{"id":26498,"date":"2024-07-30T02:00:00","date_gmt":"2024-07-29T23:00:00","guid":{"rendered":"https:\/\/rockvell.com\/?p=26498"},"modified":"2024-07-30T16:40:00","modified_gmt":"2024-07-30T13:40:00","slug":"kapital-bank-olaraq-150-illik-t%c9%99crub%c9%99-il%c9%99-g%c9%99l%c9%99c%c9%99yin-innovasiyalarina-yol-aciriq","status":"publish","type":"post","link":"https:\/\/rockvell.com\/?p=26498","title":{"rendered":"\u201cKapital Bank olaraq 150 illik t\u0259cr\u00fcb\u0259 il\u0259 g\u0259l\u0259c\u0259yin innovasiyalar\u0131na yol a\u00e7\u0131r\u0131q\u201d"},"content":{"rendered":"\n<p class=\"has-medium-font-size\"><strong>\u201cKapital Bank olaraq 150 illik t\u0259cr\u00fcb\u0259 il\u0259 g\u0259l\u0259c\u0259yin innovasiyalar\u0131na yol a\u00e7\u0131r\u0131q\u201d<\/strong><\/p>\n\n\n\n<p>Kapital Bank 150 illik yubileyini qeyd edir. Bu \u0259lam\u0259tdar hadis\u0259 bank\u0131n z\u0259ngin tarixini, davaml\u0131 inki\u015faf\u0131n\u0131 v\u0259 m\u00fcasir d\u00f6vr\u00fcn t\u0259l\u0259bl\u0259rin\u0259 uy\u011fun olaraq h\u0259yata ke\u00e7irdiyi layih\u0259l\u0259ri bir araya g\u0259tirir. M\u00fcsahibimiz, Kapital Bank-\u0131n \u0130dar\u0259 Hey\u0259tinin s\u0259dri <strong>F\u0259rid H\u00fcseynov<\/strong> il\u0259 150 illik tarix\u0259 sahib olan, \u00f6lk\u0259nin birinci bank\u0131n\u0131n son ill\u0259rd\u0259 \u0259ld\u0259 etdiyi u\u011furlar\u0131, h\u0259m\u00e7inin g\u0259l\u0259c\u0259k h\u0259d\u0259fl\u0259rind\u0259n dan\u0131\u015f\u0131r\u0131q.<\/p>\n\n\n\n<ul>\n<li><strong>\u201c150 il\u201d ifad\u0259sini s\u0259sl\u0259ndirm\u0259k bel\u0259 bank\u0131n u\u011furlu bir tarix\u0259, t\u0259cr\u00fcb\u0259y\u0259 sahib oldu\u011funu g\u00f6st\u0259rir. \u00d6lk\u0259nin birinci bank\u0131 ad\u0131na sahib olmaq q\u0259d\u0259r, o ad\u0131 qoruyub saxlamaq da do\u011fru strategiya v\u0259 komanda i\u015fi t\u0259l\u0259b edir. Bu yolda \u0259sas u\u011fur d\u00fcsturunuz n\u0259dir?<\/strong><\/li>\n<\/ul>\n\n\n\n<p>S\u00fcr\u0259tl\u0259 b\u00f6y\u00fcy\u0259n v\u0259 inki\u015faf ed\u0259n bir \u00f6lk\u0259nin birinci bank\u0131 olaraq f\u0259aliyy\u0259t g\u00f6st\u0259rm\u0259k v\u0259 bu zamana q\u0259d\u0259r m\u00fc\u015ft\u0259ril\u0259rinin etimad\u0131na sadiq qalmaq h\u0259qiq\u0259t\u0259n b\u00f6y\u00fck \u0259m\u0259k v\u0259 motivasiya t\u0259l\u0259b edir. Bizim, Kapital Bank olaraq \u0259n b\u00f6y\u00fck strategiyam\u0131z v\u0259 u\u011fur d\u00fcsturumuz m\u00fc\u015ft\u0259ri m\u0259rk\u0259zli xidm\u0259ti prioritet hesab etm\u0259yimizdir.\u00a0<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"536\" src=\"https:\/\/rockvell.com\/wp-content\/uploads\/2024\/07\/Farid-H-150-il-1200x628-1-1024x536.jpg\" alt=\"\" class=\"wp-image-26500\" style=\"width:464px;height:auto\" srcset=\"https:\/\/rockvell.com\/wp-content\/uploads\/2024\/07\/Farid-H-150-il-1200x628-1-1024x536.jpg 1024w, https:\/\/rockvell.com\/wp-content\/uploads\/2024\/07\/Farid-H-150-il-1200x628-1-300x157.jpg 300w, https:\/\/rockvell.com\/wp-content\/uploads\/2024\/07\/Farid-H-150-il-1200x628-1-768x402.jpg 768w, https:\/\/rockvell.com\/wp-content\/uploads\/2024\/07\/Farid-H-150-il-1200x628-1-360x188.jpg 360w, https:\/\/rockvell.com\/wp-content\/uploads\/2024\/07\/Farid-H-150-il-1200x628-1.