{"id":32448,"date":"2025-01-16T06:00:00","date_gmt":"2025-01-16T03:00:00","guid":{"rendered":"https:\/\/rockvell.com\/?p=32448"},"modified":"2025-01-16T14:12:43","modified_gmt":"2025-01-16T11:12:43","slug":"yelo-bank-ot%c9%99n-ili-rekord-maliyy%c9%99-n%c9%99tic%c9%99l%c9%99ri-il%c9%99-basa-vurdu","status":"publish","type":"post","link":"https:\/\/rockvell.com\/?p=32448","title":{"rendered":"Yelo Bank \u00f6t\u0259n ili rekord maliyy\u0259 n\u0259tic\u0259l\u0259ri il\u0259 ba\u015fa vurdu"},"content":{"rendered":"\n

Yelo Bank \u00f6t\u0259n ili rekord maliyy\u0259 n\u0259tic\u0259l\u0259ri il\u0259 ba\u015fa vurdu<\/strong><\/p>\n\n\n\n

Yelo Bank 2024-c\u00fc ilin son r\u00fcb\u00fc \u00fczr\u0259 maliyy\u0259 n\u0259tic\u0259l\u0259rini a\u00e7\u0131qlay\u0131b. Bank\u0131n \u0259sas maliyy\u0259 g\u00f6st\u0259ricil\u0259rind\u0259 \u0259h\u0259miyy\u0259tli art\u0131m m\u00fc\u015fahid\u0259 olunur. X\u00fcsusil\u0259 xalis m\u0259nf\u0259\u0259t \u00fczr\u0259 rekord art\u0131m qeyd\u0259 al\u0131n\u0131b. Bel\u0259 ki, Yelo Bank-\u0131n 2024-c\u00fc ilin sonuna xalis m\u0259nf\u0259\u0259ti 43 milyon manat\u0131 \u00f6t\u00fcb, bu da \u0259vv\u0259lki ilin eyni d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 iki d\u0259f\u0259d\u0259n \u00e7ox art\u0131m dem\u0259kdir. Dig\u0259r maliyy\u0259 n\u0259tic\u0259l\u0259rin\u0259 g\u0259ldikd\u0259 is\u0259:<\/p>\n\n\n\n

– Bank\u0131n kredit portfeli b\u00f6y\u00fcy\u00fcb:<\/strong> 2023-c\u00fc ilin sonu il\u0259 m\u00fcqayis\u0259d\u0259 22% art\u0131mla 935 mln manata \u00e7at\u0131b.<\/p>\n\n\n\n

–\u00a0Art\u0131m\u0131n m\u00fch\u00fcm hiss\u0259sini biznes kreditl\u0259ri t\u0259\u015fkil edib:<\/strong>\u00a0biznes kredit portfeli 21,5% art\u0131mla 587 mln manat olub.<\/p>\n\n\n

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– Real sektor h\u0259r zaman prioritetl\u0259r aras\u0131nda olub:<\/strong> il \u0259rzind\u0259 mikro biznesl\u0259r\u0259 Bank t\u0259r\u0259find\u0259n 364 mln manat v\u0259sait ayr\u0131l\u0131b. \u0130lin sonuna mikrokredit portfelinin h\u0259cmi 347 mln manat t\u0259\u015fkil edib, bu da 2023-c\u00fc ilin analoji d\u00f6vr\u00fcnd\u0259n 24.6% \u00e7oxdur.<\/p>\n\n\n\n

– \u0130stehlak kreditl\u0259ri portfeli d\u0259 \u0259h\u0259miyy\u0259tli d\u0259r\u0259c\u0259d\u0259 art\u0131b:<\/strong> il \u0259rzind\u0259 32 mind\u0259n \u00e7ox istehlak krediti verilib, n\u0259tic\u0259d\u0259 bu istiqam\u0259t \u00fczr\u0259 portfelin h\u0259cmi 23.5%-lik art\u0131mla 347 mln manata \u00e7at\u0131b. Bu sat\u0131\u015flar\u0131n 38%-i, el\u0259c\u0259 d\u0259 portfel art\u0131m\u0131n\u0131n 50%-i onlayn kanallar vasit\u0259sil\u0259 h\u0259yata ke\u00e7irilib.<\/p>\n\n\n\n

– Bank-\u0131n \u0259man\u0259t t\u0259klifl\u0259ri c\u0259lbedici olma\u011fa davam edib:<\/strong> fiziki \u015f\u0259xsl\u0259rin m\u00fcdd\u0259tli depozitl\u0259rinin h\u0259cmi il \u0259rzind\u0259 37% artaraq 652 mln manata yax\u0131nla\u015f\u0131b. Bu art\u0131m bank\u0131n m\u00fc\u015ft\u0259ril\u0259r aras\u0131nda etibarl\u0131 maliyy\u0259 t\u0259r\u0259fda\u015f\u0131 kimi m\u00f6vqeyini daha da m\u00f6hk\u0259ml\u0259ndirdiyini g\u00f6st\u0259rir.<\/p>\n\n\n\n

