{"id":2465,"date":"2022-07-25T15:47:49","date_gmt":"2022-07-25T12:47:49","guid":{"rendered":"https:\/\/rockvell.com\/?p=2465"},"modified":"2022-07-25T15:53:30","modified_gmt":"2022-07-25T12:53:30","slug":"unibankin-biznes-kredit-portfeli-rekord-h%c9%99ddi-kecib%ef%bf%bc","status":"publish","type":"post","link":"https:\/\/rockvell.com\/?p=2465","title":{"rendered":"Unibank\u0131n biznes kredit portfeli rekord h\u0259ddi ke\u00e7ib"},"content":{"rendered":"\n<p>\u201cUnibank\u201d KB ASC 2022-ci ilin birinci yar\u0131s\u0131 \u00fczr\u0259 \u0259sas maliyy\u0259 g\u00f6st\u0259ricil\u0259rini a\u00e7\u0131qlay\u0131b. Bank \u00f6z tarixind\u0259 biznes portfelinin h\u0259cmi v\u0259 biznesin kreditl\u0259\u015fm\u0259si \u00fczr\u0259 rekord g\u00f6st\u0259rici \u0259ld\u0259 edib. Bank\u0131n tarixind\u0259 ilk d\u0259f\u0259 olaraq biznes kreditl\u0259ri portfeli 30 iyun tarixin\u0259 267 milyon manat t\u0259\u015fkil edib. Bu da \u00f6t\u0259n ilin eyni d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 44 milyon manat, y\u0259ni 20%&nbsp; art\u0131m dem\u0259kdir.&nbsp; 2022-ci ilin ilk yar\u0131s\u0131nda Bank \u00f6lk\u0259 iqtisadiyyat\u0131n\u0131n maliyy\u0259 v\u0259saiti il\u0259 t\u0259minat\u0131nda aktiv i\u015ftirak\u0131n\u0131 davam etdirib. \u00d6t\u0259n d\u00f6vrd\u0259 x\u00fcsus\u0259n biznesin kreditl\u0259\u015fm\u0259sin\u0259 diqq\u0259t art\u0131r\u0131l\u0131b. Biznes sektoruna ayr\u0131lan kreditl\u0259rin h\u0259cmi ilk yar\u0131mild\u0259&nbsp;58% artaraq, 148 milyon manat t\u0259\u015fkil edib ki, bu da bank tarixind\u0259 biznes\u0259 ayr\u0131lan kredit h\u0259cminin rekord g\u00f6st\u0259ricisidir.&nbsp; Hesabat d\u00f6vr\u00fcnd\u0259 t\u0259kc\u0259 d\u00f6vl\u0259t fondlar\u0131 hesab\u0131na maliyy\u0259l\u0259\u015f\u0259n g\u00fcz\u0259\u015ftli kreditl\u0259rin h\u0259cmi 2021-ci ilin eyni d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 56 % artaraq6 milyon manat olub. &nbsp;<\/p>\n\n\n\n<p>Bank\u0131n \u0259sas maliyy\u0259 g\u00f6st\u0259ricil\u0259rind\u0259 art\u0131m qeyd\u0259 al\u0131n\u0131b. 30 iyun 2022-ci il tarixin\u0259 Bank\u0131n \u0259m\u0259liyyat m\u0259nf\u0259\u0259ti 8.2&nbsp;milyon manat t\u0259\u015fkil edib. Birinci yar\u0131m il \u0259rzind\u0259 qazan\u0131lm\u0131\u015f faiz g\u0259lirl\u0259ri 75.5 milyon manat, qeyri-faiz g\u0259lirl\u0259ri is\u0259 24.3milyon manat olub. Bununla da Bank\u0131n qeyri-faiz g\u0259lirl\u0259ri \u00f6t\u0259n ilin uy\u011fun d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 33%, faiz g\u0259lirl\u0259ri is\u0259 38% art\u0131b.&nbsp; Bank birinci yar\u0131mili m\u0259nf\u0259\u0259tl\u0259 ba\u015fa vurub. 30 iyun 2022-ci il tarixin\u0259 Bank\u0131n \u0259ld\u0259 etdiyi m\u0259nf\u0259\u0259t 790 min &nbsp;manat olub.