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n\n<p>Bank\u0131m\u0131z h\u00fcquqi varisi oldu\u011fumuz ilk \u0259man\u0259t kassas\u0131n\u0131n f\u0259aliyy\u0259t\u0259 ba\u015flad\u0131\u011f\u0131 1874-c\u00fc ild\u0259n bu g\u00fcn\u0259d\u0259k \u00f6lk\u0259mizin birinci bank\u0131 kimi \u0259h\u0259miyy\u0259tli layih\u0259l\u0259rin t\u0259\u015f\u0259bb\u00fcskar\u0131d\u0131r. Bu layih\u0259l\u0259r t\u0259kc\u0259 maliyy\u0259 sektoruna deyil, h\u0259m d\u0259 c\u0259miyy\u0259timizin \u00fcmumi rifah\u0131na xidm\u0259t edir. Biz daim m\u00fc\u015ft\u0259ril\u0259rimizin ehtiyaclar\u0131n\u0131 v\u0259 t\u0259l\u0259bl\u0259rini anlayaraq, onlara do\u011fru h\u0259ll\u0259r t\u0259qdim edir, hesabatl\u0131l\u0131q v\u0259 \u015f\u0259ffafl\u0131q prinsipl\u0259rin\u0259 sadiq qalaraq dayan\u0131ql\u0131 inki\u015faf h\u0259d\u0259fl\u0259rini h\u0259yata ke\u00e7iririk. Do\u011fru texnoloji investisiyalar v\u0259 fintekl\u0259rin t\u0259tbiqi il\u0259 maliyy\u0259 sah\u0259sind\u0259 ilk s\u0131rada olma\u011fa davam edirik. Bildiyiniz kimi, 2024-c\u00fc ilin birinci yar\u0131s\u0131n\u0131 123.9 milyon manat xalis m\u0259nf\u0259\u0259tl\u0259 ba\u015fa vurduq v\u0259 aktivl\u0259rimiz art\u0131q 10 milyard manat\u0131 ke\u00e7ib. X\u00fcsusil\u0259 vur\u011fulamaq ist\u0259yir\u0259m ki, g\u0259lirimizin b\u00f6y\u00fck bir hiss\u0259sini loyall\u0131q proqram\u0131 \u00e7\u0259r\u00e7iv\u0259sind\u0259 m\u00fc\u015ft\u0259ril\u0259ril\u0259rimiz\u0259 bonus olaraq geri qaytarm\u0131\u015f\u0131q. \u00d6t\u0259n ild\u0259n indiy\u0259d\u0259k bu bonuslar\u0131n (ke\u015fbek, mil, 2 qat \u018fDV) \u00fcmumi m\u0259bl\u0259\u011fi 141 milyon manat t\u0259\u015fkil edib. Bu investisiyalar strateji yana\u015fmam\u0131za uy\u011fun olaraq daha dayan\u0131ql\u0131 g\u0259l\u0259c\u0259yi t\u0259min etm\u0259k \u00fc\u00e7\u00fcn n\u0259z\u0259rd\u0259 tutulub. Bu g\u00fcn \u0259minlikl\u0259 dey\u0259 bil\u0259r\u0259m ki, Kapital Bank olaraq 150 illik t\u0259cr\u00fcb\u0259 il\u0259 g\u0259l\u0259c\u0259yin innovasiyalar\u0131na yol a\u00e7\u0131r\u0131q.<\/p>\n\n\n\n<ul>\n<li><strong>R\u0259q\u0259msalla\u015fmadan s\u00f6z a\u00e7m\u0131\u015fk\u0259n, b\u0259li, Kapital Bank r\u0259q\u0259msalla\u015fman\u0131 \u00f6lk\u0259mizd\u0259 populyarla\u015fd\u0131ran ilk banklardand\u0131r. Hans\u0131 texnoloji yenilikl\u0259ri t\u0259tbiq edirsiniz v\u0259 bu r\u0259q\u0259msal texnologiyalar bank xidm\u0259tl\u0259riniz\u0259 nec\u0259 t\u0259sir edir?<\/strong><\/li>\n<\/ul>\n\n\n\n<p>B\u0259li, h\u0259qiq\u0259t\u0259n bir ekosistemin par\u00e7as\u0131 olaraq tariximizin h\u0259r m\u0259rh\u0259l\u0259sind\u0259 bir \u00e7ox ilkl\u0259r\u0259 imza atm\u0131\u015f\u0131q v\u0259 h\u0259l\u0259 d\u0259 inki\u015faf etm\u0259y\u0259, xidm\u0259t sah\u0259l\u0259rimizi t\u0259kmill\u0259\u015fdirm\u0259y\u0259 davam edirik. F\u0259rqli istiqam\u0259tl\u0259rd\u0259 s\u00fcr\u0259tli v\u0259 effektiv n\u0259tic\u0259l\u0259rin \u0259ld\u0259 olunmas\u0131 \u00fc\u00e7\u00fcn m\u00fcxt\u0259lif texnologiyalar \u0259sas\u0131nda qurdu\u011fumuz modell\u0259r b\u00f6y\u00fck rol oynay\u0131r v\u0259 bu modell\u0259rin bir \u00e7oxunda s\u00fcni intellekt d\u0259 t\u0259tbiq olunur.