{"id":23089,"date":"2024-04-24T10:00:00","date_gmt":"2024-04-24T07:00:00","guid":{"rendered":"https:\/\/rockvell.com\/?p=23089"},"modified":"2024-04-24T17:53:32","modified_gmt":"2024-04-24T14:53:32","slug":"investisiya-yatirimi-cox-ciddi-isdir","status":"publish","type":"post","link":"https:\/\/rockvell.com\/?p=23089","title":{"rendered":"\u0130nvestisiya yat\u0131r\u0131m\u0131, \u00e7ox ciddi i\u015fdir"},"content":{"rendered":"\n

\u0130nvestisiya yat\u0131r\u0131m\u0131, \u00e7ox ciddi i\u015fdir<\/strong><\/p>\n\n\n

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  • “\u018fg\u0259r qar\u015f\u0131la\u015fd\u0131\u011f\u0131n\u0131z reklamda yat\u0131r\u0131m\u00e7\u0131ya q\u0131sa bir m\u00fcdd\u0259t \u0259rzind\u0259 10, 50 v\u0259 ya 100 qat qazanc t\u0259klif edilirs\u0259, m\u00fctl\u0259q bir add\u0131m geri \u00e7\u0259kilin. \u00c7\u00fcnki bel\u0259 bir qazanc mexanizml\u0259ri real deyil!\u201d<\/strong><\/li>\n<\/ul>\n\n\n\n

    Haz\u0131rda sosial \u015f\u0259b\u0259k\u0259l\u0259rd\u0259, birjada q\u0131sa bir zamanda pul qazanmaq \u00fc\u00e7\u00fcn \u00e7oxsayl\u0131 c\u0259lbedici t\u0259klifl\u0259r m\u00f6vcuddur. Bu reklamlar, \u0259sas\u0259n h\u0259r k\u0259s\u0259 b\u0259lli olan \u015firk\u0259tl\u0259rin s\u0259hml\u0259rinin alq\u0131-satq\u0131 platformas\u0131 \u015f\u0259klind\u0259 ortaya \u00e7\u0131x\u0131r. N\u0259l\u0259r v\u0259d etmirl\u0259r?! Siz sad\u0259c\u0259 pulunuzu yat\u0131r\u0131r, birjan\u0131n i\u015ftirak\u00e7\u0131s\u0131 olur v\u0259 sonra \u201cya\u011f-bal i\u00e7ind\u0259 \u00fcz\u00fcrs\u00fcn\u00fcz\u201d. He\u00e7 bir \u015fey etm\u0259yiniz\u0259 ehtiyac yoxdur, siz\u0259 h\u0259r \u015feyi s\u00f6yl\u0259y\u0259c\u0259kl\u0259r, amma unutmay\u0131n ki, \u201cPulsuz pendir, ancaq si\u00e7an t\u0259l\u0259sind\u0259 olur!\u201d.<\/p>\n\n\n\n

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    • Broker kimdir? Broker – lisenziya \u0259sas\u0131nda s\u00f6vd\u0259l\u0259\u015fm\u0259nin t\u0259r\u0259fl\u0259ri aras\u0131nda \u00f6d\u0259ni\u015f m\u00fcqabilind\u0259 vasit\u0259\u00e7ilik funksiyalar\u0131n\u0131 yerin\u0259 yetir\u0259n t\u0259\u015fkilatd\u0131r (v\u0259 ya onun i\u015f\u00e7isidir).<\/strong><\/li>\n<\/ul>\n\n\n\n

      \u0130nternetd\u0259 saxta brokerl\u0259rin say\u0131 getdikc\u0259 art\u0131r, onlar\u0131n yegan\u0259 m\u0259qs\u0259di pulunuzu ist\u0259nil\u0259n yolla m\u0259nims\u0259m\u0259kdir. Birjada ticar\u0259t – ciddi i\u015f, bacar\u0131q v\u0259 m\u0259lumatl\u0131 olma\u011f\u0131 t\u0259l\u0259b edir. Bunlar olmad\u0131\u011f\u0131 halda qazanc deyil, m\u0259rsr\u0259fl\u0259rl\u0259 ba\u015f-ba\u015fa qalacaqs\u0131n\u0131z. Saxta brokerl\u0259rin f\u0259aliyy\u0259tinin qurban\u0131 olmamaq \u00fc\u00e7\u00fcn bu q\u0259bild\u0259n olan t\u0259klifl\u0259rd\u0259n z\u0259r\u0259r \u00e7\u0259km\u0259m\u0259k \u00fc\u00e7\u00fcn n\u0259y\u0259 diqq\u0259t edilm\u0259li, n\u0259l\u0259ri n\u0259z\u0259r\u0259 almal\u0131y\u0131q? Bu suallar\u0131n cavabland\u0131rmas\u0131 \u00fc\u00e7\u00fcn Biznes kou\u00e7 S\u0259nan H\u0259s\u0259nov<\/strong>a m\u00fcraci\u0259t etdik.<\/p>\n\n\n

