{"id":41393,"date":"2025-10-15T02:00:00","date_gmt":"2025-10-14T23:00:00","guid":{"rendered":"https:\/\/rockvell.com\/?p=41393"},"modified":"2025-10-15T12:32:21","modified_gmt":"2025-10-15T09:32:21","slug":"yelo-bank-3-cu-rubu-d%c9%99-m%c9%99nf%c9%99%c9%99tl%c9%99-basa-vurub","status":"publish","type":"post","link":"https:\/\/rockvell.com\/?p=41393","title":{"rendered":"Yelo Bank 3-c\u00fc r\u00fcb\u00fc d\u0259 m\u0259nf\u0259\u0259tl\u0259 ba\u015fa vurub"},"content":{"rendered":"\n<p class=\"has-medium-font-size\"><strong>Yelo Bank 3-c\u00fc r\u00fcb\u00fc d\u0259 m\u0259nf\u0259\u0259tl\u0259 ba\u015fa vurub<\/strong><\/p>\n\n\n\n<p>Yelo Bank 2025-ci ilin ilk 9 ay\u0131n\u0131n maliyy\u0259 n\u0259tic\u0259l\u0259rini a\u00e7\u0131qlay\u0131b. Bank\u0131n m\u00fch\u00fcm maliyy\u0259 g\u00f6st\u0259ricil\u0259rind\u0259 pozitiv dinamika bu r\u00fcb d\u0259 davam edib. Cari il \u0259rzind\u0259 Yelo Bank 25 mln manata yax\u0131n m\u0259nf\u0259\u0259t \u0259ld\u0259 edib. X\u00fcsusi vur\u011fulamaq laz\u0131md\u0131r ki, h\u0259m \u0259man\u0259t, h\u0259m d\u0259 kredit portfeli 1 milyard manat\u0131 ke\u00e7ib. Detallara n\u0259z\u0259r yetirdikd\u0259:<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"536\" src=\"https:\/\/rockvell.com\/wp-content\/uploads\/2025\/10\/PR-25mln-aze-1024x536.png\" alt=\"\" class=\"wp-image-41394\" style=\"width:457px;height:auto\" srcset=\"https:\/\/rockvell.com\/wp-content\/uploads\/2025\/10\/PR-25mln-aze-1024x536.png 1024w, https:\/\/rockvell.com\/wp-content\/uploads\/2025\/10\/PR-25mln-aze-300x157.png 300w, https:\/\/rockvell.com\/wp-content\/uploads\/2025\/10\/PR-25mln-aze-768x402.png 768w, https:\/\/rockvell.com\/wp-content\/uploads\/2025\/10\/PR-25mln-aze-360x188.png 360w, https:\/\/rockvell.com\/wp-content\/uploads\/2025\/10\/PR-25mln-aze.png 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n\n<p>\u0130lin \u0259vv\u0259lind\u0259n kredit portfeli 119 mln manat, 12%-d\u0259n \u00e7ox art\u0131mla 1 mlrd 53 mln manat\u0131 ke\u00e7ib. Bank\u0131n, prioritetl\u0259rin\u0259 uy\u011fun olaraq, biznes kreditl\u0259rinin h\u0259cmi \u00fcmumi kredit portfelinin t\u0259rkibind\u0259 geni\u015fl\u0259nm\u0259kd\u0259 davam edib.<br><br>2025-ci ilin ilk 9 ay\u0131nda\u00a0sahibkarlara 474 mln manat biznes krediti\u00a0verilib. N\u0259tic\u0259d\u0259 bu istiqam\u0259t \u00fczr\u0259 portfel ilin \u0259vv\u0259lind\u0259n 59 mln manat, 10% art\u0131mla 646 mln manat\u0131 \u00f6t\u00fcb.<\/p>\n\n\n\n<p>X\u00fcsusil\u0259 regionlarda mikro biznesl\u0259rin maliyy\u0259l\u0259\u015fdirilm\u0259si Bank\u0131n diqq\u0259t m\u0259rk\u0259zind\u0259dir.