<\/p>\n\n\n\n<p>\u00dcz tan\u0131ma, seqmentasiya, kreditin \u00f6n t\u0259sdiqi, risk idar\u0259etm\u0259 modell\u0259rini v\u0259 m\u00fc\u015ft\u0259ri sor\u011fular\u0131n\u0131n s\u0259sd\u0259n m\u0259tn\u0259 v\u0259 m\u0259tnd\u0259n s\u0259s\u0259 \u00e7evrilm\u0259si kimi texnoloji yenilikl\u0259ri t\u0259tbiq edirik. M\u0259s\u0259l\u0259n, filiala getm\u0259d\u0259n kreditin ba\u015fdan-ba\u015fa onlayn \u0259ld\u0259 edilm\u0259si v\u0259 ya eyni qaydada depozitin yerl\u0259\u015fdirilm\u0259si bu n\u00fcmun\u0259l\u0259rd\u0259n say\u0131la bil\u0259r. Analitika sah\u0259sind\u0259ki modell\u0259rimizi d\u0259 vur\u011fulamaq ist\u0259yir\u0259m, burada b\u00f6y\u00fck m\u0259lumatlar\u0131 analiz ed\u0259r\u0259k m\u0259hsullar\u0131 v\u0259 kampaniyalar\u0131 optimalla\u015fd\u0131r\u0131r v\u0259 eyni zamanda m\u00fc\u015ft\u0259ril\u0259rimizin ehtiyaclar\u0131n\u0131 daha yax\u015f\u0131 ba\u015fa d\u00fc\u015f\u00fcr\u00fck.<\/p>\n\n\n\n<p>R\u0259q\u0259msal texnologilar\u0131n t\u0259tbiqinin biz\u0259 qazand\u0131rd\u0131\u011f\u0131 \u0259n vacib d\u0259y\u0259r m\u00fc\u015ft\u0259ril\u0259rimizin filiala g\u0259lm\u0259d\u0259n, effektiv \u015f\u0259kild\u0259 xidm\u0259t almas\u0131n\u0131 t\u0259min etm\u0259k oldu. Bu, h\u0259m\u00e7inin ka\u011f\u0131z s\u0259n\u0259dl\u0259rin istifad\u0259sini minimuma endirm\u0259y\u0259 v\u0259 t\u0259bi\u0259timizin t\u0259miz qalma\u011f\u0131na da d\u0259st\u0259k olur. T\u0259kc\u0259 \u00f6t\u0259n ilin g\u00f6st\u0259ricil\u0259rin\u0259 baxsaq, bank \u0259m\u0259liyyatlar\u0131 zaman\u0131 elektron s\u0259n\u0259dl\u0259\u015fm\u0259 say\u0259sind\u0259 8 milyona yax\u0131n A4 ka\u011f\u0131za q\u0259na\u0259t etmi\u015fik, y\u0259ni k\u0259sil\u0259c\u0259k 800 a\u011fac\u0131 t\u0259bi\u0259t\u0259 qazand\u0131rm\u0131\u015f\u0131q.&nbsp;<\/p>\n\n\n\n<p>Sahibkarl\u0131\u011fa v\u0259 biznesin inki\u015faf\u0131na qatd\u0131\u011f\u0131m\u0131z d\u0259y\u0259ri v\u0259 d\u0259st\u0259yi d\u0259 vur\u011fulamadan ke\u00e7m\u0259k olmaz. Bank\u0131m\u0131z\u0131n m\u00fc\u015ft\u0259ri portfelinin \u00f6n\u0259mli hiss\u0259sini ki\u00e7ik v\u0259 orta sahibkarlar, korporativ m\u00fc\u015ft\u0259ril\u0259r t\u0259\u015fkil edir. Bu istiqam\u0259tl\u0259rd\u0259 Birbank Biznes mobil t\u0259tbiqimizin biznes m\u00fchitin\u0259, x\u00fcsusil\u0259 ki\u00e7ik v\u0259 orta sahibkarl\u0131\u011fa qatd\u0131\u011f\u0131 d\u0259y\u0259ri v\u0259 xidm\u0259ti dem\u0259d\u0259n ke\u00e7m\u0259k olmaz. S\u00f6z\u00fcged\u0259n istiqam\u0259td\u0259 d\u0259 \u00f6n\u0259mli investisiyalar etm\u0259kl\u0259, KOS-lara ist\u0259nil\u0259n vaxt v\u0259 h\u0259r yerd\u0259 \u00f6z hesablar\u0131na daxil olmaq v\u0259 m\u00fcxt\u0259lif maliyy\u0259 \u0259m\u0259liyyatlar\u0131n\u0131 h\u0259yata ke\u00e7irm\u0259k f\u00fcrs\u0259ti yarad\u0131r\u0131q.