{"id":26576,"date":"2024-07-31T10:00:00","date_gmt":"2024-07-31T07:00:00","guid":{"rendered":"https:\/\/rockvell.com\/?p=26576"},"modified":"2024-07-31T20:55:29","modified_gmt":"2024-07-31T17:55:29","slug":"faiz-d%c9%99hlizinin-parametrl%c9%99ri-haqqinda","status":"publish","type":"post","link":"https:\/\/rockvell.com\/?p=26576","title":{"rendered":"Faiz d\u0259hlizinin parametrl\u0259ri haqq\u0131nda"},"content":{"rendered":"\n<p class=\"has-medium-font-size\"><strong>Faiz d\u0259hlizinin parametrl\u0259ri haqq\u0131nda<\/strong><\/p>\n\n\n\n<p>Az\u0259rbaycan Respublikas\u0131 M\u0259rk\u0259zi Bank\u0131n\u0131n \u0130dar\u0259 Hey\u0259tinin q\u0259rar\u0131 il\u0259 u\u00e7ot d\u0259r\u0259c\u0259si 7.25%, faiz d\u0259hlizinin a\u015fa\u011f\u0131 h\u0259ddi 6.25%, faiz d\u0259hlizinin yuxar\u0131 h\u0259ddi is\u0259 8.25% s\u0259viyy\u0259sind\u0259 d\u0259yi\u015fm\u0259z saxlan\u0131l\u0131b.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/rockvell.com\/wp-content\/uploads\/2024\/07\/3c47f423ea1e16a8ca70afd11-1024x1024.jpg\" alt=\"\" class=\"wp-image-26577\" style=\"width:463px;height:auto\" srcset=\"https:\/\/rockvell.com\/wp-content\/uploads\/2024\/07\/3c47f423ea1e16a8ca70afd11-1024x1024.jpg 1024w, https:\/\/rockvell.com\/wp-content\/uploads\/2024\/07\/3c47f423ea1e16a8ca70afd11-300x300.jpg 300w, https:\/\/rockvell.com\/wp-content\/uploads\/2024\/07\/3c47f423ea1e16a8ca70afd11-150x150.jpg 150w, https:\/\/rockvell.com\/wp-content\/uploads\/2024\/07\/3c47f423ea1e16a8ca70afd11-768x768.jpg 768w, https:\/\/rockvell.com\/wp-content\/uploads\/2024\/07\/3c47f423ea1e16a8ca70afd11-360x360.jpg 360w, https:\/\/rockvell.com\/wp-content\/uploads\/2024\/07\/3c47f423ea1e16a8ca70afd11.jpg 1296w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n\n<p>U\u00e7ot d\u0259r\u0259c\u0259sinin d\u0259yi\u015fm\u0259z saxlan\u0131lmas\u0131 il\u0259 ba\u011fl\u0131 q\u0259rar faktiki inflyasiya templ\u0259rinin proqnoza uy\u011fun formala\u015fmas\u0131, proqnozla\u015fd\u0131r\u0131lan inflyasiyan\u0131n h\u0259d\u0259fd\u0259 (4\u00b12%) qalmas\u0131, inflyasiyan\u0131n daxili v\u0259 xarici amill\u0259rinin dinamikas\u0131 n\u0259z\u0259r\u0259 al\u0131nmaqla q\u0259bul olunub.<\/p>\n\n\n\n<p>\u00d6t\u0259n iclasdan b\u0259ri illik inflyasiya y\u00fcks\u0259ls\u0259 d\u0259 h\u0259d\u0259f diapazonunun (4\u00b12%) a\u015fa\u011f\u0131 h\u0259ddinin alt\u0131nda olub. Bel\u0259 ki, 2024-c\u00fc ilin iyun ay\u0131nda 12 ayl\u0131q inflyasiya 1.1%, baza inflyasiya is\u0259 0.8% t\u0259\u015fkil edib. \u0130llik \u0259rzaq inflyasiyas\u0131 0.2%, qeyri-\u0259rzaq inflyasiyas\u0131 1%, xidm\u0259tl\u0259r inflyasiyas\u0131 is\u0259 2.4% olub.<\/p>\n\n\n\n<p>\u0130nflyasiyan\u0131n xarici fonu \u00fcmumilikd\u0259 sabitdir. Bununla bel\u0259 \u0259vv\u0259lki aylarda m\u00fc\u015fahid\u0259 edil\u0259n davaml\u0131 qiym\u0259t azalmas\u0131 dayan\u0131b v\u0259 b\u0259zi m\u0259hsullar \u00fczr\u0259 qiym\u0259t art\u0131m\u0131 m\u00fc\u015fahid\u0259 edilib. Bu d\u00f6vrd\u0259 manat\u0131n nominal effektiv m\u0259z\u0259nn\u0259sinin (2024-c\u00fc ilin 6 ay\u0131nda 3%) bahala\u015fmas\u0131 idxal inflyasiyas\u0131n\u0131n azalmas\u0131na \u0259lav\u0259 t\u00f6hf\u0259 verib.