{"id":2506,"date":"2022-07-22T06:00:00","date_gmt":"2022-07-22T03:00:00","guid":{"rendered":"https:\/\/rockvell.com\/?p=2506"},"modified":"2022-07-28T18:40:48","modified_gmt":"2022-07-28T15:40:48","slug":"accessbank-2022-ci-ilin-ikinci-rubunun-maliyy%c9%99-hesabatini-aciqladi","status":"publish","type":"post","link":"https:\/\/rockvell.com\/?p=2506","title":{"rendered":"AccessBank 2022-ci ilin ikinci r\u00fcb\u00fcn\u00fcn maliyy\u0259 hesabat\u0131n\u0131 a\u00e7\u0131qlad\u0131"},"content":{"rendered":"\n<p>AccessBank 2022-ci ilin ikinci\u00a0\u00a0r\u00fcb\u00fcn\u00fcn maliyy\u0259 hesabat\u0131n\u0131 a\u00e7\u0131qlad\u0131<\/p>\n\n\n\n<p>Mikro, ki\u00e7ik v\u0259 orta sahibkarl\u0131\u011f\u0131n kreditl\u0259\u015fm\u0259si bazar\u0131n\u0131n lideri olan AccessBank, 2022-ci ilin ikinci r\u00fcb\u00fc \u00fczr\u0259 maliyy\u0259 n\u0259tic\u0259l\u0259rini a\u00e7\u0131qlay\u0131b. \u018ftrafl\u0131 m\u0259lumat \u0259ld\u0259 etm\u0259k \u00fc\u00e7\u00fcn:\u00a0<a href=\"https:\/\/www.accessbank.az\/az\/our-bank\/in-figures\/\">https:\/\/www.accessbank.az\/az\/our-bank\/in-figures\/<\/a> \u0130kinci r\u00fcb\u00fcn sonuna bank\u0131n aktivl\u0259ri 1 milyard manata \u00e7at\u0131b. H\u0259min d\u00f6vrd\u0259 bank\u0131n xalis kredit portfeli 674.2 milyon t\u0259\u015fkil edib. Kreditl\u0259r \u00fczr\u0259 m\u00fcmk\u00fcn z\u0259r\u0259rl\u0259rin \u00f6d\u0259nilm\u0259si \u00fczr\u0259 ehtiyatlar n\u0259z\u0259r\u0259 al\u0131nmadan, Bank\u0131n portfeli 712.5 milyon manat t\u0259\u015fkil edib. \u0130kinci r\u00fcb \u0259rzind\u0259 Bank\u0131n balans\u0131ndak\u0131 xalis kredit portfelinin pay\u0131 64.0%-d\u0259n 67%-d\u0259k art\u0131b.<\/p>\n\n\n\n<p>Bundan ba\u015fqa, 2022-ci ilin ikinci r\u00fcb\u00fc \u0259rzind\u0259 AccessBank 205.2 milyon manat m\u0259bl\u0259\u011find\u0259 kredit verib. Kredit portfelinin art\u0131m\u0131 ilin ilk r\u00fcb\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 45.6 milyon t\u0259\u015fkil edib. Bank t\u0259r\u0259find\u0259n veril\u0259n ayl\u0131q kreditl\u0259rin 50%-d\u0259n \u00e7oxu b\u00f6lg\u0259 filiallar\u0131n\u0131n pay\u0131na d\u00fc\u015f\u00fcb v\u0259 b\u00fct\u00fcn mikrokreditl\u0259rin t\u0259xmin\u0259n 40%-i k\u0259nd t\u0259s\u0259rr\u00fcfat\u0131 sektoruna verilib.<\/p>\n\n\n\n<p>Bank\u0131n depozit portfeli son yar\u0131m ild\u0259 13% art\u0131b v\u0259 779.6 milyon manat t\u0259\u015fkil edib. Habel\u0259, ilk yar\u0131millik d\u00f6vr \u0259rzind\u0259 bank\u0131n xalis faiz g\u0259lirl\u0259ri 37.2 milyon manata b\u0259rab\u0259r olub. Bu da \u00f6t\u0259n ilin eyni d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 48% art\u0131m dem\u0259kdir.<\/p>\n\n\n\n<p>Bank\u0131n 2022-ci ilin iki r\u00fcb\u00fc \u0259rzind\u0259 \u0259m\u0259liyyat m\u0259nf\u0259\u0259ti 7.0 milyon manat olub. Halbuki \u00f6t\u0259n ilin eyni d\u00f6vr\u00fcnd\u0259 bu g\u00f6st\u0259rici -1.4 milyon manat t\u0259\u015fkil edirdi. 2022-ci ilin ikinci r\u00fcb\u00fcnd\u0259 bank\u0131n xalis m\u0259nf\u0259\u0259ti 1, 037.0 min manat, yar\u0131millik \u00fczr\u0259 1,839.75 manat t\u0259\u015fkil edib.