{"id":38450,"date":"2025-07-15T03:00:00","date_gmt":"2025-07-15T00:00:00","guid":{"rendered":"https:\/\/rockvell.com\/?p=38450"},"modified":"2025-07-15T15:49:28","modified_gmt":"2025-07-15T12:49:28","slug":"yelo-bank-dan-yeni-rekord-kredit-portfeli-1-milyard-manata-catdi","status":"publish","type":"post","link":"https:\/\/rockvell.com\/?p=38450","title":{"rendered":"Yelo Bank-dan yeni rekord: kredit portfeli 1 milyard manata \u00e7atd\u0131!"},"content":{"rendered":"\n<p class=\"has-medium-font-size\"><strong>Yelo Bank-dan yeni rekord: kredit portfeli 1 milyard manata \u00e7atd\u0131!<\/strong><\/p>\n\n\n\n<p>Yelo Bank 2025-ci ilin ikinci r\u00fcb\u00fc \u00fczr\u0259 maliyy\u0259 n\u0259tic\u0259l\u0259rini a\u00e7\u0131qlay\u0131b v\u0259 ilin ilk yar\u0131s\u0131nda \u0259sas g\u00f6st\u0259ricil\u0259r \u00fczr\u0259 stabil art\u0131m\u0131n\u0131 davam etdirib. Cari ilin ilk 6 ay\u0131 \u0259rzind\u0259 Yelo Bank 19,7 milyon manat xalis m\u0259nf\u0259\u0259t \u0259ld\u0259 edib. Dig\u0259r m\u00fch\u00fcm n\u0259tic\u0259l\u0259r\u0259 n\u0259z\u0259r salaq:<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"536\" src=\"https:\/\/rockvell.com\/wp-content\/uploads\/2025\/07\/1milyard-pr-AZE-1024x536.png\" alt=\"\" class=\"wp-image-38451\" style=\"width:464px;height:auto\" srcset=\"https:\/\/rockvell.com\/wp-content\/uploads\/2025\/07\/1milyard-pr-AZE-1024x536.png 1024w, https:\/\/rockvell.com\/wp-content\/uploads\/2025\/07\/1milyard-pr-AZE-300x157.png 300w, https:\/\/rockvell.com\/wp-content\/uploads\/2025\/07\/1milyard-pr-AZE-768x402.png 768w, https:\/\/rockvell.com\/wp-content\/uploads\/2025\/07\/1milyard-pr-AZE-1536x804.png 1536w, https:\/\/rockvell.com\/wp-content\/uploads\/2025\/07\/1milyard-pr-AZE-2048x1072.png 2048w, https:\/\/rockvell.com\/wp-content\/uploads\/2025\/07\/1milyard-pr-AZE-360x188.png 360w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n\n<p>\u0130lin \u0259vv\u0259lind\u0259n \u00fcmumi kredit portfeli 60 mln manat (6%) artaraq, r\u00fcb\u00fcn sonuna 1 milyard manata yax\u0131nla\u015f\u0131b. Veril\u0259n kreditl\u0259rin \u0259ks\u0259riyy\u0259ti Bank \u00fc\u00e7\u00fcn prioritet olan real sektorun maliyy\u0259l\u0259\u015fdirilm\u0259sin\u0259 y\u00f6n\u0259lib.<\/p>\n\n\n\n<p>2025-ci ilin ilk 6 ay\u0131nda 13 mind\u0259n \u00e7ox m\u00fc\u015ft\u0259riy\u0259 300 milyon manata yax\u0131n biznes krediti verilib. N\u0259tic\u0259d\u0259 biznes kredit portfeli ilin \u0259vv\u0259li il\u0259 m\u00fcqayis\u0259d\u0259 29 milyon manat (5%), \u00f6t\u0259n ilin analoji d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 is\u0259 82 milyon manat (15%-d\u0259n \u00e7ox) artaraq 612 milyon manata \u00e7at\u0131b.<\/p>\n\n\n\n<p>Eyni m\u00fcdd\u0259td\u0259 18 mind\u0259n \u00e7ox m\u00fc\u015ft\u0259riy\u0259 181 milyon manatdan \u00e7ox istehlak krediti ayr\u0131l\u0131b. \u0130stehlak kredit portfeli is\u0259 384 milyon manata \u00e7at\u0131b ki, bu da ilin \u0259vv\u0259li il\u0259 m\u00fcqayis\u0259d\u0259 37 milyon manat (10%-d\u0259n \u00e7ox), \u00f6t\u0259n ilin eyni d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 is\u0259 67 milyon manat (21%) art\u0131m dem\u0259kdir. Sat\u0131\u015flar\u0131n 34%-i m\u0259hz onlayn kanallar vasit\u0259sil\u0259 ba\u015f tutub.<\/p>\n\n\n\n<p>D\u00f6vr\u00fcn sonuna Bank\u0131n \u0259man\u0259t portfeli 948 milyon manat t\u0259\u015fkil edib. Bu art\u0131m\u0131n b\u00f6y\u00fck hiss\u0259si fiziki \u015f\u0259xsl\u0259rin m\u00fcdd\u0259tli \u0259man\u0259tl\u0259ri hesab\u0131nad\u0131r, n\u0259tic\u0259d\u0259 bu istiqam\u0259t \u00fczr\u0259 portfel artaraq 794 milyon manat t\u0259\u015fkil edib. Bu da m\u00fc\u015ft\u0259ril\u0259rin Yelo Bank-a olan etibar\u0131n\u0131 bir daha g\u00f6st\u0259rir.