<\/p>\n\n\n\n<p>T\u0259diy\u0259 balans\u0131n\u0131n ba\u015fl\u0131ca komponenti olan xarici ticar\u0259t balans\u0131nda 2024-c\u00fc ilin 6 ay\u0131nda 4 mlrd. AB\u015e dollar\u0131 m\u0259bl\u0259\u011find\u0259 m\u00fcsb\u0259t saldo qeyd\u0259 al\u0131n\u0131b. Bu d\u00f6vrd\u0259 \u00f6lk\u0259nin strateji valyuta ehtiyatlar\u0131 1.8% artaraq 69.7 mlrd. AB\u015e dollar\u0131 olub. O c\u00fcml\u0259d\u0259n M\u0259rk\u0259zi Bank\u0131n valyuta ehtiyatlar\u0131 1.1% artaraq 11.7 mlrd. AB\u015e dollar\u0131na \u00e7at\u0131b.<\/p>\n\n\n\n<p>&nbsp;Pul siyas\u0259ti al\u0259tl\u0259ri maliyy\u0259 bazarlar\u0131nda ged\u0259n prosesl\u0259r v\u0259 bank sisteminin likvidlik m\u00f6vqeyind\u0259ki d\u0259yi\u015fiklikl\u0259r n\u0259z\u0259r\u0259 al\u0131nmaqla t\u0259tbiq edilir. \u0130yul ay\u0131nda 1 g\u00fcnl\u00fck t\u0259minats\u0131z \u0259m\u0259liyyatlar \u00fczr\u0259 orta faiz (1D AZIR) 6.94% olmaqla (iyunda 6.75%) faiz d\u0259hlizinin daxilind\u0259 u\u00e7ot d\u0259r\u0259c\u0259sin\u0259 yax\u0131n formala\u015f\u0131b. M\u0259rk\u0259zi Bank h\u00f6kum\u0259t hesablar\u0131 qal\u0131qlar\u0131n\u0131n d\u0259yi\u015fiminin bank sistemind\u0259ki likvidliy\u0259 t\u0259sirini n\u0259z\u0259r\u0259 alaraq sterilizasiya \u0259m\u0259liyyatlar\u0131n\u0131n h\u0259cmini azald\u0131b.<\/p>\n\n\n\n<p>\u00d6t\u0259n iclasdan b\u0259ri inflyasiyan\u0131n risk balans\u0131nda \u0259h\u0259miyy\u0259tli d\u0259yi\u015fiklikl\u0259r ba\u015f verm\u0259yib. T\u0259r\u0259fda\u015f \u00f6lk\u0259l\u0259rd\u0259 inflyasiyan\u0131n v\u0259 d\u00fcnya bazar\u0131nda \u0259mt\u0259\u0259 qiym\u0259tl\u0259rinin d\u0259yi\u015fk\u0259nliyi ba\u015fl\u0131ca xarici inflyasiya riski hesab olunmaqdad\u0131r. Apar\u0131c\u0131 iqtisadiyyatlarda monetar \u015f\u0259rait s\u0259rt olaraq qal\u0131r. \u0130nflyasiyan\u0131 art\u0131ra bil\u0259c\u0259k daxili risk amill\u0259rin\u0259 is\u0259 x\u0259rc amill\u0259rinin aktivl\u0259\u015fm\u0259si v\u0259 m\u0259cmu t\u0259l\u0259bin izafi art\u0131m\u0131 aiddir. \u0130lkin qiym\u0259tl\u0259ndirm\u0259l\u0259r\u0259 g\u00f6r\u0259 2024-c\u00fc ilin d\u00f6vl\u0259t b\u00fcdc\u0259sin\u0259 edil\u0259n d\u00fcr\u00fcstl\u0259\u015fm\u0259 n\u0259tic\u0259sind\u0259 x\u0259rcl\u0259rin art\u0131m\u0131n\u0131n \u0259h\u0259miyy\u0259tli inflyasiya t\u0259zyiqi yaradaca\u011f\u0131 g\u00f6zl\u0259nilmir. Bununla bel\u0259 ortam\u00fcdd\u0259tli d\u00f6vrd\u0259 b\u00fcdc\u0259 x\u0259rcl\u0259rinin v\u0259 kredit qoyulu\u015flar\u0131n\u0131n inflyasiyaya t\u0259sirl\u0259ri x\u00fcsusi diqq\u0259td\u0259 saxlan\u0131l\u0131r.