\u00a0Cari il \u0259rzind\u0259 mikro biznesl\u0259r\u0259 Bank t\u0259r\u0259find\u0259n 305 mln manat v\u0259sait ayr\u0131l\u0131b. \u00dcmumilikd\u0259\u00a0il \u0259rzind\u0259 mikro biznes kredit portfeli 48,6 mln manat, 14% art\u0131b, n\u0259tic\u0259d\u0259 r\u00fcb\u00fcn sonuna mikro biznes portfeli 395 mln manat t\u0259\u015fkil edib.<br><br>Eyni m\u00fcdd\u0259td\u0259 284 milyon manatdan \u00e7ox istehlak krediti ayr\u0131l\u0131b. N\u0259tic\u0259d\u0259 istehlak kredit portfeli 407 mln manat\u0131 \u00f6t\u00fcb, bu da ilin \u0259vv\u0259li il\u0259 m\u00fcqayis\u0259d\u0259 60 mln manat, y\u0259ni 17%-d\u0259n \u00e7ox art\u0131m dem\u0259kdir.\u00a0Portfel art\u0131m\u0131n\u0131n 40%-i, el\u0259c\u0259 d\u0259 sat\u0131\u015flar\u0131n 38%-i m\u0259hz onlayn kanallar\u0131n pay\u0131na d\u00fc\u015f\u00fcr.<\/p>\n\n\n\n<p>Hesabat d\u00f6vr\u00fc \u0259rzind\u0259 Yelo Bank-\u0131n \u0259man\u0259t portfeli d\u0259 b\u00f6y\u00fcy\u00fcb. \u00dcmumi \u0259man\u0259t portfeli \u00f6t\u0259n ilin sonu il\u0259 m\u00fcqayis\u0259d\u0259 111 mln manat, 12% artmaqla bu ilin \u00fc\u00e7\u00fcnc\u00fc r\u00fcb\u00fcn\u00fcn yekununda 1 mlrd 40 mln manat t\u0259\u015fkil edib. Art\u0131m\u0131n m\u00fch\u00fcm hiss\u0259sinin fiziki \u015f\u0259xsl\u0259rin \u0259man\u0259tl\u0259ri hesab\u0131na ba\u015f verm\u0259si Bank\u0131n m\u0259hsul v\u0259 xidm\u0259tl\u0259rinin c\u0259lbedici oldu\u011funu g\u00f6st\u0259rir.<\/p>\n\n\n\n<p>Bank\u0131n kapital m\u00f6vqeyi d\u0259 g\u00fccl\u0259nib: hesabat d\u00f6vr\u00fcnd\u0259 m\u0259cmu kapital 168 mln manat t\u0259\u015fkil edir, bu da ilin \u0259vv\u0259lind\u0259n 13% \u00e7oxdur. M\u0259cmu kapital\u0131n adekvatl\u0131q \u0259msal\u0131 13,68%, birinci d\u0259r\u0259c\u0259li kapital\u0131n adekvatl\u0131q \u0259msal\u0131 is\u0259 9,93% olmaqla, h\u0259r iki g\u00f6st\u0259rici \u00fczr\u0259 t\u0259l\u0259b olunan norman\u0131 \u00fcst\u0259l\u0259yir. R\u00fcb\u00fcn sonuna Bank\u0131n aktivl\u0259rinin h\u0259cmi d\u0259 12% artaraq 1 mlrd 444 mln manat t\u0259\u015fkil edib. Faiz g\u0259lirl\u0259ri 130 mln manat\u0131, qeyri-faiz g\u0259lirl\u0259ri is\u0259 11 mln manat\u0131 \u00f6t\u00fcb.<\/p>\n\n\n\n<p>Yelo Bank \u0130dar\u0259 Hey\u0259tinin s\u0259dri Anar H\u0259s\u0259nov d\u00f6vr\u00fcn g\u00f6st\u0259ricil\u0259rini bel\u0259 \u015f\u0259rh edib: \u201c2025-ci ilin ilk doqquz ay\u0131n\u0131n n\u0259tic\u0259l\u0259ri g\u00f6st\u0259rir ki, Yelo Bank qar\u015f\u0131ya qoydu\u011fu strateji h\u0259d\u0259fl\u0259r\u0259 do\u011fru inamla ir\u0259lil\u0259yir. Maliyy\u0259 g\u00f6st\u0259ricil\u0259rimiz \u2013 kredit v\u0259 \u0259man\u0259t portfell\u0259rinin h\u0259r ikisinin 1 milyard manat\u0131 a\u015fmas\u0131, kapital v\u0259 aktivl\u0259rd\u0259ki art\u0131m planlar\u0131m\u0131z\u0131n u\u011furla realla\u015fd\u0131\u011f\u0131n\u0131 t\u0259sdiql\u0259yir. Yeni strateji d\u00f6vr\u00fcn \u00e7a\u011f\u0131r\u0131\u015flar\u0131na uy\u011fun olaraq, m\u00fc\u015ft\u0259ril\u0259rimiz \u00fc\u00e7\u00fcn \u0259lav\u0259 d\u0259y\u0259r v\u0259 loyall\u0131q yaradan bank\u00e7\u0131l\u0131q m\u00fchitini formala\u015fd\u0131rmaqda davam edirik. R\u0259q\u0259msal h\u0259ll\u0259rimiz maliyy\u0259 xidm\u0259tl\u0259rin\u0259 \u00e7\u0131x\u0131\u015f\u0131 asanla\u015fd\u0131rmaqla yana\u015f\u0131, biznesl\u0259rin dayan\u0131ql\u0131 b\u00f6y\u00fcm\u0259sin\u0259 m\u00fch\u00fcm d\u0259st\u0259k verir. \u018fld\u0259 olunan n\u0259tic\u0259l\u0259r is\u0259 t\u0259sad\u00fcfi deyil \u2013 bunlar pe\u015f\u0259kar komandam\u0131z\u0131n \u0259m\u0259yinin v\u0259 m\u00fc\u015ft\u0259ril\u0259rimizin biz\u0259 g\u00f6st\u0259rdiyi etimad\u0131n b\u0259hr\u0259sidir. Qar\u015f\u0131dak\u0131 d\u00f6vrd\u0259 d\u0259 birlikd\u0259 daha b\u00f6y\u00fck nailiyy\u0259tl\u0259r\u0259 imza ataca\u011f\u0131m\u0131za \u0259minik\u201d.<\/p>\n\n\n\n<p>Bank xidm\u0259tl\u0259ri (<a href=\"http:\/\/yelo.az\/az\/individuals\/loans\/\" target=\"_blank\" rel=\"noopener\" title=\"\">http:\/\/yelo.az\/az\/individuals\/loans\/<\/a>) haqq\u0131nda \u0259trafl\u0131 m\u0259lumat almaq ist\u0259yirsiniz? O zaman 981 n\u00f6mr\u0259sin\u0259 z\u0259ng edin v\u0259 ya\u00a0Facebook,\u00a0Instagram\u00a0,\u00a0Whatsapp\u00a0v\u0259\u00a0<a href=\"https:\/\/www.yelo.az\/\" target=\"_blank\" rel=\"noopener\" title=\"\">yelo.az<\/a>\u00a0hesablar\u0131m\u0131z\u0131 ziyar\u0259t edin.<br><br><strong>Yelo Bank \u2013 Parlaq bank\u00e7\u0131l\u0131q!<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Yelo Bank 3-c\u00fc r\u00fcb\u00fc d\u0259 m\u0259nf\u0259\u0259tl\u0259 ba\u015fa vurub Yelo Bank 2025-ci ilin ilk 9 ay\u0131n\u0131n maliyy\u0259 n\u0259tic\u0259l\u0259rini a\u00e7\u0131qlay\u0131b. Bank\u0131n m\u00fch\u00fcm maliyy\u0259 g\u00f6st\u0259ricil\u0259rind\u0259 pozitiv dinamika bu r\u00fcb d\u0259 davam edib. Cari il \u0259rzind\u0259 Yelo Bank 25&#8230;<\/p>\n","protected":false},"author":1,"featured_media":41394,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[41],"tags":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/41393"}],"collection":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=41393"}],"version-history":[{"count":1,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/41393\/revisions"}],"predecessor-version":[{"id":41395,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/41393\/revisions\/41395"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/media\/41394"}],"wp:attachment":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=41393"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=41393"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=41393"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}