<\/p>\n\n\n\n<p>Q\u00fcrurla qeyd etm\u0259liyik ki, r\u0259q\u0259msalla\u015fmadak\u0131 b\u00fct\u00fcn bu t\u0259\u015f\u0259bb\u00fcsl\u0259rin n\u0259tic\u0259si olaraq beyn\u0259lxalq t\u0259\u015fkilatlar t\u0259r\u0259find\u0259n h\u0259r il bir \u00e7ox kateqoriyada m\u00fckafatlara layiq g\u00f6r\u00fcl\u00fcr\u00fck. \u201cGlobal Finance\u201d jurnal\u0131 t\u0259r\u0259find\u0259n \u201cS\u00fcni intellektin r\u0259q\u0259msal transformasiyada \u0259n yax\u015f\u0131 istifad\u0259si\u201d m\u00fckafat\u0131na layiq g\u00f6r\u00fclm\u0259yimiz, \u00f6lk\u0259nin ilk r\u0259q\u0259msal bank\u0131 Birbank-\u0131n mobil t\u0259tbiqinin \u201cMarkswebb\u201d konsaltinq v\u0259 ara\u015fd\u0131rma \u015firk\u0259tinin \u201c2024-c\u00fc il \u00fczr\u0259 Az\u0259rbaycan\u0131n mobil bank\u00e7\u0131l\u0131q s\u0131ralamas\u0131&#8221; siyah\u0131s\u0131nda 1-ci yer\u0259 layiq g\u00f6r\u00fclm\u0259yi bunun \u0259n yax\u015f\u0131 s\u00fcbutudur.&nbsp;<\/p>\n\n\n\n<p>\u018flb\u0259tt\u0259 ki, dan\u0131\u015fd\u0131\u011f\u0131m\u0131z b\u00fct\u00fcn u\u011furlar\u0131n arxas\u0131nda ciddi komanda ruhu v\u0259 b\u00f6y\u00fck Kapital Bank ail\u0259sinin \u0259m\u0259yi var. Bu g\u00fcn\u00fcn birinci bank\u0131 olmaq v\u0259 g\u0259l\u0259c\u0259kd\u0259 d\u0259 m\u00fc\u015ft\u0259ril\u0259rin\u0259 innovativ h\u0259ll\u0259r t\u0259qdim etm\u0259k f\u0259ls\u0259f\u0259si davaml\u0131 inki\u015faf\u0131n par\u00e7as\u0131 olma\u011f\u0131 t\u0259l\u0259b edir.<\/p>\n\n\n\n<ul>\n<li><strong>Kapital Bank korporativ sosial m\u0259suliyy\u0259t istiqam\u0259tind\u0259 d\u0259 \u00f6n\u0259mli i\u015fl\u0259r\u0259 imza at\u0131r. Bank\u0131n davaml\u0131l\u0131q v\u0259 ekoloji m\u0259suliyy\u0259t sah\u0259sind\u0259 g\u0259l\u0259c\u0259k planlar\u0131 n\u0259l\u0259rdir?<\/strong><\/li>\n<\/ul>\n\n\n\n<p>Korporativ sosial m\u0259suliyy\u0259t istiqam\u0259ti bizim \u0259sas \u00f6nc\u0259likl\u0259rimizd\u0259ndir. Kapital Bank-\u0131n birba\u015fa d\u0259st\u0259yi il\u0259 yarad\u0131lm\u0131\u015f Q\u0131rm\u0131z\u0131 \u00dcr\u0259kl\u0259r Fondunun bu istiqam\u0259tl\u0259rd\u0259 \u0259h\u0259miyy\u0259ti d\u0259 b\u00f6y\u00fckd\u00fcr.<\/p>\n\n\n\n<p>Q\u0131rm\u0131z\u0131 \u00dcr\u0259kl\u0259r Fondu c\u0259miyy\u0259t, \u0259traf m\u00fchit v\u0259 heyvanlar olmaqla \u00fc\u00e7 f\u0259rqli istiqam\u0259td\u0259 d\u0259st\u0259k g\u00f6st\u0259r\u0259r\u0259k \u0259traf m\u00fchit v\u0259 sosial sah\u0259l\u0259rd\u0259 m\u00fcsb\u0259t t\u0259sirl\u0259r yarad\u0131r. T\u0259kc\u0259 \u00f6t\u0259n il \u201cV\u0259t\u0259n Ba\u011f\u0131\u201d layih\u0259si \u00e7\u0259r\u00e7iv\u0259sind\u0259, Lerik, Da\u015fk\u0259s\u0259n, A\u011fstafa, Qazax v\u0259 \u015eabran olmaqla 5 regionda 1000-\u0259 yax\u0131n a\u011fac \u0259kilib. \u201cT\u0259miz M\u00fchit, T\u0259miz G\u0259l\u0259c\u0259k\u201d aksiyas\u0131 \u00e7\u0259r\u00e7iv\u0259sind\u0259 15 hektar \u0259razi 4 tondan \u00e7ox tullant\u0131lardan t\u0259mizl\u0259nmi\u015fdir. \u201cKitabg\u0259z\u0259r Kitabxanas\u0131\u201d layih\u0259si \u00e7\u0259r\u00e7iv\u0259sind\u0259 \u00f6lk\u0259mizin 29 rayon v\u0259 \u015f\u0259h\u0259rl\u0259rind\u0259 55 k\u0259nd m\u0259kt\u0259bin\u0259 3000-\u0259 yax\u0131n kitab ian\u0259 edilmi\u015fdir. \u201cBatareyalar\u0131 T\u0259hvil