{"id":20869,"date":"2024-02-10T02:00:00","date_gmt":"2024-02-09T23:00:00","guid":{"rendered":"https:\/\/rockvell.com\/?p=20869"},"modified":"2024-02-09T19:43:15","modified_gmt":"2024-02-09T16:43:15","slug":"ipoteka-krediti-%c9%99ld%c9%99-ed%c9%99n-zaman-%c9%99n-cox-girov-qoyulan-%c9%99mlaklar","status":"publish","type":"post","link":"https:\/\/rockvell.com\/?p=20869","title":{"rendered":"\u0130poteka krediti \u0259ld\u0259 ed\u0259n zaman \u0259n \u00e7ox girov qoyulan \u0259mlaklar"},"content":{"rendered":"\n

\u0130poteka krediti \u0259ld\u0259 ed\u0259n zaman \u0259n \u00e7ox girov qoyulan \u0259mlaklar<\/strong><\/p>\n\n\n\n

Bir \u00e7ox v\u0259t\u0259nda\u015flar ya\u015fay\u0131\u015f evi v\u0259 ya m\u0259nzil almaq \u00fc\u00e7\u00fcn ipoteka kreditin\u0259 m\u00fcraci\u0259t edirl\u0259r. Da\u015f\u0131nmaz \u0259mlaklar\u0131n girov predmeti olmas\u0131 is\u0259 bu bazar\u0131n canlanmas\u0131na s\u0259b\u0259b olur. \u0130qtisadiyyat Nazirliyi yan\u0131nda \u018fmlak M\u0259s\u0259l\u0259l\u0259ri D\u00f6vl\u0259t Xidm\u0259ti bu sah\u0259 \u00fczr\u0259 2023-c\u00fc ilin statistikas\u0131n\u0131 t\u0259qdim edib.<\/p>\n\n\n

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\"\"<\/figure><\/div>\n\n\n

2023-c\u00fc il \u0259rzind\u0259 ba\u011flanan ipoteka m\u00fcqavil\u0259l\u0259rinin say\u0131<\/strong><\/p>\n\n\n\n

\u00d6t\u0259n il \u0259rzind\u0259 \u00f6lk\u0259mizd\u0259 81.762 da\u015f\u0131nmaz \u0259mlak \u00fczr\u0259 ipoteka m\u00fcqavil\u0259si qeyd\u0259 al\u0131n\u0131b. Bu, 2022-ci il il\u0259 m\u00fcqayis\u0259d\u0259 8.785 \u0259d\u0259d v\u0259 ya 12% \u00e7oxdur.<\/p>\n\n\n\n

\u018fn \u00e7ox girov qoyulan da\u015f\u0131nmaz \u0259mlaklar<\/strong><\/p>\n\n\n\n

Az\u0259rbaycanda girov qoyulan \u0259mlaklar s\u0131ras\u0131nda m\u0259nzill\u0259r, torpaq sah\u0259l\u0259ri v\u0259 f\u0259rdi ya\u015fay\u0131\u015f evl\u0259ri \u00fcst\u00fcnl\u00fck t\u0259\u015fkil edir. \u018fn \u00e7ox girov qoyulan da\u015f\u0131nmaz \u0259mlak is\u0259 m\u0259nzildir. Bel\u0259 ki, 2023-c\u00fc il \u0259rzind\u0259 45.532 m\u0259nzil \u00fczr\u0259 ipoteka m\u00fcqavil\u0259si ba\u011flan\u0131l\u0131b. Bu d\u00f6vrd\u0259 girov qoyulmu\u015f \u00fcmumi 81.762 \u0259mlakdan 16.750-si torpaq sah\u0259sinin, 11.866-s\u0131 is\u0259 f\u0259rdi ya\u015fay\u0131\u015f evinin pay\u0131na d\u00fc\u015f\u00fcr.<\/p>\n\n\n\n

Da\u015f\u0131nmaz \u0259mlak n\u00f6vl\u0259ri \u00fczr\u0259 ipoteka m\u00fcqavil\u0259l\u0259ri<\/strong><\/p>\n\n\n\n