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      • Son zamanlar sosial \u015f\u0259b\u0259k\u0259l\u0259rd\u0259, broker \u015firk\u0259tl\u0259rinin ofis\u0259 getm\u0259d\u0259n, el\u0259c\u0259 d\u0259 zaman v\u0259 s\u0259y s\u0259rf etm\u0259d\u0259n qazanc \u0259ld\u0259 etm\u0259k t\u0259klifin\u0259 dair reklamlar sanki bir-biri il\u0259 yar\u0131\u015f\u0131r. Sosial \u015f\u0259b\u0259k\u0259d\u0259 bu q\u0259bild\u0259n reklam yerl\u0259\u015fdir\u0259n \u015firk\u0259tl\u0259r\u0259 h\u0259r hans\u0131 bir qurum t\u0259r\u0259find\u0259n n\u0259zar\u0259t edilirmi?<\/strong><\/li>\n<\/ul>\n\n\n\n

        Bel\u0259 reklamlarla m\u0259n d\u0259 qar\u015f\u0131la\u015f\u0131ram, amma bu reklamlar\u0131n n\u0259zar\u0259t\u0259 g\u00f6t\u00fcr\u00fclm\u0259si m\u00fcmk\u00fcn deyil. Bel\u0259 ki, ist\u0259nil\u0259n \u015f\u0259xs reklam yerl\u0259\u015fdir\u0259 bil\u0259r. Bu faktorun sosial \u015f\u0259b\u0259k\u0259l\u0259r \u00fcz\u0259rind\u0259n m\u0259hdudla\u015fd\u0131r\u0131lmas\u0131, hans\u0131sa bir formada n\u0259zar\u0259t edilm\u0259si qeyri-reald\u0131r. S\u00f6hb\u0259t d\u00f6vl\u0259t n\u0259zar\u0259tind\u0259n gedirs\u0259, bu sad\u0259c\u0259 yaranm\u0131\u015f keysl\u0259r \u0259sas\u0131nda ola bil\u0259r, y\u0259ni ara\u015fd\u0131r\u0131laraq, a\u015fkar edil\u0259r\u0259k, \u015f\u0259xsl\u0259r m\u0259suliyy\u0259t\u0259 c\u0259lb edil\u0259 bil\u0259rl\u0259r.<\/p>\n\n\n\n

        Amma ba\u015fl\u0131ca problem, bu reklamlar\u0131n  xarici d\u00f6vl\u0259tl\u0259rd\u0259n yerl\u0259\u015fdirilm\u0259sidir. Burda h\u0259r hans\u0131 bir qurumun, t\u0259\u015fkilat\u0131n ed\u0259 bil\u0259c\u0259yi faydal\u0131 add\u0131m – maarifl\u0259ndirm\u0259di. \u0130nsanlar\u0131 bu c\u00fcr hallara, reklamlara qar\u015f\u0131 diqq\u0259tli olmalar\u0131, \u00f6z v\u0259saitl\u0259rini bu q\u0259bild\u0259n platformalarda yerl\u0259\u015fdirm\u0259l\u0259ri \u00fc\u00e7\u00fcn m\u0259lumatland\u0131rmaq vacibdir.<\/p>\n\n\n\n

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        • S\u0259nan b\u0259y, z\u0259hm\u0259t olmasa oxucular\u0131m\u0131z \u00fc\u00e7\u00fcn qanuni f\u0259aliyy\u0259t g\u00f6st\u0259r\u0259n broker \u015firk\u0259tl\u0259rind\u0259 yat\u0131r\u0131m, qazanc v\u0259 qazan\u0131lan pul v\u0259saitinin \u00e7\u0131xar\u0131lmas\u0131 sistemini izah ed\u0259rdiniz.<\/strong><\/li>\n<\/ul>\n\n\n\n