<\/p>\n\n\n\n<p>Faiz g\u0259lirl\u0259ri \u00f6t\u0259n ilin eyni d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 8 milyon manat (11%) artaraq 84 milyon manat olub. Qeyri-faiz g\u0259lirl\u0259ri is\u0259 8 milyon manat\u0131 ke\u00e7ib.<\/p>\n\n\n\n<p>Hesabat d\u00f6vr\u00fcn\u0259 Bank\u0131n m\u0259cmu kapital\u0131 163 milyon manat\u0131 \u00f6t\u00fcb v\u0259 requlyativ t\u0259l\u0259bd\u0259n 113 milyon manat \u00e7oxdur. M\u0259cmu kapital\u0131n adekvatl\u0131q \u0259msal\u0131 14,3%, birinci d\u0259r\u0259c\u0259li kapital\u0131n adekvatl\u0131q \u0259msal\u0131 is\u0259 10,7% olaraq normativl\u0259ri \u00fcst\u0259l\u0259yir.<\/p>\n\n\n\n<p>Bank\u0131n aktivl\u0259ri hesabat d\u00f6vr\u00fcn\u00fcn sonuna 1 milyard 323 milyon manat t\u0259\u015fkil edib.<\/p>\n\n\n\n<p>Yelo Bank-\u0131n \u0130dar\u0259 Hey\u0259tinin s\u0259dri Anar H\u0259s\u0259nov ikinci r\u00fcbd\u0259 \u0259ld\u0259 olunan n\u0259tic\u0259l\u0259ri bel\u0259 \u015f\u0259rh edib: &#8220;Bu r\u00fcb bizim \u00fc\u00e7\u00fcn h\u0259m r\u0259q\u0259ml\u0259rl\u0259, h\u0259m d\u0259 yenilikl\u0259rl\u0259 yadda qald\u0131. Kredit portfelimiz 1 milyard manata \u00e7at\u0131b, \u0259man\u0259tl\u0259rin h\u0259cmi art\u0131b, dig\u0259r \u0259sas maliyy\u0259 g\u00f6st\u0259ricil\u0259rimizd\u0259 d\u0259 m\u00fcsb\u0259t dinamika davam edib. Portfelimizin art\u0131m\u0131nda biznes kreditl\u0259rinin x\u00fcsusi pay\u0131 var. Ki\u00e7ik v\u0259 orta sahibkarlar\u0131n maliyy\u0259 ehtiyaclar\u0131n\u0131 qar\u015f\u0131lamaqla, real sektorun dayan\u0131ql\u0131 inki\u015faf\u0131na d\u0259st\u0259k olma\u011f\u0131 prioritetimiz kimi g\u00f6r\u00fcr\u00fck. T\u0259qdim etdiyimiz bir s\u0131ra yenilikl\u0259r &#8211; r\u0259q\u0259msal kart, investisiya xidm\u0259ti v\u0259 yeni ke\u015fbek t\u0259klifl\u0259ri istifad\u0259\u00e7il\u0259r t\u0259r\u0259find\u0259n r\u0259\u011fb\u0259tl\u0259 qar\u015f\u0131land\u0131. \u018flav\u0259 olaraq, xidm\u0259tl\u0259rimizi daha sad\u0259 v\u0259 s\u00fcr\u0259tli etm\u0259k \u00fc\u00e7\u00fcn optimalla\u015fd\u0131rmalar apar\u0131l\u0131r. Qar\u015f\u0131dak\u0131 d\u00f6vrd\u0259 d\u0259 m\u00fc\u015ft\u0259ril\u0259rimizin ehtiyaclar\u0131na cavab ver\u0259n innovativ v\u0259 dayan\u0131ql\u0131 h\u0259ll\u0259r t\u0259qdim etm\u0259y\u0259 davam ed\u0259c\u0259yik&#8221;.<\/p>\n\n\n\n<p>Bank xidm\u0259tl\u0259ri, o c\u00fcml\u0259d\u0259n ehtiyac krediti il\u0259 maraqlan\u0131rs\u0131n\u0131z? O zaman 981 n\u00f6mr\u0259sin\u0259 z\u0259ng edin v\u0259 ya\u00a0Facebook,\u00a0Instagram\u00a0,\u00a0Whatsapp\u00a0v\u0259\u00a0yelo.az\u00a0hesablar\u0131m\u0131z\u0131 ziyar\u0259t edin.<\/p>\n\n\n\n<p>Yelo Bank \u2013 Parlaq bank\u00e7\u0131l\u0131q!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Yelo Bank-dan yeni rekord: kredit portfeli 1 milyard manata \u00e7atd\u0131! Yelo Bank 2025-ci ilin ikinci r\u00fcb\u00fc \u00fczr\u0259 maliyy\u0259 n\u0259tic\u0259l\u0259rini a\u00e7\u0131qlay\u0131b v\u0259 ilin ilk yar\u0131s\u0131nda \u0259sas g\u00f6st\u0259ricil\u0259r \u00fczr\u0259 stabil art\u0131m\u0131n\u0131 davam etdirib. Cari ilin ilk 6&#8230;<\/p>\n","protected":false},"author":1,"featured_media":38451,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[41],"tags":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/38450"}],"collection":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=38450"}],"version-history":[{"count":1,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/38450\/revisions"}],"predecessor-version":[{"id":38452,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/38450\/revisions\/38452"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/media\/38451"}],"wp:attachment":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=38450"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=38450"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=38450"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}