{"id":29335,"date":"2024-10-11T04:00:00","date_gmt":"2024-10-11T01:00:00","guid":{"rendered":"https:\/\/rockvell.com\/?p=29335"},"modified":"2024-10-11T13:21:16","modified_gmt":"2024-10-11T10:21:16","slug":"yelo-bank-ucuncu-rubu-ugurlu-gost%c9%99ricil%c9%99rl%c9%99-basa-vurub","status":"publish","type":"post","link":"https:\/\/rockvell.com\/?p=29335","title":{"rendered":"Yelo Bank \u00fc\u00e7\u00fcnc\u00fc r\u00fcb\u00fc u\u011furlu g\u00f6st\u0259ricil\u0259rl\u0259 ba\u015fa vurub"},"content":{"rendered":"\n

Yelo Bank \u00fc\u00e7\u00fcnc\u00fc r\u00fcb\u00fc u\u011furlu g\u00f6st\u0259ricil\u0259rl\u0259 ba\u015fa vurub.<\/strong><\/p>\n\n\n\n

Yelo Bank cari ilin \u00fc\u00e7\u00fcnc\u00fc r\u00fcb\u00fc \u00fczr\u0259 maliyy\u0259 n\u0259tic\u0259l\u0259rini a\u00e7\u0131qlay\u0131b. R\u0259q\u0259ml\u0259rd\u0259n d\u0259 g\u00f6r\u00fcn\u00fcr ki, Bank \u0259sas g\u00f6st\u0259ricil\u0259r \u00fczr\u0259 m\u00fcsb\u0259t dinamikan\u0131 qoruyub saxlay\u0131r. Bel\u0259 ki, 2024-c\u00fc il \u0259rzind\u0259 Yelo Bank 35 mln manat xalis m\u0259nf\u0259\u0259t \u0259ld\u0259 edib. Bu da \u00f6t\u0259n ilin eyni d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 2 d\u0259f\u0259d\u0259n \u00e7ox art\u0131m dem\u0259kdir.<\/p>\n\n\n

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Bank r\u00fcb \u0259rzind\u0259 biznesl\u0259rin maliyy\u0259 v\u0259saiti il\u0259 t\u0259minat\u0131nda aktiv i\u015ftirak\u0131n\u0131 davam etdirib. Bank\u0131n kredit portfeli b\u00f6y\u00fcy\u0259r\u0259k \u00f6t\u0259n ilin m\u00fcvafiq d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 183 mln manat, y\u0259ni 25%-d\u0259n \u00e7ox art\u0131b. N\u0259tic\u0259d\u0259 \u00fcmumi kredit portfeli 898 mln manata y\u00fcks\u0259lib. H\u0259r zaman oldu\u011fu kimi real sektorun kreditl\u0259\u015fm\u0259si Yelo Bank-\u0131n prioritetl\u0259ri s\u0131ras\u0131ndad\u0131r. Kredit portfelinin \u00fc\u00e7d\u0259 ikisi olmaqla m\u00fch\u00fcm hiss\u0259sini biznes kreditl\u0259ri t\u0259\u015fkil edir. Biznes kredit portfeli \u00f6t\u0259n ilin uy\u011fun d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 96 mln manat, 20%-d\u0259n \u00e7ox art\u0131mla 567 mln manata \u00e7at\u0131b. Hesabat d\u00f6vr\u00fcnd\u0259 mikro kredit portfelind\u0259 d\u0259 n\u0259z\u0259r\u0259\u00e7arpan art\u0131m var. \u00d6t\u0259n ilin eyni d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 mikrokredit portfeli 25% artaraq, 328.6 mln manat t\u0259\u015fkil edib.

Fiziki \u015f\u0259xsl\u0259r\u0259 veril\u0259n kredit portfeli is\u0259 \u0259vv\u0259lki ilin analoji d\u00f6vr\u00fcnd\u0259n b\u0259ri 88 mln, y\u0259ni 35.4% artaraq 336.4 milyon manat t\u0259\u015fkil edib. R\u00fcb \u0259rzind\u0259 istehlak kredit portfelinin art\u0131m\u0131nda onlayn kanallar\u0131n pay\u0131 50%-\u0259 yax\u0131nd\u0131r.

\u00dcmumi \u0259man\u0259t portfeli \u00f6t\u0259n ilin eyni d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 200 mln manat olmaqla 31% artaraq, bu ilin \u00fc\u00e7\u00fcnc\u00fc r\u00fcb\u00fcn\u00fcn yekununda 841.5 mln manat t\u0259\u015fkil edib. Bu da Yelo Bank-\u0131n \u0259man\u0259t m\u0259hsullar\u0131n\u0131n \u0259hali \u00fc\u00e7\u00fcn c\u0259lbedici oldu\u011funun g\u00f6st\u0259ricisidir.

Bank\u0131n faiz g\u0259lirl\u0259ri \u00f6t\u0259n ilin analoji d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 39%-d\u0259n \u00e7ox artaraq 113 mln manata \u00e7at\u0131b. Qeyri-faiz g\u0259lirl\u0259ri d\u0259 eyni d\u00f6vrl\u0259 m\u00fcqayis\u0259d\u0259 3 d\u0259f\u0259d\u0259n \u00e7ox art\u0131mla 24 mln manata y\u00fcks\u0259lib.