– Faiz v\u0259 qeyri-faiz g\u0259lirl\u0259ri d\u0259 art\u0131b:<\/strong> il \u0259rzind\u0259 Bank\u0131n faiz g\u0259lirl\u0259ri 34% artaraq 151 mln manat t\u0259\u015fkil edib. Qeyri-faiz g\u0259lirl\u0259ri is\u0259 32 mln manata \u00e7at\u0131b.<\/p>\n\n\n\n

–\u00a0Bank\u0131n kapital m\u00f6vqeyi xeyli g\u00fccl\u0259nib:<\/strong>\u00a0hesabat d\u00f6vr\u00fcnd\u0259 m\u0259cmu kapital 148,7 mln manat t\u0259\u015fkil edir, bu da \u0259vv\u0259lki ilin eyni d\u00f6vr\u00fcnd\u0259n 36% \u00e7oxdur. M\u0259cmu kapital\u0131n adekvatl\u0131q \u0259msal\u0131 13,15%, birinci d\u0259r\u0259c\u0259li kapital\u0131n adekvatl\u0131q \u0259msal\u0131 is\u0259 7,05% olmaqla, h\u0259r iki g\u00f6st\u0259rici \u00fczr\u0259 t\u0259l\u0259b olunan norman\u0131 \u00fcst\u0259l\u0259yir. 2024-c\u00fc ilin sonuna Bank\u0131n aktivl\u0259ri 1,280 mln manat t\u0259\u015fkil edir.

Yelo Bank 2025-ci ild\u0259 d\u0259 dinamik inki\u015faf\u0131n\u0131 davam etdirm\u0259yi planla\u015fd\u0131r\u0131r. Bank yeni filiallar\u0131n a\u00e7\u0131lmas\u0131, r\u0259q\u0259msal xidm\u0259tl\u0259rin geni\u015fl\u0259ndirilm\u0259si v\u0259 m\u00f6vcud xidm\u0259tl\u0259rin m\u00fcasirl\u0259\u015fdirilm\u0259si \u00fczr\u0259 bir s\u0131ra layih\u0259l\u0259r h\u0259yata ke\u00e7ir\u0259c\u0259k. Bu yenilikl\u0259rd\u0259 is\u0259 ESG yana\u015fmas\u0131, dayan\u0131ql\u0131l\u0131q prinsipl\u0259ri, m\u00fc\u015ft\u0259rim\u0259rk\u0259zli add\u0131mlar \u00fcst\u00fcnl\u00fck t\u0259\u015fkil ed\u0259c\u0259k. X\u00fcsusil\u0259 b\u00f6lg\u0259l\u0259rd\u0259 xidm\u0259t \u015f\u0259b\u0259k\u0259sini b\u00f6y\u00fctm\u0259yi h\u0259d\u0259fl\u0259y\u0259n Yelo Bank maliyy\u0259 inkl\u00fczivliyin\u0259 v\u0259 sosial-iqtisafi inki\u015fafa t\u00f6hf\u0259 verm\u0259y\u0259 davam ed\u0259c\u0259k.

Bank xidm\u0259tl\u0259ri, el\u0259c\u0259 d\u0259 onlayn kredit<\/a> haqq\u0131nda \u0259lav\u0259 suallar\u0131n\u0131z var? O zaman 981 n\u00f6mr\u0259sin\u0259 z\u0259ng edin v\u0259 ya\u00a0Facebook<\/a>,\u00a0Instagram\u00a0<\/a>,\u00a0Whatsapp<\/a>\u00a0v\u0259\u00a0yelo.az<\/a>\u00a0hesablar\u0131m\u0131z\u0131 ziyar\u0259t edin.

Yelo Bank \u2013 Parlaq bank\u00e7\u0131l\u0131q!<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Yelo Bank \u00f6t\u0259n ili rekord maliyy\u0259 n\u0259tic\u0259l\u0259ri il\u0259 ba\u015fa vurdu Yelo Bank 2024-c\u00fc ilin son r\u00fcb\u00fc \u00fczr\u0259 maliyy\u0259 n\u0259tic\u0259l\u0259rini a\u00e7\u0131qlay\u0131b. Bank\u0131n \u0259sas maliyy\u0259 g\u00f6st\u0259ricil\u0259rind\u0259 \u0259h\u0259miyy\u0259tli art\u0131m m\u00fc\u015fahid\u0259 olunur. X\u00fcsusil\u0259 xalis m\u0259nf\u0259\u0259t \u00fczr\u0259 rekord art\u0131m qeyd\u0259…<\/p>\n","protected":false},"author":2,"featured_media":32449,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[41],"tags":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/32448"}],"collection":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=32448"}],"version-history":[{"count":1,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/32448\/revisions"}],"predecessor-version":[{"id":32450,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/32448\/revisions\/32450"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/media\/32449"}],"wp:attachment":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=32448"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=32448"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=32448"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}