\u0259 yeni beyn\u0259lxalq kreditl\u0259rin c\u0259lb edilm\u0259si qeyd oluna bil\u0259r. Bel\u0259 ki, \u00f6t\u0259n il \u0259rzind\u0259:<\/p>\n\n\n\n<ul>\n<li>Kredit portfeli 24.6% art\u0131b v\u0259 portfel 1 milyard manat\u0131 \u00fcst\u0259l\u0259yib. Hesabat d\u00f6vr\u00fcn\u00fcn sonuna c\u0259mi kredit portfeli 1 013.8 milyon manat t\u0259\u015fkil edib.<\/li>\n<\/ul>\n\n\n\n<ul>\n<li>Kredit portfelinin 76.9%-i biznes\u0259 ayr\u0131lm\u0131\u015f kreditl\u0259r t\u0259\u015fkil edir ki, biznes portfelinin h\u0259cmi 780.0 milyon manatd\u0131r. Hesabat d\u00f6vr\u00fc \u0259rzind\u0259 biznes portfeli 23.0% v\u0259 ya 146.0 milyon manat art\u0131b. \u0130l \u0259rzind\u0259 verilmi\u015f biznes kreditl\u0259rinin 55.3%-i regionlar\u0131n pay\u0131na d\u00fc\u015f\u00fcr.<\/li>\n<\/ul>\n\n\n\n<ul>\n<li>Depozit portfelinin h\u0259cmi 1 milyard manatdan y\u00fcks\u0259kdir v\u0259 2023-c\u00fc ilin sonuna 1&nbsp;051.6 milyon manat t\u0259\u015fkil edir ki, bu da 2022-ci ill\u0259 m\u00fcqayis\u0259d\u0259 22.3% \u00e7oxdur.<\/li>\n<\/ul>\n\n\n\n<ul>\n<li>\u018fhalinin m\u00fcdd\u0259tli \u0259man\u0259tl\u0259ri ilin \u0259vv\u0259lind\u0259n 20.9% art\u0131b v\u0259 722.1 milyon manata \u00e7at\u0131b.<\/li>\n<\/ul>\n\n\n\n<ul>\n<li>AccessBank 2023-c\u00fc ild\u0259 beyn\u0259lxalq n\u00fcfuzlu xarici kreditorlardan milli valyutada 51.0 milyon manat h\u0259cmind\u0259 kredit c\u0259lb etmi\u015fdir ki, bunun 8.5 milyon manat hiss\u0259si maliyy\u0259 sektoru \u00fc\u00e7\u00fcn ilk olaraq \u201cya\u015f\u0131l\u201d maliyy\u0259dir.<\/li>\n<\/ul>\n\n\n\n<ul>\n<li>Bank\u0131n aktivl\u0259ri 1.4 milyard manata y\u00fcks\u0259lib ki, bu da 2022-ci ill\u0259 m\u00fcqayis\u0259s\u0259d\u0259 19.1% \u00e7oxdur.<\/li>\n<\/ul>\n\n\n\n<ul>\n<li>Faiz g\u0259lirl\u0259ri 2022-ci il il\u0259 m\u00fcqayis\u0259d\u0259 39.0% artaraq 195.3 milyon manat t\u0259\u015fkil edib. Xalis faiz g\u0259lirl\u0259ri is\u0259 2022-ci il il\u0259 m\u00fcqayis\u0259d\u0259 46.0% artaraq 122.0 milyon manata y\u00fcks\u0259lib.<\/li>\n<\/ul>\n\n\n\n<ul>\n<li>Qeyri-faiz g\u0259lirl\u0259ri \u00f6t\u0259n ilin m\u00fcvafiq d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 36.7% artaraq 17.9 milyon manat t\u0259\u015fkil edir.<\/li>\n<\/ul>\n\n\n\n<ul>\n<li>Xalis \u0259m\u0259liyyat m\u0259nf\u0259\u0259ti 2023-c\u00fc ild\u0259 56.3 milyon manata \u00e7at\u0131b. 2022-ci ild\u0259 eyni g\u00f6st\u0259rici 22.9 milyon manat t\u0259\u015fkil edib.<\/li>\n<\/ul>\n\n\n\n<ul>\n<li>Bank\u0131n likvidlik m\u00f6vqeyi dayan\u0131ql\u0131d\u0131r v\u0259 likvidlik \u0259msal\u0131 73.7% t\u0259\u015fkil edir ki, bu da AMB-\u0131n t\u0259l\u0259b etdiyi minimum normadan 2.5 d\u0259f\u0259 y\u00fcks\u0259kdir.<\/li>\n<\/ul>\n\n\n\n<p><em>AccessBank Az\u0259rbaycan\u0131n mikromaliyy\u0259l\u0259\u015fdirm\u0259 bazar\u0131nda lider olaraq, 2002-ci ild\u0259n <strong><a href=\"https:\/\/www.accessbank.az\/az\/business\/loans\/sme-loans\/\" target=\"_blank\" rel=\"noopener\" title=\"\">ki\u00e7ik v\u0259 orta biznesl\u0259r\u0259<\/a><\/strong> xidm\u0259t g\u00f6st\u0259rir. Bank\u0131n s\u0259hmdarlar\u0131 s\u0131ras\u0131nda Asiya \u0130nki\u015faf Bank\u0131, Avropa \u0130nvestisiya Bank\u0131, Beyn\u0259lxalq Maliyy\u0259 Korporasiyas\u0131 kimi beyn\u0259lxalq t\u0259\u015fkilat v\u0259 qurumlar yer al\u0131r. Bank\u0131n 14-\u00fc Bak\u0131da, 18-i b\u00f6lg\u0259l\u0259rd\u0259 olmaqla, 32 filial\u0131 f\u0259aliyy\u0259t g\u00f6st\u0259rir v\u0259 MKOB-lar \u00fc\u00e7\u00fcn \u0259l\u00e7atan maliyy\u0259l\u0259\u015fdirm\u0259 imkanlar\u0131n\u0131 t\u0259qdim etm\u0259y\u0259 davam edir.