{"id":38399,"date":"2025-07-14T02:00:00","date_gmt":"2025-07-13T23:00:00","guid":{"rendered":"https:\/\/rockvell.com\/?p=38399"},"modified":"2025-07-14T16:25:24","modified_gmt":"2025-07-14T13:25:24","slug":"unibank-2025-ci-il-birinci-yarim-ilinin-maliyy%c9%99-n%c9%99tic%c9%99l%c9%99rini-aciqlayib","status":"publish","type":"post","link":"https:\/\/rockvell.com\/?p=38399","title":{"rendered":"Unibank 2025-ci il birinci yar\u0131m ilinin maliyy\u0259 n\u0259tic\u0259l\u0259rini a\u00e7\u0131qlay\u0131b"},"content":{"rendered":"\n

Unibank 2025-ci il birinci yar\u0131m ilinin maliyy\u0259 n\u0259tic\u0259l\u0259rini a\u00e7\u0131qlay\u0131b<\/strong><\/p>\n\n\n\n

Unibank 2025-ci ilin ikinci r\u00fcb\u00fcn\u00fcn maliyy\u0259 n\u0259tic\u0259l\u0259rini a\u00e7\u0131qlay\u0131b. \u00dcmumilikd\u0259 birinci yar\u0131m il \u0259rzind\u0259 \u00f6lk\u0259nin real iqtisadiyyat\u0131na t\u00f6hf\u0259nin art\u0131r\u0131lmas\u0131, na\u011fds\u0131z d\u00f6vriyy\u0259nin art\u0131r\u0131lmas\u0131, r\u0259q\u0259msalla\u015fma v\u0259 m\u00fc\u015ft\u0259ri bazas\u0131n\u0131n geni\u015fl\u0259nm\u0259si sah\u0259l\u0259rind\u0259 m\u00fch\u00fcm n\u0259tic\u0259l\u0259r \u0259ld\u0259 edilib.<\/p>\n\n\n\n

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Hesabat d\u00f6vr\u00fcnd\u0259 Bank\u0131n strateji h\u0259d\u0259fl\u0259rin\u0259 uy\u011fun olaraq biznes kreditl\u0259rinin h\u0259cmi \u0259h\u0259miyy\u0259tli d\u0259r\u0259c\u0259d\u0259 artaraq, \u00fcmumi kredit portfelind\u0259 pay\u0131n\u0131 y\u00fcks\u0259ltm\u0259kd\u0259 davam edib. Bel\u0259 ki, \u00f6t\u0259n ilin m\u00fcvafiq d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 biznes kreditl\u0259rinin h\u0259cmi 25%-d\u0259n \u00e7ox artaraq, 475 milyon manata \u00e7at\u0131b v\u0259 kredit portfelind\u0259ki pay\u0131 41%-i \u00f6t\u00fcb. Biznes portfelin t\u0259rkibind\u0259 mikro kreditl\u0259rin d\u0259 pay\u0131nda k\u0259skin art\u0131m qeyd\u0259 al\u0131n\u0131b. 2024-c\u00fc ilin eyni d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 mikro kreditl\u0259rin portfeld\u0259ki pay\u0131nda 40 %-lik art\u0131m qeyd\u0259 al\u0131n\u0131b. Bank\u0131n \u00fcmumi kredit portfelind\u0259 \u00f6t\u0259n ilin uy\u011fun d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 qeyd\u0259 al\u0131nan art\u0131m is\u0259 108 milyon manat t\u0259\u015fkil edib.<\/p>\n\n\n\n

Unibank KB ASC-nin \u0130dar\u0259 Hey\u0259ti s\u0259drinin v\u0259zif\u0259sini m\u00fcv\u0259qq\u0259ti icra ed\u0259n Heyb\u0259t Q\u0259dirov bildirib: \u201c2025-ci ilin ilk yar\u0131s\u0131 Unibank \u00fc\u00e7\u00fcn davaml\u0131 inki\u015faf v\u0259 strateji sabitliyin m\u00f6hk\u0259ml\u0259ndiyi d\u00f6vr oldu. M\u00fc\u015ft\u0259riy\u00f6n\u00fcml\u00fc yana\u015fmam\u0131z, r\u0259q\u0259msal bank\u00e7\u0131l\u0131\u011f\u0131n daha da t\u0259kmill\u0259\u015fdirilm\u0259si v\u0259 daxili idar\u0259etm\u0259 sisteml\u0259rind\u0259 apar\u0131lan optimalla\u015fd\u0131rmalar n\u0259tic\u0259sind\u0259 \u0259h\u0259miyy\u0259tli n\u0259tic\u0259l\u0259r \u0259ld\u0259 etdik. Qar\u015f\u0131m\u0131zda duran \u0259sas h\u0259d\u0259f \u2013 innovativ, \u015f\u0259ffaf v\u0259 inkl\u00fcziv maliyy\u0259 m\u00fchiti yaratmaqd\u0131r. \u0130lin ikinci yar\u0131s\u0131nda bu istiqam\u0259td\u0259 yeni t\u0259\u015f\u0259bb\u00fcsl\u0259rl\u0259 \u00e7\u0131x\u0131\u015f etm\u0259yi v\u0259 \u00f6lk\u0259mizin sosial-iqtisadi inki\u015faf\u0131na daha \u00e7ox t\u00f6hf\u0259 verm\u0259yi planla\u015fd\u0131r\u0131r\u0131q.\u201d<\/p>\n\n\n\n

