{"id":35138,"date":"2025-04-15T01:00:00","date_gmt":"2025-04-14T22:00:00","guid":{"rendered":"https:\/\/rockvell.com\/?p=35138"},"modified":"2025-04-15T09:38:09","modified_gmt":"2025-04-15T06:38:09","slug":"yelo-bank-birinci-rubd%c9%99-pozitiv-artim-dinamikasi-numayis-etdirib","status":"publish","type":"post","link":"https:\/\/rockvell.com\/?p=35138","title":{"rendered":"Yelo Bank birinci r\u00fcbd\u0259 pozitiv art\u0131m dinamikas\u0131 n\u00fcmayi\u015f etdirib"},"content":{"rendered":"\n<p class=\"has-medium-font-size\"><strong>Yelo Bank birinci r\u00fcbd\u0259 pozitiv art\u0131m dinamikas\u0131 n\u00fcmayi\u015f etdirib<\/strong><\/p>\n\n\n\n<p>Yelo Bank 2025-ci ilin birinci r\u00fcb\u00fcnd\u0259 sabit maliyy\u0259 n\u0259tic\u0259l\u0259ri v\u0259 davaml\u0131 art\u0131m dinamikas\u0131n\u0131 qoruyub saxlay\u0131b. D\u00f6vr\u00fcn sonunda Bank 11.2 mln manat xalis m\u0259nf\u0259\u0259t \u0259ld\u0259 edib.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"536\" src=\"https:\/\/rockvell.com\/wp-content\/uploads\/2025\/04\/Yelo-Bank-1-ci-rub-maliyy\u0259-n\u0259tic\u0259l\u0259ri-1-1024x536.jpg\" alt=\"\" class=\"wp-image-35139\" style=\"width:467px;height:auto\" srcset=\"https:\/\/rockvell.com\/wp-content\/uploads\/2025\/04\/Yelo-Bank-1-ci-rub-maliyy\u0259-n\u0259tic\u0259l\u0259ri-1-1024x536.jpg 1024w, https:\/\/rockvell.com\/wp-content\/uploads\/2025\/04\/Yelo-Bank-1-ci-rub-maliyy\u0259-n\u0259tic\u0259l\u0259ri-1-300x157.jpg 300w, https:\/\/rockvell.com\/wp-content\/uploads\/2025\/04\/Yelo-Bank-1-ci-rub-maliyy\u0259-n\u0259tic\u0259l\u0259ri-1-768x402.jpg 768w, https:\/\/rockvell.com\/wp-content\/uploads\/2025\/04\/Yelo-Bank-1-ci-rub-maliyy\u0259-n\u0259tic\u0259l\u0259ri-1-360x188.jpg 360w, https:\/\/rockvell.com\/wp-content\/uploads\/2025\/04\/Yelo-Bank-1-ci-rub-maliyy\u0259-n\u0259tic\u0259l\u0259ri-1.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n\n<p>\u00dcmumi kredit portfeli \u00f6t\u0259n ilin eyni d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 158 mln manat artaraq 960 mln manat\u0131 \u00f6t\u00fcb. Bank\u0131n biznes strategiyas\u0131n\u0131n \u0259sas s\u00fctunlar\u0131ndan biri olan real sektorun maliyy\u0259l\u0259\u015fdirilm\u0259si bu r\u00fcbd\u0259 d\u0259 \u00f6n planda olub. Mikro, ki\u00e7ik v\u0259 orta sahibkarl\u0131q subyektl\u0259rin\u0259 ayr\u0131lan kreditl\u0259r \u00fczr\u0259 portfel 605 mln manata \u00e7at\u0131b ki, bu da \u00f6t\u0259n ilin eyni d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 t\u0259xmin\u0259n 18% art\u0131m dem\u0259kdir.