<\/em><\/p>\n\n\n\n<p><em>Bank\u0131n xidm\u0259tl\u0259ri haqq\u0131nda daha \u0259trafl\u0131 m\u0259lumat \u0259ld\u0259 etm\u0259k \u00fc\u00e7\u00fcn 151 \u018flaq\u0259 M\u0259rk\u0259zin\u0259 z\u0259ng etm\u0259k, h\u0259m\u00e7inin\u00a0<strong><a href=\"http:\/\/www.accessbank.az\" target=\"_blank\" rel=\"noopener\" title=\"\">www.accessbank.az<\/a><\/strong>\u00a0sayt\u0131na, v\u0259 ya bank\u0131n m\u00fcxt\u0259lif sosial \u015f\u0259b\u0259k\u0259l\u0259rd\u0259 olan s\u0259hif\u0259l\u0259rin\u0259\u00a0 <u>(<\/u><a href=\"https:\/\/www.facebook.com\/AccessBankAz\" target=\"_blank\" rel=\"noopener\" title=\"\"><strong>Facebook<\/strong><\/a><u>,<strong> <\/strong><\/u><\/em><a href=\"https:\/\/www.instagram.com\/accessbankaz\/\" target=\"_blank\" rel=\"noopener\" title=\"\"><em><strong>Instagram<\/strong><\/em><\/a><em><u>, <\/u><a href=\"https:\/\/www.linkedin.com\/company\/accessbank-azerbaijan\/\" target=\"_blank\" rel=\"noopener\" title=\"\"><strong>LinkedIn<\/strong><\/a><u>)<\/u> m\u00fcraci\u0259t ed\u0259 bil\u0259rsiniz. \u00a0*AccessBank QSC Az\u0259rbayca Respublikas\u0131 M\u0259rk\u0259zi Bank\u0131 t\u0259r\u0259find\u0259n 25 oktyabr 2002-ci il tarixli 245 sayl\u0131 lisenziya \u0259sas\u0131nda f\u0259aliyy\u0259t g\u00f6st\u0259rir. Bank\u0131n Ba\u015f ofisi Bak\u0131 \u015f\u0259h\u0259ri, Yasamal rayonu, Tbilisi prospekti 3 \u00fcnvan\u0131nda yerl\u0259\u015fir.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>AccessBank 2023-c\u00fc il \u00fczr\u0259 maliyy\u0259 hesabat\u0131n\u0131 a\u00e7\u0131qlay\u0131r Mikro, ki\u00e7ik v\u0259 orta sahibkarl\u0131\u011f\u0131n kreditl\u0259\u015fm\u0259si bazar\u0131n\u0131n lideri olan AccessBank, 2023-c\u00fc il \u00fczr\u0259 maliyy\u0259 n\u0259tic\u0259l\u0259rini a\u00e7\u0131qlay\u0131r. \u018ftrafl\u0131 m\u0259lumat \u0259ld\u0259 etm\u0259k \u00fc\u00e7\u00fcn: https:\/\/www.accessbank.az\/az\/our-bank\/in-figures\/ Bank, 2023-c\u00fc il n\u0259tic\u0259l\u0259rin\u0259 g\u00f6r\u0259 39.8&#8230;<\/p>\n","protected":false},"author":2,"featured_media":20058,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[41],"tags":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/20057"}],"collection":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=20057"}],"version-history":[{"count":1,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/20057\/revisions"}],"predecessor-version":[{"id":20059,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/20057\/revisions\/20059"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/media\/20058"}],"wp:attachment":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=20057"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=20057"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=20057"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}