Ver, T\u0259bi\u0259ti Qoru\u201d layih\u0259si \u00e7\u0259r\u00e7iv\u0259sind\u0259 780 kq-a yax\u0131n batareya toplanaraq Ekologiya v\u0259 T\u0259bii S\u0259rv\u0259tl\u0259r Nazirliyin\u0259 t\u0259qdim edilmi\u015fdir. T\u0259hsil t\u0259qa\u00fcd proqramlar\u0131, heyvanlar\u0131n m\u00fcdafi\u0259si istiqam\u0259tind\u0259 edil\u0259n t\u0259\u015f\u0259bb\u00fcsl\u0259r v\u0259 dig\u0259r sosial layih\u0259l\u0259r d\u0259 bu fondun f\u0259aliyy\u0259t sah\u0259l\u0259rin\u0259 daxildir.<\/p>\n\n\n\n<p>Ya\u015f\u0131l layih\u0259l\u0259rin maliyy\u0259l\u0259\u015fdirilm\u0259si, ekoloji ma\u015f\u0131n kreditl\u0259rind\u0259 edil\u0259n \u00f6n\u0259mli g\u00fcz\u0259\u015ftl\u0259r, ekoresurslar\u0131n s\u0259m\u0259r\u0259li istifad\u0259si v\u0259 tullant\u0131lar\u0131n azald\u0131lmas\u0131 kimi \u0259traf m\u00fchit\u0259 y\u00f6n\u0259lik layih\u0259l\u0259rin realla\u015fd\u0131r\u0131lmas\u0131 Kapital Bank-\u0131n \u0259sas strateji istiqam\u0259tl\u0259rind\u0259ndir. 2023-c\u00fc ild\u0259 bu layih\u0259l\u0259r \u00e7\u0259r\u00e7iv\u0259sind\u0259 \u0259ld\u0259 edilmi\u015f \u0259sas n\u0259tic\u0259l\u0259rd\u0259n biri r\u0259q\u0259msal tranzaksiyalar\u0131n artmas\u0131d\u0131r ki, bu yana\u015fma il\u0259 Kapital Bank h\u0259m \u0259traf m\u00fchitin qorunmas\u0131na, h\u0259m d\u0259 c\u0259miyy\u0259tin rifah\u0131na t\u00f6hf\u0259 verm\u0259y\u0259 davam edir.<\/p>\n\n\n\n<p>Elm v\u0259 t\u0259hsilin inki\u015faf\u0131 istiqam\u0259tind\u0259 edil\u0259n t\u0259\u015f\u0259bb\u00fcsl\u0259ri d\u0259 vur\u011fulamaq ist\u0259rdim. Birba\u015fa Elm v\u0259 T\u0259hsil Nazirliyi il\u0259 \u0259m\u0259kda\u015fl\u0131\u011f\u0131m\u0131z \u00e7\u0259r\u00e7iv\u0259sind\u0259 Respublika F\u0259nn Olimpiadalar\u0131n\u0131n \u0259sas t\u0259r\u0259fda\u015flar\u0131ndan\u0131q.<\/p>\n\n\n\n<p>Sual\u0131n\u0131z\u0131n ikinci hiss\u0259sin\u0259 g\u0259ldikd\u0259 is\u0259, Kapital Bank-\u0131n 2024-2026 strategiya plan\u0131 art\u0131q haz\u0131rd\u0131r v\u0259 orada ES\u0130 (ekoloji, sosial v\u0259 idar\u0259etm\u0259) \u0259sas strateji istiqam\u0259tl\u0259rimizd\u0259ndir. Kapital Bank olaraq biz davaml\u0131l\u0131\u011f\u0131 strateji m\u0259qs\u0259dl\u0259rimizin \u0259sas hiss\u0259si kimi q\u0259bul edirik. M\u0259rk\u0259zi Bank t\u0259r\u0259find\u0259n haz\u0131rlanm\u0131\u015f yol x\u0259rit\u0259sin\u0259 v\u0259 yeni strategiyaya uy\u011fun olaraq bir \u00e7ox istiqam\u0259td\u0259 t\u0259\u015f\u0259bb\u00fcsl\u0259rimiz var v\u0259 bunlar 2024-2026-c\u0131 ill\u0259r \u00fc\u00e7\u00fcn olan inki\u015faf strategiyam\u0131zda da \u00f6z \u0259ksini tap\u0131r. \u0130lk n\u00f6vb\u0259d\u0259 \u201cDayan\u0131ql\u0131 maliyy\u0259 t\u0259\u015f\u0259bb\u00fcsl\u0259ri\u201d v\u0259 \u201cR\u0259q\u0259msal maliyy\u0259 t\u0259\u015f\u0259bb\u00fcsl\u0259ri\u201d istiqam\u0259tl\u0259rind\u0259ki olan layih\u0259l\u0259rimizi vur\u011fulamaq ist\u0259rdim. X\u00fcsusil\u0259 r\u0259q\u0259msal maliyy\u0259 h\u0259ll\u0259rinin inki\u015faf\u0131 v\u0259 innovasiyalar\u0131n t\u0259\u015fviqi il\u0259 maliyy\u0259 xidm\u0259tl\u0259rin\u0259 \u0259l\u00e7atanl\u0131\u011f\u0131n art\u0131r\u0131lmas\u0131 istiqam\u0259tind\u0259 2021-ci ild\u0259n add\u0131mlar atma\u011fa ba\u015flam\u0131\u015f\u0131q v\u0259 indiy\u0259d\u0259k t\u0259\u015f\u0259bb\u00fcsl\u0259rimizin m\u00fcsb\u0259t t\u0259sirl\u0259rini al\u0131r\u0131q.