<\/p>\n\n\n\n<p>Hesabat d\u00f6vr\u00fcn\u0259 istehlak kredit portfeli 355 mln t\u0259\u015fkil edib. Bu da \u0259vv\u0259lki ilin analoji d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 22% art\u0131m dem\u0259kdir. R\u0259q\u0259msal kanallar vasit\u0259sil\u0259 h\u0259yata ke\u00e7iril\u0259n m\u00fcraci\u0259tl\u0259rin v\u0259 sat\u0131\u015flar\u0131n pay\u0131 \u00f6n\u0259mli d\u0259r\u0259c\u0259d\u0259 art\u0131b: istehlak portfeli \u00fczr\u0259 art\u0131m\u0131n 47%-i, sat\u0131\u015flar\u0131n is\u0259 76.2%-i r\u0259q\u0259msal kanallar\u0131n pay\u0131na d\u00fc\u015f\u00fcr.<\/p>\n\n\n\n<p>\u018fman\u0259t portfeli is\u0259 913 mln manat\u0131 ke\u00e7ib. Art\u0131m\u0131n \u0259sas hiss\u0259si fiziki \u015f\u0259xsl\u0259rin \u0259man\u0259tl\u0259ri hesab\u0131na ba\u015f verib. Bu g\u00f6st\u0259rici Banka olan uzunm\u00fcdd\u0259tli etibar v\u0259 maliyy\u0259 partnyorlu\u011funun t\u0259zah\u00fcr\u00fcd\u00fcr.<\/p>\n\n\n\n<p>Faiz g\u0259lirl\u0259ri d\u0259 artaraq 40.8 mln manata \u00e7at\u0131b.<\/p>\n\n\n\n<p>Kapital m\u00f6vqeyi d\u0259 g\u00fccl\u0259nm\u0259kd\u0259dir: hesabat d\u00f6vr\u00fcn\u0259 Bank-\u0131n m\u0259cmu kapital\u0131 159 mln manat t\u0259\u015fkil edir v\u0259 bu da requlyativ t\u0259l\u0259bd\u0259n 109 mln manat \u00e7oxdur. M\u0259cmu kapital\u0131n adekvatl\u0131q \u0259msal\u0131 14%, birinci d\u0259r\u0259c\u0259li kapital\u0131n adekvatl\u0131q \u0259msal\u0131 is\u0259 10.77% olmaqla, h\u0259r iki g\u00f6st\u0259rici t\u0259l\u0259b olunan norman\u0131 \u00fcst\u0259l\u0259yir. R\u00fcb\u00fcn sonuna Bank\u0131n aktivl\u0259rinin h\u0259cmi 1 mlrd 260.8 mln t\u0259\u015fkil edir.<\/p>\n\n\n\n<p>Yelo Bank dayan\u0131ql\u0131 inki\u015faf strategiyas\u0131 v\u0259 m\u00fc\u015ft\u0259riy\u00f6n\u00fcml\u00fc yana\u015fmas\u0131 il\u0259 bazardak\u0131 m\u00f6vqeyini daha da m\u00f6hk\u0259ml\u0259ndirir.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Yelo Bank birinci r\u00fcbd\u0259 pozitiv art\u0131m dinamikas\u0131 n\u00fcmayi\u015f etdirib Yelo Bank 2025-ci ilin birinci r\u00fcb\u00fcnd\u0259 sabit maliyy\u0259 n\u0259tic\u0259l\u0259ri v\u0259 davaml\u0131 art\u0131m dinamikas\u0131n\u0131 qoruyub saxlay\u0131b. D\u00f6vr\u00fcn sonunda Bank 11.2 mln manat xalis m\u0259nf\u0259\u0259t \u0259ld\u0259 edib. \u00dcmumi&#8230;<\/p>\n","protected":false},"author":2,"featured_media":35139,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[41],"tags":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/35138"}],"collection":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=35138"}],"version-history":[{"count":1,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/35138\/revisions"}],"predecessor-version":[{"id":35140,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/35138\/revisions\/35140"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/media\/35139"}],"wp:attachment":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=35138"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=35138"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=35138"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}