<\/p>\n\n\n\n<p>Bank\u0131n dinamik inki\u015faf\u0131 \u0259sas maliyy\u0259 g\u00f6st\u0259ricil\u0259rinin art\u0131m\u0131nda da \u00f6z\u00fcn\u00fc g\u00f6st\u0259rib. Maliyy\u0259 n\u0259tic\u0259l\u0259rin\u0259 \u0259sas\u0259n, ikinci r\u00fcb\u00fcn yekununda \u201cUnibank\u201d\u0131n aktivl\u0259rin\u0131n h\u0259cmind\u0259 ilin \u0259vv\u0259li il\u0259 m\u00fcqayis\u0259d\u0259 10% art\u0131m qeyd\u0259 al\u0131n\u0131b. Bununla da hesabat d\u00f6vr\u00fcn\u0259 bank\u0131n c\u0259mi aktivl\u0259ri 1 milyard 143 milyon manat t\u0259\u015fkil edib. Hesabat d\u00f6vr\u00fcnd\u0259 Bank\u0131n m\u0259cmu kapital\u0131 110 milyon manat olubki, bu da ilin \u0259vv\u0259li il\u0259 m\u00fcqayis\u0259d\u0259 4 milyon manat \u00e7oxdur.<\/p>\n\n\n\n<p>\u00d6t\u0259n r\u00fcb \u0259rzind\u0259 \u201cUnibank\u201d\u0131n depozit portfeli d\u0259 xeyli b\u00f6y\u00fcy\u00fcb. M\u00fcdd\u0259tli depozitl\u0259r ilk yar\u0131mild\u0259 &nbsp;42 milyon manat artaraq, 30 iyun 2022-ci il tarixin\u0259 501 milyon manat t\u0259\u015fkil edib.<\/p>\n\n\n\n<p>\u00d6lk\u0259d\u0259 na\u011fds\u0131z \u00f6d\u0259ni\u015fl\u0259rin v\u0259 elektron ticar\u0259tin inki\u015faf\u0131na daim d\u0259st\u0259k ver\u0259n Unibank,&nbsp;bu sah\u0259y\u0259 \u00f6z t\u00f6hf\u0259sini verib. 2022-ci ilin ilk yar\u0131s\u0131 \u0259rzind\u0259 d\u00f6vriyy\u0259d\u0259 olan plastik kartlar\u0131n say\u0131 n\u0259z\u0259r\u0259\u00e7arpacaq d\u0259r\u0259c\u0259d\u0259 art\u0131b. 2021-ci ilin sonu il\u0259 m\u00fcqayis\u0259d\u0259 bu ilin ilk yar\u0131s\u0131nda t\u0259kc\u0259 Visa v\u0259 Mastercard debet kartlar\u0131 85 % artaraq,&nbsp; 1 milyona \u00e7at\u0131b.&nbsp;<\/p>\n\n\n\n<p>Birinci yar\u0131mil h\u0259m d\u0259 Bank \u00fc\u00e7\u00fcn \u00e7ox \u0259lam\u0259tdar bir hadis\u0259nin ba\u015f verm\u0259si il\u0259 yadda qal\u0131b. Apreld\u0259 \u201cUnibank\u201din \u00f6lk\u0259 bank bazar\u0131nda ilk olan kredit v\u0259 multivalyutal\u0131 debet kart\u0131n\u0131 \u00f6z\u00fcnd\u0259 birl\u0259\u015fdir\u0259n t\u0259k kart\u0131 \u2013 UCard-\u0131 m\u00fc\u015ft\u0259ril\u0259rin istifad\u0259sin\u0259 verib. D\u00f6rd f\u0259rqli valyutada hesablar\u0131 olan (AZN, USD, EUR, GBP) debet kart\u0131 v\u0259 AZN valyutal\u0131 kredit x\u0259ttini birl\u0259\u015fdir\u0259n t\u0259k kart olan UCard, q\u0131sa m\u00fcdd\u0259t \u0259rzind\u0259 on minl\u0259rl\u0259 m\u00fc\u015ft\u0259rinin se\u00e7imi olub. Multivalyutal\u0131 UCard \u00f6z\u00fcnd\u0259 m\u00fc\u015ft\u0259rinin arzulad\u0131\u011f\u0131 \u0259ks\u0259r \u00fcst\u00fcnl\u00fckl\u0259ri birl\u0259\u015fdirib. H\u0259m\u00e7inin bank \u00f6z\u00fcn\u00fcn mobil bank t\u0259tbiqi Ubank\u0131 v\u0259 terminal \u015f\u0259b\u0259k\u0259si UTM-l\u0259ri d\u0259 yeni Ucard m\u0259hsuluna uy\u011funla\u015fd\u0131raraq kart\u0131n m\u00fc\u015ft\u0259ril\u0259r t\u0259r\u0259find\u0259n istifad\u0259sini daha da asanla\u015fd\u0131rm\u0131\u015fd\u0131r. Bu g\u00fcn UCard istifad\u0259\u00e7il\u0259rinin say\u0131 100 mini &nbsp;ke\u00e7ib.