{"id":32409,"date":"2025-01-15T06:00:00","date_gmt":"2025-01-15T03:00:00","guid":{"rendered":"https:\/\/rockvell.com\/?p=32409"},"modified":"2025-01-15T18:33:12","modified_gmt":"2025-01-15T15:33:12","slug":"accessbank-2024-cu-il-uzr%c9%99-maliyy%c9%99-hesabatini-aciqlayir","status":"publish","type":"post","link":"https:\/\/rockvell.com\/?p=32409","title":{"rendered":"AccessBank 2024-c\u00fc il \u00fczr\u0259 maliyy\u0259 hesabat\u0131n\u0131 a\u00e7\u0131qlay\u0131r"},"content":{"rendered":"\n<p class=\"has-medium-font-size\"><strong>AccessBank 2024-c\u00fc il \u00fczr\u0259 maliyy\u0259 hesabat\u0131n\u0131 a\u00e7\u0131qlay\u0131r<\/strong><\/p>\n\n\n\n<p>Mikro, ki\u00e7ik v\u0259 orta sahibkarl\u0131\u011f\u0131n kreditl\u0259\u015fm\u0259si bazar\u0131n\u0131n lideri olan AccessBank, 2024-c\u00fc il \u00fczr\u0259 maliyy\u0259 n\u0259tic\u0259l\u0259rini a\u00e7\u0131qlay\u0131r.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"768\" src=\"https:\/\/rockvell.com\/wp-content\/uploads\/2025\/01\/Hesabat-1200x900-1-1024x768.png\" alt=\"\" class=\"wp-image-32410\" style=\"width:459px;height:auto\" srcset=\"https:\/\/rockvell.com\/wp-content\/uploads\/2025\/01\/Hesabat-1200x900-1-1024x768.png 1024w, https:\/\/rockvell.com\/wp-content\/uploads\/2025\/01\/Hesabat-1200x900-1-300x225.png 300w, https:\/\/rockvell.com\/wp-content\/uploads\/2025\/01\/Hesabat-1200x900-1-768x576.png 768w, https:\/\/rockvell.com\/wp-content\/uploads\/2025\/01\/Hesabat-1200x900-1-360x270.png 360w, https:\/\/rockvell.com\/wp-content\/uploads\/2025\/01\/Hesabat-1200x900-1.png 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n\n<p>\u018ftrafl\u0131 m\u0259lumat \u0259ld\u0259 etm\u0259k \u00fc\u00e7\u00fcn: <a href=\"https:\/\/bit.ly\/423QT61\" target=\"_blank\" rel=\"noopener\" title=\"\">https:\/\/bit.ly\/423QT61<\/a><\/p>\n\n\n\n<p>Bank, 2024-c\u00fc il n\u0259tic\u0259l\u0259rin\u0259 g\u00f6r\u0259 54.1 milyon manat xalis m\u0259nf\u0259\u0259t \u0259ld\u0259 edib. Eyni g\u00f6st\u0259rici 2023-c\u00fc ild\u0259 39.8 milyon manat t\u0259\u015fkil edib. N\u0259tic\u0259d\u0259, Bank\u0131n kapital dayan\u0131ql\u0131\u011f\u0131 g\u00f6st\u0259ricisi daha da m\u00f6hk\u0259ml\u0259nmi\u015f v\u0259 m\u0259cmu kapital\u0131 \u00f6t\u0259n ill\u0259 m\u00fcqayis\u0259d\u0259 29.0% v\u0259 ya 41.5 milyon manat artaraq 185.0 milyon manata y\u00fcks\u0259lmi\u015fdir ki, bu da requlyativ t\u0259l\u0259bd\u0259n 3.7 d\u0259f\u0259 \u00e7oxdur.<\/p>\n\n\n\n<p>S\u00f6z\u00fcged\u0259n art\u0131m\u0131n drayverl\u0259ri kimi kredit portfelinin, x\u00fcsus\u0259n biznes kreditl\u0259rinin art\u0131m\u0131, depozitorlar\u0131n banka inam\u0131n\u0131n artmas\u0131, habel\u0259 yeni beyn\u0259lxalq kreditl\u0259rin c\u0259lb edilm\u0259si qeyd oluna bil\u0259r. Bel\u0259 ki, \u00f6t\u0259n il \u0259rzind\u0259:<\/p>\n\n\n\n<ul>\n<li>Kredit portfeli 13.6% v\u0259 ya 137.8 milyon manat art\u0131b v\u0259 hesabat d\u00f6vr\u00fcn\u00fcn sonuna c\u0259mi kredit portfeli 1 151.5 milyon manat t\u0259\u015fkil edib.<\/li>\n<\/ul>\n\n\n\n<ul>\n<li>Kredit portfelinin 78.3%-i biznes\u0259 ayr\u0131lm\u0131\u015f kreditl\u0259r t\u0259\u015fkil edir ki, biznes portfelinin h\u0259cmi 901.9 milyon manatd\u0131r. Hesabat d\u00f6vr\u00fc \u0259rzind\u0259 biznes portfeli 15.6% v\u0259 ya 121.8 milyon manat art\u0131b. \u0130l \u0259rzind\u0259 verilmi\u015f biznes kreditl\u0259rinin 59.5%-i regionlar\u0131n pay\u0131na d\u00fc\u015f\u00fcr.<\/li>\n<\/ul>\n\n\n\n<ul>\n<li>Depozit portfelinin h\u0259cmi 1 milyard manatdan y\u00fcks\u0259kdir v\u0259 2024-c\u00fc ilin sonuna 1&nbsp;026.5 milyon manat t\u0259\u015fkil edir.