\u018fmlak n\u00f6vl\u0259ri<\/strong><\/td>M\u00fcqavil\u0259 say\u0131<\/strong><\/td>\u00dcmumi g\u00f6st\u0259ricid\u0259 pay\u0131 (faizl\u0259)<\/strong><\/td><\/tr>
M\u0259nzil<\/td>45532<\/td>55.7%<\/td><\/tr>
Torpaq sah\u0259si<\/td>16750<\/td>20.5%<\/td><\/tr>
F\u0259rdi ya\u015fay\u0131\u015f evl\u0259ri<\/td>11866<\/td>14.5%<\/td><\/tr>
Qeyri-ya\u015fay\u0131\u015f sah\u0259l\u0259ri<\/td>2857<\/td>3.5%<\/td><\/tr>
Qeyri-ya\u015fay\u0131\u015f binalar\u0131<\/td>2351<\/td>2.9%<\/td><\/tr>
Ba\u011f evl\u0259ri<\/td>1531<\/td>1.9%<\/td><\/tr>
Dig\u0259rl\u0259r<\/td>875<\/td>1.1%<\/td><\/tr>
\u00dcmumi<\/strong><\/td>81762<\/strong><\/td>100.0%<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

Da\u015f\u0131nmaz \u0259mlak \u00fczr\u0259 \u0259n \u00e7ox ipoteka m\u00fcqavil\u0259si paytaxt Bak\u0131da ba\u011flan\u0131b<\/strong><\/p>\n\n\n\n

2023-c\u00fc il \u0259rzind\u0259 42.484 ipoteka m\u00fcqavil\u0259si ba\u011flan\u0131l\u0131b ki, bu da \u00f6lk\u0259 \u00fczr\u0259 \u00fcmumi g\u00f6st\u0259ricinin 52%-ni t\u0259\u015fkil edir. Bak\u0131dan sonra ipotekan\u0131n \u0259n \u00e7ox d\u00f6vl\u0259t qeydiyyat\u0131 \u018fmlak M\u0259s\u0259l\u0259l\u0259ri D\u00f6vl\u0259t Xidm\u0259tinin tabeliyind\u0259 \u201cDa\u015f\u0131nmaz \u018fmlak\u0131n D\u00f6vl\u0259t Kadastr\u0131 v\u0259 Reyestri\u201d publik h\u00fcquqi \u015f\u0259xsin 4 sayl\u0131 Ab\u015feron (10894 m\u00fcqavil\u0259), 2 sayl\u0131 Sumqay\u0131t (4613 m\u00fcqavil\u0259), 5 sayl\u0131 Xa\u00e7maz (3878 m\u00fcqavil\u0259) v\u0259 3 sayl\u0131 G\u0259nc\u0259 \u0259razi idar\u0259l\u0259rind\u0259 (3871 m\u00fcqavil\u0259) apar\u0131l\u0131b. Bu, h\u0259min b\u00f6lg\u0259l\u0259rd\u0259ki iqtisadi aktivliyin g\u00f6st\u0259ricil\u0259rind\u0259n biri kimi d\u0259 qiym\u0259tl\u0259ndiril\u0259 bil\u0259r.<\/p>\n\n\n\n

\u0130poteka m\u00fcqavil\u0259l\u0259rinin say\u0131na g\u00f6r\u0259 \u0259razi idar\u0259l\u0259ri<\/strong><\/p>\n\n\n\n

