{"id":2711,"date":"2022-08-11T11:01:00","date_gmt":"2022-08-11T08:01:00","guid":{"rendered":"https:\/\/rockvell.com\/?p=2711"},"modified":"2022-08-12T11:03:49","modified_gmt":"2022-08-12T08:03:49","slug":"moodys-agentliyi-kapital-bank-in-reytinql%c9%99rini-yuks%c9%99ldib","status":"publish","type":"post","link":"https:\/\/rockvell.com\/?p=2711","title":{"rendered":"\u201cMoody\u2019s\u201d agentliyi Kapital Bank-\u0131n reytinql\u0259rini y\u00fcks\u0259ldib"},"content":{"rendered":"\n

\u201cMoody’s Investors Service\u201d beyn\u0259lxalq reytinq agentliyi n\u00f6vb\u0259ti qiym\u0259tl\u0259ndirm\u0259nin yekunu olaraq Kapital Bank-\u0131n reytinql\u0259rini t\u0259sdiq edib. Bu reytinql\u0259r \u00f6lk\u0259 banklar\u0131 aras\u0131nda \u0259n y\u00fcks\u0259k g\u00f6st\u0259ricil\u0259rd\u0259n hesab olunur.<\/p>\n\n\n\n

Agentlik bank\u0131n yerli v\u0259 xarici valyutada uzunm\u00fcdd\u0259tli depozit reytinqini Ba3-d\u0259n Ba2 s\u0259viyy\u0259sin\u0259, \u00f6d\u0259m\u0259 qabiliyy\u0259tinin baza s\u0259viyy\u0259si (BCA) reytinqini is\u0259 b1-d\u0259n ba3-\u0259 y\u00fcks\u0259ldib. Kapital Bank-\u0131n uzunm\u00fcdd\u0259tli depozit reytinql\u0259ri \u00fczr\u0259 proqnozu \u201cstabil\u201d olaraq t\u0259sdiql\u0259nib. Agentliyin hesabat\u0131nda bildirilir ki, Kapital Bank-\u0131n BCA reytinqinin y\u00fcks\u0259ldilm\u0259si onun kredit portfelinin sa\u011flam, g\u0259lirlilik v\u0259 likvidlik s\u0259viyy\u0259sinin y\u00fcks\u0259k olmas\u0131n\u0131 \u0259ks etdirir.<\/p>\n\n\n\n

\u201cKapital Bank-\u0131n 2021-ci ilin sonuna problemli kreditl\u0259rin \u00fcmumi kredit portfelind\u0259ki pay\u0131 3,5% t\u0259\u015fkil edib. Bank\u0131n kapitalla\u015fmas\u0131 (2021-ci ilin sonuna TCE\/RWA g\u00f6st\u0259ricisi 13,6% olub), el\u0259c\u0259 d\u0259 y\u00fcks\u0259k xalis faiz marjas\u0131 v\u0259 s\u0259m\u0259r\u0259lilik hesab\u0131na \u0259ld\u0259 olunan y\u00fcks\u0259k ehtiyatdan \u0259vv\u0259l g\u0259lirliliyi (vergi v\u0259 ehtiyatdan \u0259vv\u0259lki m\u0259nf\u0259\u0259tin risk d\u0259r\u0259c\u0259si \u00fczr\u0259 \u00f6l\u00e7\u00fclm\u00fc\u015f orta aktivl\u0259r\u0259 nisb\u0259ti 2021-ci ild\u0259 8,6% t\u0259\u015fkil edib) kredit itkil\u0259rini \u201cudmaq\u201d \u00fc\u00e7\u00fcn banka yax\u015f\u0131 bufer yarad\u0131r. Reytinq agentliyi yax\u0131n 12-18 ay \u0259rzind\u0259 bank\u0131n likvidliyinin y\u00fcks\u0259k s\u0259viyy\u0259d\u0259 qalaca\u011f\u0131n\u0131 g\u00f6zl\u0259yir\u201d, \u2014 dey\u0259 hesabatda qeyd olunur. \u00d6lk\u0259nin birinci bank\u0131 olan Kapital Bank PA\u015eA Holding-\u0259 daxildir v\u0259 Az\u0259rbaycanda \u0259n b\u00f6y\u00fck filial \u015f\u0259b\u0259k\u0259si \u2014 107 filial\u0131 v\u0259 24 \u015f\u00f6b\u0259si il\u0259 m\u00fc\u015ft\u0259ril\u0259rin xidm\u0259tind\u0259dir. Bank\u0131n m\u0259hsul v\u0259 xidm\u0259tl\u0259ri bar\u0259d\u0259 daha \u0259trafl\u0131 m\u0259lumat almaq \u00fc\u00e7\u00fcn https:\/\/kapitalbank.az<\/a> sayt\u0131na, 196 Sor\u011fu M\u0259rk\u0259zin\u0259 v\u0259 ya Bank\u0131n m\u00fcxt\u0259lif sosial \u015f\u0259b\u0259k\u0259l\u0259rd\u0259 olan s\u0259hif\u0259l\u0259rin\u0259 m\u00fcraci\u0259t ed\u0259 bil\u0259rsiniz. Na\u011fd pul krediti sifari\u015fi \u00fc\u00e7\u00fcn \u2014 https:\/\/kbl.az\/krdt<\/a>, Birbank kart\u0131 sifari\u015fi \u00fc\u00e7\u00fcn \u2014 https:\/\/kbl.az\/tkstcrd<\/a>.<\/p>\n\n\n\n

\"\"<\/figure>\n","protected":false},"excerpt":{"rendered":"

\u201cMoody’s Investors Service\u201d beyn\u0259lxalq reytinq agentliyi n\u00f6vb\u0259ti qiym\u0259tl\u0259ndirm\u0259nin yekunu olaraq Kapital Bank-\u0131n reytinql\u0259rini t\u0259sdiq edib. Bu reytinql\u0259r \u00f6lk\u0259 banklar\u0131 aras\u0131nda \u0259n y\u00fcks\u0259k g\u00f6st\u0259ricil\u0259rd\u0259n hesab olunur. Agentlik bank\u0131n yerli v\u0259 xarici valyutada uzunm\u00fcdd\u0259tli depozit reytinqini Ba3-d\u0259n…<\/p>\n","protected":false},"author":2,"featured_media":2714,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[41],"tags":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/2711"}],"collection":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2711"}],"version-history":[{"count":1,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/2711\/revisions"}],"predecessor-version":[{"id":2713,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/2711\/revisions\/2713"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/media\/2714"}],"wp:attachment":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2711"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2711"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2711"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}