          T\u0259bii ki.  \u0130lk \u00f6nc\u0259 bir \u015feyi anlamaq laz\u0131md\u0131r – broker \u015firk\u0259tl\u0259ri il\u0259 f\u0259aliyy\u0259t, \u00fcmumiyy\u0259tl\u0259 yat\u0131r\u0131m ciddi bir prosesdir. Bu, h\u0259r hans\u0131 platformaya, hesaba pul k\u00f6\u00e7\u00fcrm\u0259kl\u0259, v\u0259 yaxud da broker \u015firk\u0259ti il\u0259 m\u00fcqavil\u0259 ba\u011flamadan, dan\u0131\u015f\u0131qlar aparmadan g\u00f6r\u00fcl\u0259n bir i\u015f deyil. Vur\u011fulamaq ist\u0259diyim m\u0259qam, investisiya prosesinin sad\u0259 bir proses olmamas\u0131d\u0131r.<\/p>\n\n\n\n

          Bu s\u0259b\u0259bd\u0259n d\u0259 oxucular, investisiya prosesl\u0259rinin  onlayn h\u0259yata ke\u00e7irilm\u0259si t\u0259klif edildiyi halda, qar\u015f\u0131 t\u0259r\u0259f\u0259 diqq\u0259tl\u0259 yana\u015fmal\u0131 olduqlar\u0131n\u0131 n\u0259z\u0259r\u0259 almal\u0131d\u0131rlar. \u018fn az\u0131ndan qazand\u0131qlar\u0131 bir yat\u0131r\u0131m edirl\u0259rs\u0259, \u0259m\u0259kda\u015fl\u0131q ed\u0259c\u0259kl\u0259ri broker \u015firk\u0259tini bir ara\u015fd\u0131rmalar\u0131, m\u0259lumat almalar\u0131 laz\u0131md\u0131r. Yen\u0259 t\u0259krar edir\u0259m, bu ciddi i\u015f, ciddi bir prosesdir, dem\u0259k ki, buna zaman s\u0259rf etm\u0259k laz\u0131md\u0131r.<\/p>\n\n\n\n

          \u0130\u015f prosesin\u0259 g\u0259ldikd\u0259 is\u0259 broker \u015firk\u0259ti sizi ilkin g\u00f6r\u00fc\u015f\u0259 d\u0259v\u0259t edir, f\u0259aliyy\u0259ti bar\u0259d\u0259, el\u0259c\u0259 d\u0259 v\u0259saitinizin etibarl\u0131 yat\u0131r\u0131m\u0131na dair m\u0259s\u0259l\u0259l\u0259r bar\u0259d\u0259 m\u0259lumat verdikd\u0259n v\u0259 i\u015f prosesini detall\u0131 \u015f\u0259kild\u0259 izah etdikd\u0259n sonra m\u00fcvafiq m\u00fcqavil\u0259 imzalanmaq \u00fc\u00e7\u00fcn haz\u0131rlan\u0131r. Ba\u011flanm\u0131\u015f m\u00fcqavil\u0259 \u0259sas\u0131nda v\u0259saiti broker \u015firk\u0259tinin idar\u0259etm\u0259sin\u0259 verir v\u0259 onlar da siz\u0259 m\u00fcvafiq sistem t\u0259qdim edirl\u0259r.  Daha sonra sistem \u00fcz\u0259rind\u0259n b\u00fct\u00fcn prosesl\u0259r\u0259 n\u0259zar\u0259t ed\u0259 bilirsiniz. Y\u0259ni bu bir ciddi, zaman v\u0259 \u0259m\u0259k t\u0259l\u0259b ed\u0259n prosesdir. \u018fg\u0259r sad\u0259 bir mexanizm t\u0259klif edilirs\u0259 buna \u015f\u00fcbh\u0259 il\u0259 yana\u015fmal\u0131d\u0131rlar.<\/p>\n\n\n