<\/p>\n\n\n\n<p>Bank\u0131m\u0131z\u0131n ES\u0130 f\u0259aliyy\u0259tl\u0259ri geni\u015fl\u0259ndikc\u0259 r\u0259hb\u0259rl\u0259rimizin v\u0259 \u0259m\u0259kda\u015flar\u0131m\u0131z\u0131n bu istiqam\u0259td\u0259ki m\u0259suliyy\u0259tl\u0259ri d\u0259 artma\u011fa davam edir. N\u0259tic\u0259 olaraq, biz ES\u0130 prinsipl\u0259rini strateji planla\u015fd\u0131rma v\u0259 f\u0259aliyy\u0259tl\u0259rimizin m\u0259rk\u0259zin\u0259 yerl\u0259\u015fdirm\u0259kl\u0259 h\u0259m r\u0259hb\u0259rliyin, h\u0259m d\u0259 \u0259m\u0259kda\u015flar\u0131m\u0131z\u0131n bu istiqam\u0259td\u0259 daha \u00e7ox t\u0259\u015f\u0259bb\u00fcs g\u00f6st\u0259rm\u0259yini t\u0259min edirik.<\/p>\n\n\n\n<ul>\n<li><strong>B\u00fct\u00fcn b\u00f6y\u00fck u\u011furlar\u0131n\u0131z\u0131n arxas\u0131nda komanda ruhu var dediniz. Bildiyimiz q\u0259d\u0259riyl\u0259 bank\u0131n\u0131zda 5 mind\u0259n \u00e7ox \u0259m\u0259kda\u015f\u0131n\u0131z var. Onlar\u0131n motivasiyas\u0131n\u0131 art\u0131raraq m\u0259hsuldarl\u0131\u011f\u0131n\u0131 nec\u0259 t\u0259min edirsiniz?<\/strong><\/li>\n<\/ul>\n\n\n\n<p>Bu sual\u0131n cavab\u0131n\u0131 son iki ildir \u201cGreat Place to Work\u201d beyn\u0259lxalq t\u0259dqiqat v\u0259 konsaltinq \u015firk\u0259ti t\u0259r\u0259find\u0259n \u201cM\u00fck\u0259mm\u0259l i\u015f yeri\u201d sertifikat\u0131na layiq g\u00f6r\u00fclm\u0259yimizl\u0259 ver\u0259 bil\u0259r\u0259m. Bu m\u00fckafat\u0131 daha d\u0259y\u0259rli ed\u0259n is\u0259 \u0259m\u0259kda\u015flar\u0131m\u0131z\u0131n r\u0259yl\u0259ri \u0259sas\u0131nda \u0259ld\u0259 olunmas\u0131d\u0131r v\u0259 bizim korporativ m\u0259d\u0259niyy\u0259timizin v\u0259 i\u015f m\u00fchitimizin keyfiyy\u0259tini t\u0259sdiql\u0259yir.<\/p>\n\n\n\n<p>\u018fm\u0259kda\u015flar\u0131m\u0131z\u0131n pe\u015f\u0259kar v\u0259 \u015f\u0259xsi inki\u015faf\u0131n\u0131 d\u0259st\u0259kl\u0259m\u0259k \u00fc\u00e7\u00fcn davaml\u0131 t\u0259dris v\u0259 inki\u015faf proqramlar\u0131 t\u0259klif edirik. H\u0259m\u00e7inin, x\u00fcsusi t\u0259hsil t\u0259qa\u00fcd proqramlar\u0131m\u0131z il\u0259 bir s\u0131ra \u0259m\u0259kda\u015flar\u0131m\u0131z\u0131n t\u0259hsil x\u0259rcl\u0259ri d\u0259 bank t\u0259r\u0259find\u0259n qar\u015f\u0131lan\u0131r.<\/p>\n\n\n\n<p>Bundan \u0259lav\u0259, m\u00fct\u0259madi olaraq \u0259m\u0259kda\u015flar\u0131m\u0131zla sor\u011fular ke\u00e7ir\u0259r\u0259k onlar\u0131n r\u0259yl\u0259ri \u0259sas\u0131nda i\u015f m\u00fchitimizd\u0259 d\u0259 t\u0259kmill\u0259\u015fdirm\u0259l\u0259r edirik. Bu m\u00f6vzuda bank\u0131m\u0131z \u201ca\u00e7\u0131q r\u0259y\u201d siyas\u0259ti t\u0259tbiq edir ki, bu da \u0259m\u0259kda\u015flar\u0131n fikirl\u0259rinin d\u0259y\u0259rli oldu\u011funu v\u0259 onlar\u0131n i\u015f m\u00fchitinin yax\u015f\u0131la\u015fd\u0131r\u0131lmas\u0131nda rol oynad\u0131\u011f\u0131n\u0131 g\u00f6st\u0259rir. M\u00fc\u015ft\u0259ri m\u0259rk\u0259zli xidm\u0259td\u0259 bizi zirv\u0259l\u0259r\u0259 da\u015f\u0131yan \u0259m\u0259kda\u015flar\u0131m\u0131za do\u011fru i\u015f m\u00fchitini yaratmaq v\u0259 onlar\u0131 daim motivasiyada saxlamaq bizim \u0259n \u0259sas \u00f6hd\u0259liyimizdir.