&nbsp;<\/p>\n\n\n\n<p>\u00dcmumilikd\u0259, m\u00f6vcud monetar \u015f\u0259rtl\u0259r inflyasiyan\u0131n h\u0259d\u0259f diapazonu daxilind\u0259 saxlan\u0131lmas\u0131na v\u0259 inflyasiya g\u00f6zl\u0259ntil\u0259rinin sabitl\u0259\u015fdirilm\u0259sin\u0259 y\u00f6n\u0259lib. Yenil\u0259nmi\u015f proqnozlara g\u00f6r\u0259 m\u00f6vcud \u015f\u0259rtl\u0259rin d\u0259yi\u015fm\u0259z qalaca\u011f\u0131 t\u0259qdird\u0259 baza ssenari \u00fczr\u0259 inflyasiyan\u0131n 2024-c\u00fc ild\u0259 5.4%, 2025-ci illd\u0259 is\u0259 5.5% olaca\u011f\u0131 g\u00f6zl\u0259nilir. \u0130nflyasiya proqnozunun art\u0131r\u0131lma istiqam\u0259tind\u0259 d\u0259yi\u015fdirilm\u0259si \u0259sas\u0259n manat\u0131n nominal effektiv m\u0259z\u0259nn\u0259sinin daha a\u015fa\u011f\u0131 templ\u0259 m\u00f6hk\u0259ml\u0259nm\u0259si g\u00f6zl\u0259ntisi v\u0259 el\u0259c\u0259 d\u0259 qiym\u0259tl\u0259ri d\u00f6vl\u0259t t\u0259r\u0259find\u0259n t\u0259nziml\u0259n\u0259n m\u0259hsul v\u0259 xidm\u0259tl\u0259rin qiym\u0259t v\u0259 tarifl\u0259rind\u0259 edil\u0259n d\u0259yi\u015fiklikl\u0259rl\u0259 ba\u011fl\u0131d\u0131r. T\u0259nziml\u0259n\u0259n qiym\u0259tl\u0259rd\u0259 art\u0131m\u0131n inflyasiya proqnozuna birba\u015fa v\u0259 dolay\u0131 art\u0131r\u0131c\u0131 t\u0259siri 1.5 faiz b\u0259ndi g\u00f6zl\u0259nilir ki, bunun da 1 faiz b\u0259ndi 2024-c\u00fc ild\u0259 realla\u015fa bil\u0259r. U\u00e7ot d\u0259r\u0259c\u0259sinin d\u0259yi\u015fm\u0259z saxlan\u0131lmas\u0131 v\u0259 ya art\u0131r\u0131lmas\u0131 il\u0259 ba\u011fl\u0131 n\u00f6vb\u0259ti q\u0259rarlar faktiki inflyasiya v\u0259 proqnozu, xarici v\u0259 daxili risk amill\u0259rinin dinamikas\u0131ndan as\u0131l\u0131 olacaqd\u0131r.<\/p>\n\n\n\n<p>Bu q\u0259rar 1 avqust 2024-c\u00fc ild\u0259n q\u00fcvv\u0259y\u0259 minir. Faiz d\u0259hlizinin parametrl\u0259ri il\u0259 ba\u011fl\u0131 n\u00f6vb\u0259ti q\u0259rar bar\u0259d\u0259 m\u0259lumat ictimaiyy\u0259t\u0259 2024-c\u00fc il sentyabr ay\u0131n\u0131n 18-d\u0259 a\u00e7\u0131qlanacaqd\u0131r.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Faiz d\u0259hlizinin parametrl\u0259ri haqq\u0131nda Az\u0259rbaycan Respublikas\u0131 M\u0259rk\u0259zi Bank\u0131n\u0131n \u0130dar\u0259 Hey\u0259tinin q\u0259rar\u0131 il\u0259 u\u00e7ot d\u0259r\u0259c\u0259si 7.25%, faiz d\u0259hlizinin a\u015fa\u011f\u0131 h\u0259ddi 6.25%, faiz d\u0259hlizinin yuxar\u0131 h\u0259ddi is\u0259 8.25% s\u0259viyy\u0259sind\u0259 d\u0259yi\u015fm\u0259z saxlan\u0131l\u0131b. U\u00e7ot d\u0259r\u0259c\u0259sinin d\u0259yi\u015fm\u0259z saxlan\u0131lmas\u0131 il\u0259 ba\u011fl\u0131&#8230;<\/p>\n","protected":false},"author":1,"featured_media":26577,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[41],"tags":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/26576"}],"collection":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=26576"}],"version-history":[{"count":1,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/26576\/revisions"}],"predecessor-version":[{"id":26578,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/26576\/revisions\/26578"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/media\/26577"}],"wp:attachment":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=26576"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=26576"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=26576"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}