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          • Yat\u0131r\u0131m etdikd\u0259n sonra v\u0259saitin \u00e7\u0131xar\u0131lmas\u0131 \u00fc\u00e7\u00fcn qanuni vergi miqdar\u0131n\u0131n h\u0259cmi n\u0259 q\u0259d\u0259rdir v\u0259 hans\u0131 quruma \u00f6d\u0259nilir?<\/strong><\/li>\n<\/ul>\n\n\n\n

            Qanunvericiliy\u0259 \u0259sas\u0259n \u015f\u0259xs g\u0259lir \u0259ld\u0259 etdikd\u0259, m\u00fcvafiq olaraq, g\u0259lirin vergisini \u00f6d\u0259m\u0259si m\u00fctl\u0259qdir. Faktiki olaraq sahibkar fiziki \u015f\u0259xs olaraq m\u00fc\u0259yy\u0259n bir f\u0259aliyy\u0259tl\u0259 m\u0259\u015f\u011ful olur, bu f\u0259aliyy\u0259t banklar \u00fcz\u0259rind\u0259n h\u0259yata ke\u00e7irils\u0259 d\u0259, eyni mexanizm m\u00f6vcuddur. S\u0259hv etmir\u0259ms\u0259 yeni qanunvericilikd\u0259 banklarda yerl\u0259\u015fdiril\u0259n depozitl\u0259rd\u0259n \u0259ld\u0259 edilmi\u015f faiz g\u0259lirl\u0259rind\u0259n d\u0259 vergi n\u0259z\u0259rd\u0259 tutulur. Ona g\u00f6r\u0259, ist\u0259nil\u0259n halda \u0259ld\u0259 olunan g\u0259lirl\u0259rin vergiy\u0259 c\u0259lb olunmas\u0131 lab\u00fcdd\u00fcr. \u0130nki\u015faf etmi\u015f \u00f6lk\u0259l\u0259rd\u0259 \u015f\u0259xsl\u0259r t\u0259r\u0259find\u0259n \u00f6z\u00fc \u00f6d\u0259nilir, amma bizd\u0259, vergil\u0259r tutulduqdan sonra, qalan vergi xaric m\u0259bl\u0259\u011f m\u00fc\u015ft\u0259riy\u0259 \u00f6d\u0259nilmi\u015f olur.<\/p>\n\n\n\n

            \u0130ndi is\u0259 pozitiv ssenarid\u0259n neqativ ssenariy\u0259 ke\u00e7id ed\u0259k. H\u0259r k\u0259sin maliyy\u0259 savad\u0131na sahib oldu\u011fu sirr deyil, bu s\u0259b\u0259bd\u0259n d\u0259 \u0259man\u0259tini bu reklamlardak\u0131 t\u0259klifd\u0259n \u015firnikl\u0259nib birjada yat\u0131r\u0131m ed\u0259r\u0259k, aldad\u0131lanlar\u0131n say\u0131 durmadan art\u0131r. <\/p>\n\n\n\n

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            • El\u0259 is\u0259 investisiya yat\u0131r\u0131mlar\u0131 \u00fczr\u0259 biliy\u0259 sahib olmayan, amma bu platformada g\u0259lir \u0259ld\u0259 etm\u0259k ist\u0259y\u0259nl\u0259r, hans\u0131 meyarlara g\u00f6r\u0259, Broker \u015firk\u0259tinin f\u0259aliyy\u0259tinin qanuni v\u0259 ya qeyri-qanuni oldu\u011funu nec\u0259 anlaya bil\u0259r?<\/strong><\/li>\n<\/ul>\n\n\n\n

              Broker \u015firk\u0259tinin f\u0259aliyy\u0259tini \u0259ks etdir\u0259n, el\u0259c\u0259 d\u0259 qeydiyyat s\u0259n\u0259dl\u0259rinin t\u0259qdim edildiyi m\u00fcvafiq sayt olmal\u0131d\u0131r. \u015eirk\u0259tin m\u00fc\u0259yy\u0259n d\u00f6vl\u0259t strukturunda qeydiyyatdan ke\u00e7diyini yoxlama imkan\u0131 yaradan mexanizm olmal\u0131d\u0131r.<\/p>\n\n\n\n