<\/p>\n\n\n\n<p>Haz\u0131rda Bank\u0131n c\u0259mi m\u0259cmu kapital\u0131 83.7 milyon manat t\u0259\u015fkil edir ki, bu da minimum m\u0259cmu kapital normas\u0131ndan (50 milyon manat) 33.7 milyon manat \u00e7oxdur. \u0130yun ay\u0131n\u0131n sonuna bank\u0131n ani likvidlik \u0259msal\u0131 75.3% t\u0259\u015fkil edib. Bu is\u0259 normadan (30%) t\u0259xmin\u0259n 2.5 d\u0259f\u0259 y\u00fcks\u0259kdir.<\/p>\n\n\n\n<p>\u201cAccessBank\u201d Az\u0259rbaycanda mikromaliyy\u0259l\u0259\u015fdirm\u0259 lideri olaraq, 2002-ci ild\u0259n ki\u00e7ik v\u0259 orta biznesl\u0259r\u0259 xidm\u0259t g\u00f6st\u0259rir. Bank\u0131n s\u0259hmdarlar\u0131 s\u0131ras\u0131nda Asiya \u0130nki\u015faf Bank\u0131, Avropa \u0130nvestisiya Bank\u0131, Beyn\u0259lxalq Maliyy\u0259 Korporasiyas\u0131\u00a0\u00a0v\u0259 dig\u0259r beyn\u0259lxalq maliyy\u0259 t\u0259\u015fkilatlar\u0131 v\u0259 investisiya fondlar\u0131 yer al\u0131r. Bank\u0131n 15-i Bak\u0131da, 14-\u00fc b\u00f6lg\u0259l\u0259rd\u0259 olmaqla, 29 filial\u0131 f\u0259aliyy\u0259t g\u00f6st\u0259rir. Bank\u0131n xidm\u0259tl\u0259ri haqq\u0131nda m\u0259lumat \u0259ld\u0259 etm\u0259k \u00fc\u00e7\u00fcn 151 \u0259laq\u0259 m\u0259rk\u0259zin\u0259 z\u0259ng etm\u0259k, h\u0259m\u00e7inin www.accessbank.az sayt\u0131na, v\u0259 ya bank\u0131n sosial \u015f\u0259b\u0259k\u0259l\u0259rd\u0259 (Facebook, Instagram, LinkedIn) hesablar\u0131na daxil olmaq olar.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/rockvell.com\/wp-content\/uploads\/2022\/07\/rubluk_pic-1-1024x1024.jpg\" alt=\"\" class=\"wp-image-2509\" \/><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>AccessBank 2022-ci ilin ikinci\u00a0\u00a0r\u00fcb\u00fcn\u00fcn maliyy\u0259 hesabat\u0131n\u0131 a\u00e7\u0131qlad\u0131 Mikro, ki\u00e7ik v\u0259 orta sahibkarl\u0131\u011f\u0131n kreditl\u0259\u015fm\u0259si bazar\u0131n\u0131n lideri olan AccessBank, 2022-ci ilin ikinci r\u00fcb\u00fc \u00fczr\u0259 maliyy\u0259 n\u0259tic\u0259l\u0259rini a\u00e7\u0131qlay\u0131b. \u018ftrafl\u0131 m\u0259lumat \u0259ld\u0259 etm\u0259k \u00fc\u00e7\u00fcn:\u00a0https:\/\/www.accessbank.az\/az\/our-bank\/in-figures\/ \u0130kinci r\u00fcb\u00fcn sonuna bank\u0131n aktivl\u0259ri&#8230;<\/p>\n","protected":false},"author":2,"featured_media":2507,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[41],"tags":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/2506"}],"collection":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2506"}],"version-history":[{"count":2,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/2506\/revisions"}],"predecessor-version":[{"id":2510,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/2506\/revisions\/2510"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/media\/2507"}],"wp:attachment":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2506"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2506"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2506"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}