\u00d6t\u0259n ilin eyni d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 m\u0259cmu kapital 37%-lik art\u0131mla 140 mln manata \u00e7at\u0131b. Bu da requlyativ t\u0259l\u0259bd\u0259n 90 mln manat \u00e7oxdur. M\u0259cmu kapital\u0131n adekvatl\u0131q \u0259msal\u0131 13.5%, birinci d\u0259r\u0259c\u0259li kapital\u0131n adekvatl\u0131q \u0259msal\u0131 is\u0259 7.7% olmaqla, h\u0259r iki g\u00f6st\u0259rici \u00fczr\u0259 t\u0259l\u0259b olunan norman\u0131 \u00fcst\u0259l\u0259yir. Hesabat d\u00f6vr\u00fcn\u00fcn sonuna Bank\u0131n aktivl\u0259ri 1 mlrd 177 mln manat t\u0259\u015fkil edib.

\u0130dar\u0259 Hey\u0259tinin s\u0259dri Anar H\u0259s\u0259nov cari ilin \u00fc\u00e7\u00fcnc\u00fc r\u00fcb\u00fcnd\u0259 Bank\u0131n strateji m\u0259qs\u0259dl\u0259rin\u0259 do\u011fru m\u00fch\u00fcm ir\u0259lil\u0259yi\u015fl\u0259r \u0259ld\u0259 olundu\u011funu qeyd edib: \u201cBu g\u00f6st\u0259ricil\u0259r, t\u0259kc\u0259 xidm\u0259t v\u0259 m\u0259hsullar\u0131m\u0131z\u0131n keyfiyy\u0259tini art\u0131rmaq istiqam\u0259tind\u0259ki s\u0259yl\u0259rimizin deyil, h\u0259m d\u0259 m\u00fc\u015ft\u0259ril\u0259rimizin Yelo Bank-a g\u00f6st\u0259rdiyi inam v\u0259 etibar\u0131n n\u0259tic\u0259sidir. 3-c\u00fc r\u00fcb\u00fcn sonuna olan maliyy\u0259 n\u0259tic\u0259l\u0259rimiz\u0259 \u0259sas\u0259n dey\u0259 bil\u0259r\u0259m ki, yeni strateji d\u00f6vr\u00fcm\u00fcz\u00fcn bir s\u0131ra m\u00fch\u00fcm h\u0259d\u0259fl\u0259rin\u0259 \u00e7atmaqday\u0131q. Bank\u0131n xidm\u0259t v\u0259 m\u0259hsullar\u0131n\u0131n, el\u0259c\u0259 d\u0259 filiallar\u0131n\u0131n r\u0259q\u0259msalla\u015fd\u0131r\u0131lmas\u0131 prosesini il \u0259rzind\u0259 d\u0259 davam etdir\u0259c\u0259yik. \u018fsas strateji prioritetl\u0259rimizd\u0259n olan ESG prinsipl\u0259rini d\u0259 t\u0259tbiq etm\u0259kl\u0259 f\u0259aliyy\u0259timizi daha dayan\u0131ql\u0131 s\u0259viyy\u0259y\u0259 qald\u0131rma\u011f\u0131 h\u0259d\u0259fl\u0259yirik. \u0130nan\u0131ram ki, 2024 Yelo Bank \u00fc\u00e7\u00fcn davaml\u0131 inki\u015fafa do\u011fru getdiyimiz m\u00fch\u00fcm ill\u0259rd\u0259n biri kimi yadda qalacaq\u201d.

Bank xidm\u0259tl\u0259ri (https:\/\/www.yelo.az\/az\/individuals\/online-services\/loan_request\/<\/a>) haqq\u0131nda \u0259lav\u0259 suallar\u0131n\u0131z var?O zaman 981 n\u00f6mr\u0259sin\u0259 z\u0259ng edin v\u0259 ya\u00a0Facebook<\/a>,\u00a0Instagram\u00a0<\/a>,\u00a0Whatsapp<\/a>\u00a0v\u0259\u00a0yelo.az<\/a>\u00a0hesablar\u0131m\u0131z\u0131 ziyar\u0259t edin.<\/p>\n","protected":false},"excerpt":{"rendered":"

Yelo Bank \u00fc\u00e7\u00fcnc\u00fc r\u00fcb\u00fc u\u011furlu g\u00f6st\u0259ricil\u0259rl\u0259 ba\u015fa vurub. Yelo Bank cari ilin \u00fc\u00e7\u00fcnc\u00fc r\u00fcb\u00fc \u00fczr\u0259 maliyy\u0259 n\u0259tic\u0259l\u0259rini a\u00e7\u0131qlay\u0131b. R\u0259q\u0259ml\u0259rd\u0259n d\u0259 g\u00f6r\u00fcn\u00fcr ki, Bank \u0259sas g\u00f6st\u0259ricil\u0259r \u00fczr\u0259 m\u00fcsb\u0259t dinamikan\u0131 qoruyub saxlay\u0131r. Bel\u0259 ki, 2024-c\u00fc il \u0259rzind\u0259…<\/p>\n","protected":false},"author":2,"featured_media":29336,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[41],"tags":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/29335"}],"collection":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=29335"}],"version-history":[{"count":1,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/29335\/revisions"}],"predecessor-version":[{"id":29337,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/29335\/revisions\/29337"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/media\/29336"}],"wp:attachment":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=29335"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=29335"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=29335"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}