<\/p>\n\n\n\n<p>\u00d6t\u0259n ilin ilk 6 ay\u0131na n\u0259z\u0259r\u0259n, Unibank kartlar\u0131 il\u0259 na\u011fds\u0131z d\u00f6vriyy\u0259 bu ilin ilk 6 ay\u0131nda 3 d\u0259f\u0259d\u0259n \u00e7ox art\u0131b. Hesabat d\u00f6vr\u00fcnd\u0259&nbsp; \u201cUnibank\u201d\u0131n UBank t\u0259tbiqinin istifad\u0259\u00e7il\u0259rinin say\u0131 da \u00e7oxal\u0131b. Birinci yar\u0131mild\u0259&nbsp; UBank mobil \u0259lav\u0259sinin istifad\u0259\u00e7i say\u0131 1.6 milyonu \u00f6t\u00fcb. \u00d6t\u0259n ilin uy\u011fun d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 bu ilin ilk yar\u0131s\u0131nda mobil t\u0259tbiq&nbsp;vasit\u0259sil\u0259 apar\u0131lan \u0259m\u0259liyyatlar\u0131n h\u0259cmi 2 d\u0259f\u0259 art\u0131b.<\/p>\n\n\n\n<p>Unibank-S\u0259nin Bank\u0131n!<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"628\" src=\"https:\/\/rockvell.com\/wp-content\/uploads\/2022\/07\/relizmenfeetbig-1.jpg\" alt=\"\" class=\"wp-image-2468\" srcset=\"https:\/\/rockvell.com\/wp-content\/uploads\/2022\/07\/relizmenfeetbig-1.jpg 1000w, https:\/\/rockvell.com\/wp-content\/uploads\/2022\/07\/relizmenfeetbig-1-300x188.jpg 300w, https:\/\/rockvell.com\/wp-content\/uploads\/2022\/07\/relizmenfeetbig-1-768x482.jpg 768w, https:\/\/rockvell.com\/wp-content\/uploads\/2022\/07\/relizmenfeetbig-1-360x226.jpg 360w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>\u201cUnibank\u201d KB ASC 2022-ci ilin birinci yar\u0131s\u0131 \u00fczr\u0259 \u0259sas maliyy\u0259 g\u00f6st\u0259ricil\u0259rini a\u00e7\u0131qlay\u0131b. Bank \u00f6z tarixind\u0259 biznes portfelinin h\u0259cmi v\u0259 biznesin kreditl\u0259\u015fm\u0259si \u00fczr\u0259 rekord g\u00f6st\u0259rici \u0259ld\u0259 edib. Bank\u0131n tarixind\u0259 ilk d\u0259f\u0259 olaraq biznes kreditl\u0259ri portfeli 30&#8230;<\/p>\n","protected":false},"author":2,"featured_media":2466,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[41],"tags":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/2465"}],"collection":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2465"}],"version-history":[{"count":3,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/2465\/revisions"}],"predecessor-version":[{"id":2470,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/2465\/revisions\/2470"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/media\/2466"}],"wp:attachment":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2465"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2465"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2465"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}