<\/p>\n\n\n\n<ul>\n<li><strong>G\u0259l\u0259c\u0259k iqtisadi tendensiyalar\u0131n Kapital Bank-a nec\u0259 t\u0259sir ed\u0259c\u0259yini proqnozla\u015fd\u0131r\u0131rs\u0131n\u0131z v\u0259 bu d\u0259yi\u015fiklikl\u0259r\u0259 haz\u0131rl\u0131q \u00fc\u00e7\u00fcn hans\u0131 add\u0131mlar at\u0131l\u0131r?<\/strong><\/li>\n<\/ul>\n\n\n\n<p>G\u0259l\u0259c\u0259k iqtisadi tendensiyalar, x\u00fcsusil\u0259 r\u0259q\u0259msalla\u015fma, t\u0259nziml\u0259yici d\u0259yi\u015fiklikl\u0259r v\u0259 iqtisadi dal\u011falanmalar, \u0259lb\u0259tt\u0259 ki, biz\u0259 d\u0259 \u00f6z t\u0259sirl\u0259rini g\u00f6st\u0259r\u0259 bil\u0259r, amma daha \u0259vv\u0259l d\u0259 qeyd etdiyim kimi, h\u0259m M\u0259rk\u0259zi Bank t\u0259r\u0259find\u0259n haz\u0131rlanm\u0131\u015f yol x\u0259rit\u0259si, h\u0259m d\u0259 \u00f6lk\u0259mizin g\u0259l\u0259c\u0259k iqtisadi inki\u015faf plan\u0131 bizi g\u0259l\u0259c\u0259y\u0259 daha \u00e7ox haz\u0131r edir.&nbsp; Bu d\u0259yi\u015fiklikl\u0259r\u0259 haz\u0131rl\u0131q m\u0259qs\u0259dil\u0259 Kapital Bank bir s\u0131ra m\u00fch\u00fcm add\u0131mlar at\u0131r. \u0130lk n\u00f6vb\u0259d\u0259, r\u0259q\u0259msal xidm\u0259tl\u0259rimizi geni\u015fl\u0259ndirm\u0259k \u00fc\u00e7\u00fcn texnologiyaya b\u00f6y\u00fck investisiyalar edirik v\u0259 bu, bank\u0131n r\u0259qab\u0259tlilik qabiliyy\u0259tini qoruyub saxlamaq v\u0259 m\u00fc\u015ft\u0259ril\u0259rin\u0259 daha yax\u015f\u0131 xidm\u0259t g\u00f6st\u0259rm\u0259k \u00fc\u00e7\u00fcn vacibdir.<\/p>\n\n\n\n<p>Eyni zamanda, riskl\u0259rin idar\u0259 edilm\u0259sind\u0259ki t\u0259kmill\u0259\u015fm\u0259l\u0259ri d\u0259 qeyd ed\u0259 bil\u0259r\u0259m. Normativl\u0259r daxilind\u0259ki risk qiym\u0259tl\u0259ndirm\u0259 al\u0259tl\u0259ri v\u0259 metodologiyalar\u0131n\u0131 istifad\u0259 ed\u0259r\u0259k bank\u0131m\u0131z m\u00fcmk\u00fcn riskl\u0259ri daha yax\u015f\u0131 idar\u0259 ed\u0259 bilir. Bu, bank\u0131n maliyy\u0259 sabitliyini t\u0259min etm\u0259k v\u0259 iqtisadi dal\u011falanmalara qar\u015f\u0131 dayan\u0131ql\u0131\u011f\u0131n\u0131 art\u0131rmaqda \u00f6n\u0259mli \u0259h\u0259miyy\u0259t da\u015f\u0131y\u0131r.<\/p>\n\n\n\n<p>Bank\u0131m\u0131z, h\u0259m\u00e7inin m\u00fcxt\u0259lif g\u0259lir m\u0259nb\u0259l\u0259rin\u0259 fokuslan\u0131r. \u018fn\u0259n\u0259vi bank xidm\u0259tl\u0259rind\u0259n as\u0131l\u0131l\u0131\u011f\u0131 azaltmaq \u00fc\u00e7\u00fcn m\u0259hsul \u00e7e\u015fidini geni\u015fl\u0259ndirir v\u0259 yeni maliyy\u0259 m\u0259hsullar\u0131 t\u0259qdim edir. Bu yana\u015fma bank\u0131n iqtisadi d\u0259yi\u015fiklikl\u0259r\u0259 qar\u015f\u0131 daha dayan\u0131ql\u0131 olmas\u0131n\u0131 v\u0259 m\u00fc\u015ft\u0259ril\u0259rin\u0259 daha geni\u015f xidm\u0259t spektri t\u0259qdim etm\u0259sini t\u0259min edir.<\/p>\n\n\n\n<ul>\n<li><strong>Sonda bank sektorunda karyera qurmaq ist\u0259y\u0259n g\u0259ncl\u0259r\u0259\u00a0 v\u0259 m\u00fc\u015ft\u0259ril\u0259riniz\u0259 n\u0259l\u0259r dem\u0259k ist\u0259rdiniz?