Hesabat d\u00f6vr\u00fcnd\u0259 na\u011fds\u0131z \u0259m\u0259liyyatlar\u0131n h\u0259cmind\u0259 v\u0259 say\u0131nda y\u00fcks\u0259k art\u0131m qeyd\u0259 al\u0131n\u0131b. \u00d6t\u0259n ilin eyni d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 na\u011fds\u0131z \u0259m\u0259liyyatlar\u0131n h\u0259cmi 24%, say\u0131 is\u0259 30% art\u0131b. \u0130kinci r\u00fcb\u00fcn sonuna na\u011fds\u0131z \u0259m\u0259liyyatlar\u0131n h\u0259cmi 6,9 milyard manat\u0131, say\u0131 is\u0259 214 milyonu \u00f6t\u00fcb.
Bank\u0131n m\u00fc\u015ft\u0259ri bazas\u0131 \u00f6t\u0259n il il\u0259 m\u00fcqayis\u0259d\u0259 9% artd\u0131\u011f\u0131 \u00fc\u00e7\u00fcn \u00fcmumi m\u00fc\u015ft\u0259ri say\u0131 2,1 milyon n\u0259f\u0259ri ke\u00e7ib. \u00d6t\u0259n ilin eyni d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 sahibkar m\u00fc\u015ft\u0259ril\u0259rin say\u0131 36%, h\u00fcquqi \u015f\u0259xsl\u0259rin say\u0131 is\u0259 20 %-d\u0259k art\u0131b.<\/p>\n\n\n\n

D\u00f6vr \u0259rzind\u0259 depozit portfeli d\u0259 sabit art\u0131m n\u00fcmayi\u015f etdirib v\u0259 m\u00fcdd\u0259tli depozitl\u0259rin h\u0259cminin 68 milyon manat artmas\u0131 fonunda, \u00fcmumi depozit portfelinin h\u0259cmi 1,2 milyard manat\u0131 \u00f6t\u00fcb.<\/p>\n\n\n\n

Bank\u0131n m\u0259cmu g\u0259lirl\u0259rinin c\u0259mi 178 milyon manata \u00e7at\u0131b. Hesabat d\u00f6vr\u00fcnd\u0259 \u0259m\u0259liyyat m\u0259nf\u0259\u0259ti 25 milyon manata yax\u0131nla\u015f\u0131b, xalis m\u0259nf\u0259\u0259t is\u0259 6,9 milyon manat t\u0259\u015fkil edib.<\/p>\n\n\n\n

Bank\u0131n kapital v\u0259 aktiv bazas\u0131nda da art\u0131m davam edib. M\u0259cmu kapital 14% artaraq, 192 milyon manata \u00e7at\u0131b, aktivl\u0259rin h\u0259cmi is\u0259 129 milyon manat artaraq 1,8 milyard manat\u0131 \u00f6t\u00fcb.<\/p>\n\n\n\n

Bank ilk yar\u0131m il \u0259rzind\u0259 kapital adekvatl\u0131l\u0131\u011f\u0131 \u0259msal\u0131n\u0131 da y\u00fcks\u0259ldib. Bu g\u00f6st\u0259rici 30 iyun 2025-ci il tarix\u0259 13,55 % t\u0259\u015fkil edib.
Unibank \u2013 S\u0259nin Bank\u0131n!<\/p>\n","protected":false},"excerpt":{"rendered":"

Unibank 2025-ci il birinci yar\u0131m ilinin maliyy\u0259 n\u0259tic\u0259l\u0259rini a\u00e7\u0131qlay\u0131b Unibank 2025-ci ilin ikinci r\u00fcb\u00fcn\u00fcn maliyy\u0259 n\u0259tic\u0259l\u0259rini a\u00e7\u0131qlay\u0131b. \u00dcmumilikd\u0259 birinci yar\u0131m il \u0259rzind\u0259 \u00f6lk\u0259nin real iqtisadiyyat\u0131na t\u00f6hf\u0259nin art\u0131r\u0131lmas\u0131, na\u011fds\u0131z d\u00f6vriyy\u0259nin art\u0131r\u0131lmas\u0131, r\u0259q\u0259msalla\u015fma v\u0259 m\u00fc\u015ft\u0259ri bazas\u0131n\u0131n geni\u015fl\u0259nm\u0259si…<\/p>\n","protected":false},"author":1,"featured_media":38400,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[41],"tags":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/38399"}],"collection":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=38399"}],"version-history":[{"count":1,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/38399\/revisions"}],"predecessor-version":[{"id":38402,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/38399\/revisions\/38402"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/media\/38400"}],"wp:attachment":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=38399"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=38399"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=38399"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}