              \u0130lk n\u00f6vb\u0259d\u0259, brokerin qiym\u0259tli ka\u011f\u0131zlar bazar\u0131n\u0131n pe\u015f\u0259kar i\u015ftirak\u00e7\u0131s\u0131 kimi lisenziyas\u0131n\u0131n olub-olmad\u0131\u011f\u0131n\u0131 yoxlay\u0131n. \u018fks halda, onlar qeyri-qanuni m\u00fchacirdirl\u0259r.<\/p>\n\n\n\n

              Reyestrd\u0259ki \u015firk\u0259tin ad\u0131n\u0131n brokerin m\u00fcqavil\u0259d\u0259 g\u00f6st\u0259rdiyi il\u0259 tam uy\u011fun oldu\u011fundan \u0259min olun. Broker sizi dem\u0259k olar ki, eyni ada malik \u201ct\u0259r\u0259fda\u015f\u201d xarici \u015firk\u0259tl\u0259 m\u00fcqavil\u0259 imzalama\u011fa d\u0259v\u0259t ed\u0259 bil\u0259r, bu is\u0259 \u00e7ox risklidir. \u00c7\u00fcnki xarici brokerl\u0259 m\u00fcqavil\u0259 ba\u011flad\u0131qdan sonra, h\u00fcquqlar\u0131n\u0131z pozularsa, \u00f6z maraqlar\u0131n\u0131z\u0131 h\u0259min xarici \u015firk\u0259tin qeydiyyatda oldu\u011fu \u00f6lk\u0259d\u0259 m\u00fcdafi\u0259 etm\u0259li olacaqs\u0131n\u0131z. Ya\u015fad\u0131\u011f\u0131n\u0131z \u00f6lk\u0259nin h\u00fcquq-m\u00fchafiz\u0259 orqanlar\u0131 v\u0259 m\u0259hk\u0259m\u0259l\u0259ri siz\u0259 k\u00f6m\u0259k ed\u0259 bilm\u0259y\u0259c\u0259k.<\/p>\n\n\n\n

              Brokerin veb-sayt\u0131n\u0131 n\u0259z\u0259rd\u0259n ke\u00e7irin, \u0130nternetd\u0259 m\u00fc\u015ft\u0259ri r\u0259yl\u0259rini oxuyun. \u015eirk\u0259tin tarixin\u0259 diqq\u0259t yetirin, potensial brokerinizin ad\u0131n\u0131n maliyy\u0259 qalmaqallar\u0131 il\u0259 ba\u011fl\u0131l\u0131\u011f\u0131n\u0131n olub-olmamas\u0131n\u0131 ara\u015fd\u0131r\u0131n.<\/p>\n\n\n\n

              \u018fg\u0259r Az\u0259rbaycandan s\u00f6hb\u0259t gedirs\u0259, vergi orqanlar\u0131n\u0131n sayt\u0131na daxil olub h\u0259min broker \u015firk\u0259tinin r\u0259hb\u0259rini v\u0259 yaxud da m\u00fc\u0259yy\u0259n r\u0259smi g\u00f6st\u0259ricil\u0259rini qeyd etm\u0259kl\u0259 onun h\u0259qiq\u0259t\u0259n m\u00f6vcud oldu\u011funu ara\u015fd\u0131rmaq m\u00fcmk\u00fcnd\u00fcr. \u00d6lk\u0259mizd\u0259 \u0259n az\u0131 5-10 il i\u015f t\u0259cr\u00fcb\u0259sin\u0259 malik bir s\u0131ra broker \u015firk\u0259ti f\u0259aliyy\u0259t g\u00f6st\u0259rir.<\/p>\n\n\n\n

              Dem\u0259k ist\u0259diyim odur ki,  broker \u015firk\u0259ti il\u0259 m\u00fc\u0259yy\u0259n i\u015f birliyin\u0259 ba\u015flamadan \u00f6nc\u0259 ara\u015fd\u0131rmaq laz\u0131md\u0131r, \u0259g\u0259r qeydiyyat tarixl\u0259ri \u00e7ox q\u0131sa bir m\u00fcdd\u0259t\u0259 aiddirs\u0259, bu \u015firk\u0259tl\u0259r \u00e7ox zaman q\u0131sa bir zamanda ba\u011flamaq \u00fc\u00e7\u00fcn formala\u015fd\u0131r\u0131rlar.  <\/p>\n\n\n\n