{"id":22758,"date":"2024-04-16T09:00:00","date_gmt":"2024-04-16T06:00:00","guid":{"rendered":"https:\/\/rockvell.com\/?p=22758"},"modified":"2024-04-16T17:25:17","modified_gmt":"2024-04-16T14:25:17","slug":"yelo-bank-birinci-rubu-14-milyon-manat-xalis-m%c9%99nf%c9%99%c9%99tl%c9%99-yekunlasdirib","status":"publish","type":"post","link":"https:\/\/rockvell.com\/?p=22758","title":{"rendered":"Yelo Bank birinci r\u00fcb\u00fc 14 milyon manat xalis m\u0259nf\u0259\u0259tl\u0259 yekunla\u015fd\u0131r\u0131b"},"content":{"rendered":"\n

Yelo Bank birinci r\u00fcb\u00fc 14 milyon manat xalis m\u0259nf\u0259\u0259tl\u0259 yekunla\u015fd\u0131r\u0131b<\/strong><\/strong><\/p>\n\n\n\n

Yelo Bank 2024-c\u00fc ilin birinci r\u00fcb\u00fcn\u00fc u\u011furlu n\u0259tic\u0259l\u0259rl\u0259 tamamlay\u0131b. R\u00fcb\u00fcn yekununda Bank\u0131n xalis m\u0259nf\u0259\u0259ti 14 mln manat\u0131 ke\u00e7ib. Bank\u0131n dig\u0259r \u0259sas maliyy\u0259 g\u00f6st\u0259ricil\u0259ri \u00fczr\u0259 d\u0259 sabit art\u0131m dinamikas\u0131 m\u00fc\u015fahid\u0259 olunur. Bel\u0259 ki:

\u00dcmumi kredit portfeli \u00f6t\u0259n ilin analoji d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 163 mln manat, y\u0259ni 25% art\u0131mla 802.5 mln manat olub. Bank\u0131n missiyas\u0131na uy\u011fun olaraq portfelin m\u00fch\u00fcm qismini mikro, ki\u00e7ik v\u0259 orta biznesl\u0259r\u0259 ayr\u0131lm\u0131\u015f v\u0259saitl\u0259r t\u0259\u015fkil edir. R\u00fcb \u0259rzind\u0259 5500-d\u0259n \u00e7ox m\u00fc\u015ft\u0259riy\u0259 verilmi\u015f biznes kreditl\u0259ri n\u0259tic\u0259sind\u0259 bu istiqam\u0259t \u00fczr\u0259 portfel yar\u0131m mlrd manat\u0131 ke\u00e7ib. Qeyd ed\u0259k ki, biznes kredit portfeli \u00f6t\u0259n ilin eyni r\u00fcb\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 21%, y\u0259ni 92 mln manat art\u0131b.<\/p>\n\n\n

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Biznesd\u0259 oldu\u011fu kimi istehlak kredit portfelind\u0259 d\u0259 m\u00fcsb\u0259t art\u0131m tendensiyas\u0131 davam edir. Hesabat d\u00f6vr\u00fcnd\u0259 7 min m\u00fc\u015ft\u0259riy\u0259 63 mln-dan \u00e7ox istehlak krediti verilib. N\u0259tic\u0259d\u0259 bu istiqam\u0259t \u00fczr\u0259 portfel \u00f6t\u0259n ilin eyni r\u00fcb\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 33%-d\u0259n \u00e7ox artaraq 290 mln manat\u0131 ke\u00e7ib. Bu sat\u0131\u015flar\u0131n 39%-i, el\u0259c\u0259 d\u0259 portfel art\u0131m\u0131n 46%-i onlayn kanallar vasit\u0259sil\u0259 h\u0259yata ke\u00e7irilib. \u2028\u2028

Birinci r\u00fcb\u00fcn sonuna \u0259man\u0259t portfeli 837 mln manat t\u0259\u015fkil edir. Portfel art\u0131m\u0131n\u0131n m\u00fch\u00fcm hiss\u0259si (177 mln manatdan \u00e7ox) fiziki \u015f\u0259xsl\u0259rin hesab\u0131na ba\u015f verib, bu da Banka olan inam v\u0259 etibar g\u00f6st\u0259ricisidir.

Bank\u0131n faiz v\u0259 qeyri-faiz g\u0259lirl\u0259ri d\u0259 art\u0131b. 2023-c\u00fc ilin analoji d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 faiz g\u0259lirl\u0259ri 14 mln-dan \u00e7ox, y\u0259ni 59% art\u0131mla 39 mln-u, qeyri-faiz g\u0259lirl\u0259ri is\u0259 artaraq 16 mln manat\u0131 \u00f6t\u00fcb. \u2028

Hesabat d\u00f6vr\u00fcn\u0259 Bank-\u0131n m\u0259cmu kapital\u0131 118 mln manat\u0131 \u00f6t\u00fcb. Bu da requlyativ t\u0259l\u0259bd\u0259n 68 mln manat \u00e7oxdur. M\u0259cmu kapital\u0131n adekvatl\u0131q \u0259msal\u0131 12.29%, birinci d\u0259r\u0259c\u0259li kapital\u0131n adekvatl\u0131q \u0259msal\u0131 is\u0259 8.31 % olmaqla, h\u0259r iki g\u00f6st\u0259rici \u00fczr\u0259 t\u0259l\u0259b olunan norman\u0131 \u00fcst\u0259l\u0259yir. R\u00fcb\u00fcn sonuna Bank\u0131n aktivl\u0259rinin h\u0259cmi 1 mlrd 130.8 mln t\u0259\u015fkil edir.

<\/strong>Bank xidm\u0259tl\u0259ri<\/a> haqq\u0131nda \u0259lav\u0259 sual\u0131n\u0131z var? O zaman 981 n\u00f6mr\u0259sin\u0259 z\u0259ng edin v\u0259 ya\u00a0Facebook<\/a>,\u00a0Instagram\u00a0<\/a>,\u00a0Whatsapp<\/a>\u00a0v\u0259\u00a0yelo.az<\/a>\u00a0hesablar\u0131m\u0131z\u0131 ziyar\u0259t edin.

Yelo Bank \u2013 Parlaq bank\u00e7\u0131l\u0131q!<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Yelo Bank birinci r\u00fcb\u00fc 14 milyon manat xalis m\u0259nf\u0259\u0259tl\u0259 yekunla\u015fd\u0131r\u0131b Yelo Bank 2024-c\u00fc ilin birinci r\u00fcb\u00fcn\u00fc u\u011furlu n\u0259tic\u0259l\u0259rl\u0259 tamamlay\u0131b. R\u00fcb\u00fcn yekununda Bank\u0131n xalis m\u0259nf\u0259\u0259ti 14 mln manat\u0131 ke\u00e7ib. Bank\u0131n dig\u0259r \u0259sas maliyy\u0259 g\u00f6st\u0259ricil\u0259ri \u00fczr\u0259 d\u0259…<\/p>\n","protected":false},"author":2,"featured_media":22759,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[41],"tags":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/22758"}],"collection":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=22758"}],"version-history":[{"count":1,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/22758\/revisions"}],"predecessor-version":[{"id":22760,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/22758\/revisions\/22760"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/media\/22759"}],"wp:attachment":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=22758"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=22758"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=22758"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}