S\u0131ra \u2116<\/strong><\/td>\u018frazi idar\u0259l\u0259ri<\/strong><\/td>\u0130poteka m\u00fcqavil\u0259sinin \u00fcmumi say\u0131<\/strong><\/td>\u00d6lk\u0259 \u00fczr\u0259 g\u00f6st\u0259ricid\u0259 pay\u0131<\/strong>(faizl\u0259)<\/strong><\/td><\/tr><\/thead>
1.<\/td>1 sayl\u0131 Bak\u0131 \u018frazi \u0130dar\u0259si<\/td>42484<\/td>52.0%<\/td><\/tr>
2.<\/td>4 sayl\u0131 Ab\u015feron \u018frazi \u0130dar\u0259si<\/td>10894<\/td>13.3%<\/td><\/tr>
3.<\/td>2 sayl\u0131 Sumqay\u0131t \u018frazi \u0130dar\u0259si<\/td>4613<\/td>5.6%<\/td><\/tr>
4.<\/td>5 sayl\u0131 Xa\u00e7maz \u018frazi \u0130dar\u0259si<\/td>3878<\/td>4.7%<\/td><\/tr>
5.<\/td>3 sayl\u0131 G\u0259nc\u0259 \u018frazi \u0130dar\u0259si<\/td>3871<\/td>4.7%<\/td><\/tr>
6.<\/td>9 sayl\u0131 Q\u0259b\u0259l\u0259 \u018frazi \u0130dar\u0259si<\/td>1823<\/td>2.2%<\/td><\/tr>
7.<\/td>17 sayl\u0131 Yevlax \u018frazi \u0130dar\u0259si<\/td>1692<\/td>2.1%<\/td><\/tr>
8.<\/td>7 sayl\u0131 B\u0259rd\u0259 \u018frazi \u0130dar\u0259si<\/td>1680<\/td>2.1%<\/td><\/tr>
9.<\/td>13 sayl\u0131 \u015eirvan \u018frazi \u0130dar\u0259si<\/td>1506<\/td>1.8%<\/td><\/tr>
10.<\/td>14 sayl\u0131 \u015eamax\u0131 \u018frazi \u0130dar\u0259si<\/td>1493<\/td>1.8%<\/td><\/tr>
11.<\/td>11 sayl\u0131 \u015e\u0259mkir \u018frazi \u0130dar\u0259si<\/td>1192<\/td>1.5%<\/td><\/tr>
12.<\/td>10 sayl\u0131 L\u0259nk\u0259ran \u018frazi \u0130dar\u0259si<\/td>1191<\/td>1.5%<\/td><\/tr>
13.<\/td>6 sayl\u0131 Beyl\u0259qan \u018frazi \u0130dar\u0259si<\/td>1162<\/td>1.4%<\/td><\/tr>
14.<\/td>12 sayl\u0131 \u015e\u0259ki \u018frazi \u0130dar\u0259si<\/td>1082<\/td>1.3%<\/td><\/tr>
15.<\/td>15 sayl\u0131 Tovuz \u018frazi \u0130dar\u0259si<\/td>1020<\/td>1.2%<\/td><\/tr>
16.<\/td>8 sayl\u0131 C\u0259lilabad \u018frazi \u0130dar\u0259si<\/td>845<\/td>1.0%<\/td><\/tr>
17.<\/td>16 sayl\u0131 Ucar \u018frazi \u0130dar\u0259si<\/td>678<\/td>0.8%<\/td><\/tr>
18.<\/td>18 sayl\u0131 Zaqatala \u018frazi \u0130dar\u0259si<\/td>658<\/td>0.8%<\/td><\/tr>
\u00d6lk\u0259 \u00fczr\u0259<\/strong><\/td>81762<\/strong><\/td>100.0%<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

M\u0259nzill\u0259rin \u0259n \u00e7ox girov qoyuldu\u011fu b\u00f6lg\u0259l\u0259r<\/strong><\/p>\n\n\n\n

2023-c\u00fc il \u0259rzind\u0259 \u00f6lk\u0259d\u0259 m\u0259nzill\u0259rin \u0259n \u00e7ox girov qoyuldu\u011fu \u0259razil\u0259r Bak\u0131, Ab\u015feron v\u0259 Sumqay\u0131td\u0131r. Girov qoyulan m\u0259nzill\u0259rin 92,9%-i bu \u00fc\u00e7 \u0259razi idar\u0259sinin pay\u0131na d\u00fc\u015f\u00fcr. M\u0259nzill\u0259rin \u0259n az girov qoyuldu\u011fu b\u00f6lg\u0259l\u0259r is\u0259 9 sayl\u0131 Q\u0259b\u0259l\u0259 (17 m\u00fcqavil\u0259), 14 sayl\u0131 \u015eamax\u0131 (23 m\u00fcqavil\u0259) v\u0259 11 sayl\u0131 \u015e\u0259mkir (26 m\u00fcqavil\u0259) \u0259razi idar\u0259l\u0259ridir.<\/p>\n\n\n\n

M\u0259nzill\u0259rin \u0259n \u00e7ox girov qoyuldu\u011fu \u0259razi idar\u0259l\u0259ri<\/strong><\/p>\n\n\n\n