<\/li>\n<\/ul>\n\n\n\n<ul>\n<li>AccessBank 2024-c\u00fc ild\u0259 beyn\u0259lxalq n\u00fcfuzlu xarici kreditorlardan 73.1 milyon manat h\u0259cmind\u0259 kredit c\u0259lb etmi\u015fdir.<\/li>\n<\/ul>\n\n\n\n<ul>\n<li>Bank\u0131n aktivl\u0259ri 1.5 milyard manata \u00e7at\u0131r, bu da 2023-c\u00fc ill\u0259 m\u00fcqayis\u0259s\u0259d\u0259 6.7% \u00e7oxdur.<\/li>\n<\/ul>\n\n\n\n<ul>\n<li>Faiz g\u0259lirl\u0259ri 2023-c\u00fc il il\u0259 m\u00fcqayis\u0259d\u0259 14.9% artaraq 224.4 milyon manat t\u0259\u015fkil edib. Xalis faiz g\u0259lirl\u0259ri is\u0259 2023-c\u00fc il il\u0259 m\u00fcqayis\u0259d\u0259 18.2 milyon artaraq 140.2 milyon manata y\u00fcks\u0259lib.<\/li>\n<\/ul>\n\n\n\n<ul>\n<li>Qeyri-faiz g\u0259lirl\u0259ri 18.1 milyon manat t\u0259\u015fkil edir.<\/li>\n<\/ul>\n\n\n\n<ul>\n<li>Xalis \u0259m\u0259liyyat m\u0259nf\u0259\u0259ti 2024-c\u00fc ild\u0259 69.1 milyon manata \u00e7at\u0131b. 2023-c\u00fc ild\u0259 eyni g\u00f6st\u0259rici 56.3 milyon manat t\u0259\u015fkil edib.<\/li>\n<\/ul>\n\n\n\n<ul>\n<li>Bank\u0131n likvidlik m\u00f6vqeyi dayan\u0131ql\u0131d\u0131r v\u0259 likvidlik \u0259msal\u0131 70.6% t\u0259\u015fkil edir ki, bu da AMB-\u0131n t\u0259l\u0259b etdiyi minimum normadan 2.4 d\u0259f\u0259 y\u00fcks\u0259kdir.<\/li>\n<\/ul>\n\n\n\n<p><em>AccessBank Az\u0259rbaycan\u0131n mikromaliyy\u0259l\u0259\u015fdirm\u0259 bazar\u0131nda lider olaraq, 2002-ci ild\u0259n <\/em><a href=\"https:\/\/www.accessbank.az\/az\/business\/loans\/sme-loans\/\" target=\"_blank\" rel=\"noopener\" title=\"\"><em>ki\u00e7ik v\u0259 orta biznesl\u0259r\u0259<\/em><\/a><em> xidm\u0259t g\u00f6st\u0259rir. Bank\u0131n s\u0259hmdarlar\u0131 s\u0131ras\u0131nda Asiya \u0130nki\u015faf Bank\u0131, Avropa \u0130nvestisiya Bank\u0131, Beyn\u0259lxalq Maliyy\u0259 Korporasiyas\u0131 kimi beyn\u0259lxalq t\u0259\u015fkilat v\u0259 qurumlar yer al\u0131r. Bank\u0131n 14-\u00fc Bak\u0131da, 21-i b\u00f6lg\u0259l\u0259rd\u0259 olmaqla, 35 filial\u0131 f\u0259aliyy\u0259t g\u00f6st\u0259rir v\u0259 MKOB-lar \u00fc\u00e7\u00fcn \u0259l\u00e7atan maliyy\u0259l\u0259\u015fdirm\u0259 imkanlar\u0131n\u0131 t\u0259qdim etm\u0259y\u0259 davam edir. Filiallar haqq\u0131nda \u0259lav\u0259 m\u0259lumat linkd\u0259 t\u0259qdim edilir: <\/em><a href=\"http:\/\/bit.ly\/accessbank-filiallar\" target=\"_blank\" rel=\"noopener\" title=\"\"><em>http:\/\/bit.ly\/accessbank-filiallar<\/em><\/a><em> .<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>AccessBank 2024-c\u00fc il \u00fczr\u0259 maliyy\u0259 hesabat\u0131n\u0131 a\u00e7\u0131qlay\u0131r Mikro, ki\u00e7ik v\u0259 orta sahibkarl\u0131\u011f\u0131n kreditl\u0259\u015fm\u0259si bazar\u0131n\u0131n lideri olan AccessBank, 2024-c\u00fc il \u00fczr\u0259 maliyy\u0259 n\u0259tic\u0259l\u0259rini a\u00e7\u0131qlay\u0131r. \u018ftrafl\u0131 m\u0259lumat \u0259ld\u0259 etm\u0259k \u00fc\u00e7\u00fcn: https:\/\/bit.ly\/423QT61 Bank, 2024-c\u00fc il n\u0259tic\u0259l\u0259rin\u0259 g\u00f6r\u0259 54.1&#8230;<\/p>\n","protected":false},"author":2,"featured_media":32410,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[41],"tags":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/32409"}],"collection":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=32409"}],"version-history":[{"count":2,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/32409\/revisions"}],"predecessor-version":[{"id":32414,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/32409\/revisions\/32414"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/media\/32410"}],"wp:attachment":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=32409"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=32409"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=32409"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}