<\/strong><\/li>\n<\/ul>\n\n\n\n<p>Bu sah\u0259d\u0259 karyera qurmaq ist\u0259y\u0259n g\u0259ncl\u0259rimiz\u0259, h\u0259tta g\u0259l\u0259c\u0259k h\u0259mkarlar\u0131m\u0131za t\u00f6vsiy\u0259m daim \u00f6yr\u0259nm\u0259y\u0259 v\u0259 yenilikl\u0259r\u0259 a\u00e7\u0131q olmaqd\u0131r. Maliyy\u0259 sektoru s\u00fcr\u0259tl\u0259 d\u0259yi\u015f\u0259n v\u0259 inki\u015faf ed\u0259n bir sah\u0259dir. Bu s\u0259b\u0259bd\u0259n m\u00fcv\u0259ff\u0259qiyy\u0259t \u0259ld\u0259 etm\u0259k \u00fc\u00e7\u00fcn adaptasiya qabiliyy\u0259tinizi inki\u015faf etdirm\u0259li, texnoloji yenilikl\u0259ri yax\u0131ndan izl\u0259m\u0259li v\u0259 m\u00fcxt\u0259lif ehtiyaclara eyni anda cavab ver\u0259 bil\u0259c\u0259k h\u0259ll\u0259r yaratmal\u0131s\u0131n\u0131z. Liderlik t\u0259kc\u0259 komandan\u0131 idar\u0259 etm\u0259k deyil, h\u0259m d\u0259 ilham verm\u0259k, motivasiya etm\u0259k v\u0259 birg\u0259 u\u011fur qazanmaqd\u0131r. Kapital Bank olaraq biz daim g\u0259nc istedadlar\u0131 d\u0259st\u0259kl\u0259yir, onlara inki\u015faf \u00fc\u00e7\u00fcn laz\u0131mi \u015f\u0259rait yarad\u0131r\u0131q.<\/p>\n\n\n\n<p>M\u00fc\u015ft\u0259ril\u0259rimiz\u0259 is\u0259 dem\u0259k ist\u0259yir\u0259m ki, sizin etimad\u0131n\u0131z v\u0259 d\u0259st\u0259yiniz bizim \u00fc\u00e7\u00fcn \u00e7ox \u00f6n\u0259mlidir. Biz, Kapital Bank olaraq h\u0259r zaman sizin yan\u0131n\u0131zda olma\u011fa v\u0259 ehtiyaclar\u0131n\u0131za \u0259n uy\u011fun h\u0259ll\u0259r t\u0259qdim etm\u0259y\u0259 \u00e7al\u0131\u015f\u0131r\u0131q.&nbsp;<\/p>\n\n\n\n<p>F\u0259aliyy\u0259timizin h\u0259r an\u0131nda, h\u0259r yeni ba\u015flan\u011f\u0131cda sizinl\u0259 birg\u0259 olmaq bizim \u00fc\u00e7\u00fcn \u0259n b\u00f6y\u00fck d\u0259y\u0259rdir. Bu yolda bizi h\u0259l\u0259 \u00e7ox yeni ba\u015flan\u011f\u0131clar v\u0259 u\u011furlar g\u00f6zl\u0259yir!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u201cKapital Bank olaraq 150 illik t\u0259cr\u00fcb\u0259 il\u0259 g\u0259l\u0259c\u0259yin innovasiyalar\u0131na yol a\u00e7\u0131r\u0131q\u201d Kapital Bank 150 illik yubileyini qeyd edir. Bu \u0259lam\u0259tdar hadis\u0259 bank\u0131n z\u0259ngin tarixini, davaml\u0131 inki\u015faf\u0131n\u0131 v\u0259 m\u00fcasir d\u00f6vr\u00fcn t\u0259l\u0259bl\u0259rin\u0259 uy\u011fun olaraq h\u0259yata ke\u00e7irdiyi layih\u0259l\u0259ri&#8230;<\/p>\n","protected":false},"author":2,"featured_media":26499,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/26498"}],"collection":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=26498"}],"version-history":[{"count":1,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/26498\/revisions"}],"predecessor-version":[{"id":26501,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/26498\/revisions\/26501"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/media\/26499"}],"wp:attachment":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=26498"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=26498"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=26498"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}