S\u0131ra \u2116<\/strong><\/td>\u018frazi idar\u0259l\u0259ri<\/strong><\/td>\u0130poteka m\u00fcqavil\u0259sinin say\u0131<\/strong><\/td>\u00d6lk\u0259 \u00fczr\u0259 g\u00f6st\u0259ricid\u0259 pay\u0131<\/strong>(faizl\u0259)<\/strong><\/td><\/tr><\/thead>
1.<\/td>1 sayl\u0131 Bak\u0131 \u018frazi \u0130dar\u0259si<\/td>32363<\/td>71.1%<\/td><\/tr>
2.<\/td>4 sayl\u0131 Ab\u015feron \u018frazi \u0130dar\u0259si<\/td>6874<\/td>15.1%<\/td><\/tr>
3.<\/td>2 sayl\u0131 Sumqay\u0131t \u018frazi \u0130dar\u0259si<\/td>3078<\/td>6.8%<\/td><\/tr>
4.<\/td>3 sayl\u0131 G\u0259nc\u0259 \u018frazi \u0130dar\u0259si<\/td>1491<\/td>3.3%<\/td><\/tr>
5.<\/td>17 sayl\u0131 Yevlax \u018frazi \u0130dar\u0259si<\/td>559<\/td>1.2%<\/td><\/tr>
6.<\/td>13 sayl\u0131 \u015eirvan \u018frazi \u0130dar\u0259si<\/td>301<\/td>0.7%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

F\u0259rdi ya\u015fay\u0131\u015f evl\u0259rinin \u0259n \u00e7ox girov qoyuldu\u011fu regionlar<\/strong><\/p>\n\n\n\n

2023-c\u00fc il \u0259rzind\u0259 girov qoyulan f\u0259rdi ya\u015fay\u0131\u015f evl\u0259rinin say\u0131na g\u00f6r\u0259 d\u0259 paytaxt Bak\u0131 ilk yeri tutur. Bununla bel\u0259, b\u00f6lg\u0259l\u0259rd\u0259 d\u0259 bu kateqoriya \u00fczr\u0259 aktivlik m\u00fc\u015fahid\u0259 olunur. Bel\u0259 ki, b\u00f6lg\u0259l\u0259rd\u0259 f\u0259rdi ya\u015fay\u0131\u015f evl\u0259rinin \u0259n \u00e7ox girov qoyuldu\u011fu \u0259razil\u0259r 3 sayl\u0131 G\u0259nc\u0259, 5 sayl\u0131 Xa\u00e7maz, 7 sayl\u0131 B\u0259rd\u0259 v\u0259 10 sayl\u0131 L\u0259nk\u0259ran \u0259razi idar\u0259l\u0259rinin \u0259hat\u0259 etdiyi rayonlardad\u0131r.<\/p>\n\n\n\n

F\u0259rdi ya\u015fay\u0131\u015f evl\u0259rinin \u0259n \u00e7ox girov qoyuldu\u011fu \u0259razi idar\u0259l\u0259ri<\/strong><\/p>\n\n\n\n

S\u0131ra \u2116<\/strong><\/td>\u018frazi \u0130dar\u0259l\u0259ri<\/strong><\/td>\u0130poteka m\u00fcqavil\u0259sinin say\u0131<\/strong><\/td>\u00d6lk\u0259 \u00fczr\u0259 g\u00f6st\u0259ricid\u0259 pay\u0131<\/strong>(faizl\u0259)<\/strong><\/td><\/tr>
1.<\/td>1 sayl\u0131 Bak\u0131 \u018frazi \u0130dar\u0259si<\/td>3447<\/td>29%<\/td><\/tr>
2.<\/td>4 sayl\u0131 Ab\u015feron \u018frazi \u0130dar\u0259si<\/td>1915<\/td>16.1%<\/td><\/tr>
3.<\/td>3 sayl\u0131 G\u0259nc\u0259 \u018frazi \u0130dar\u0259si<\/td>1031<\/td>8.7%<\/td><\/tr>
4.<\/td>5 sayl\u0131 Xa\u00e7maz \u018frazi \u0130dar\u0259si<\/td>652<\/td>5.5%<\/td><\/tr>
5.<\/td>7 sayl\u0131 B\u0259rd\u0259 \u018frazi \u0130dar\u0259si<\/td>620<\/td>5.2%<\/td><\/tr>
6.<\/td>10 sayl\u0131 L\u0259nk\u0259ran \u018frazi \u0130dar\u0259si<\/td>463<\/td>3.9%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

Torpaq sah\u0259l\u0259rinin \u0259n \u00e7ox girov qoyuldu\u011fu b\u00f6lg\u0259l\u0259r<\/strong><\/p>\n\n\n\n

Hesabat d\u00f6vr\u00fc \u0259rzind\u0259 \u0259n \u00e7ox torpaq sah\u0259sinin girov qoyuldu\u011fu \u0259razil\u0259r s\u0131ras\u0131nda ilk \u00fc\u00e7l\u00fcy\u00fc m\u00fcvafiq olaraq 5 sayl\u0131 Xa\u00e7maz, 1 sayl\u0131 Bak\u0131 v\u0259 4 sayl\u0131 Ab\u015feron \u0259razi idar\u0259l\u0259ri tamamlay\u0131r. Torpaqlar\u0131n \u0259n az girov qoyuldu\u011fu b\u00f6lg\u0259l\u0259r is\u0259 16 sayl\u0131 Ucar (215 m\u00fcqavil\u0259) v\u0259 8 sayl\u0131 C\u0259lilabad (239 m\u00fcqavil\u0259) \u0259razi idar\u0259l\u0259rinin \u0259hat\u0259 etdiyi rayonlard\u0131r.<\/p>\n\n\n\n

Torpaq sah\u0259l\u0259rinin \u0259n \u00e7ox girov qoyuldu\u011fu \u0259razi idar\u0259l\u0259ri<\/strong><\/p>\n\n\n\n

S\u0131ra \u2116<\/strong><\/td>\u018frazi idar\u0259l\u0259ri<\/strong><\/td>\u0130poteka m\u00fcqavil\u0259sinin say\u0131<\/strong><\/td>\u00d6lk\u0259 \u00fczr\u0259 g\u00f6st\u0259ricid\u0259 pay\u0131<\/strong>(faizl\u0259)<\/strong><\/td><\/tr>
1.<\/td>5 sayl\u0131 Xa\u00e7maz \u018frazi \u0130dar\u0259si<\/td>2949<\/td>17.6%<\/td><\/tr>
2.<\/td>1 sayl\u0131 Bak\u0131 \u018frazi \u0130dar\u0259si<\/td>2108<\/td>12.6%<\/td><\/tr>
3.<\/td>4 sayl\u0131 Ab\u015feron \u018frazi \u0130dar\u0259si<\/td>1695<\/td>10.1%<\/td><\/tr>
4.<\/td>9 sayl\u0131 Q\u0259b\u0259l\u0259 \u018frazi \u0130dar\u0259si<\/td>1466<\/td>8.8%<\/td><\/tr>
5.<\/td>14 sayl\u0131 \u015eamax\u0131 \u018frazi \u0130dar\u0259si<\/td>1218<\/td>7.3%<\/td><\/tr>
6.<\/td>3 sayl\u0131 G\u0259nc\u0259 \u018frazi \u0130dar\u0259si<\/td>963<\/td>5.7%<\/td><\/tr><\/tbody><\/table><\/figure>\n","protected":false},"excerpt":{"rendered":"

\u0130poteka krediti \u0259ld\u0259 ed\u0259n zaman \u0259n \u00e7ox girov qoyulan \u0259mlaklar Bir \u00e7ox v\u0259t\u0259nda\u015flar ya\u015fay\u0131\u015f evi v\u0259 ya m\u0259nzil almaq \u00fc\u00e7\u00fcn ipoteka kreditin\u0259 m\u00fcraci\u0259t edirl\u0259r. Da\u015f\u0131nmaz \u0259mlaklar\u0131n girov predmeti olmas\u0131 is\u0259 bu bazar\u0131n canlanmas\u0131na s\u0259b\u0259b olur….<\/p>\n","protected":false},"author":2,"featured_media":20870,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[41],"tags":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/20869"}],"collection":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=20869"}],"version-history":[{"count":1,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/20869\/revisions"}],"predecessor-version":[{"id":20871,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/20869\/revisions\/20871"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/media\/20870"}],"wp:attachment":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=20869"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=20869"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=20869"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}