{"id":43737,"date":"2025-12-24T03:00:00","date_gmt":"2025-12-24T00:00:00","guid":{"rendered":"https:\/\/rockvell.com\/?p=43737"},"modified":"2025-12-25T12:00:34","modified_gmt":"2025-12-25T09:00:34","slug":"accessbank-v%c9%99-ebrd-az%c9%99rbaycanda-oz%c9%99l-sektorun-inkisafini-d%c9%99st%c9%99kl%c9%99m%c9%99k-m%c9%99qs%c9%99dil%c9%99-strateji-t%c9%99r%c9%99fdasliqlarini-davam-etdirirl%c9%99r","status":"publish","type":"post","link":"https:\/\/rockvell.com\/?p=43737","title":{"rendered":"AccessBank v\u0259 EBRD  \u00f6z\u0259l sektorun inki\u015faf\u0131n\u0131 d\u0259st\u0259kl\u0259m\u0259k m\u0259qs\u0259dil\u0259 strateji t\u0259r\u0259fda\u015fl\u0131qlar\u0131n\u0131 davam etdirirl\u0259r"},"content":{"rendered":"\n<p class=\"has-medium-font-size\"><strong>AccessBank<\/strong><strong> <\/strong><strong>v<\/strong><strong>\u0259 <\/strong><strong>EBRD<\/strong><strong> <\/strong><strong>Az<\/strong><strong>\u0259<\/strong><strong>rbaycanda<\/strong><strong> \u00f6<\/strong><strong>z<\/strong><strong>\u0259<\/strong><strong>l<\/strong><strong> <\/strong><strong>sektorun<\/strong><strong> <\/strong><strong>inki<\/strong><strong>\u015f<\/strong><strong>af<\/strong><strong>\u0131<\/strong><strong>n<\/strong><strong>\u0131 <\/strong><strong>d\u0259st\u0259kl\u0259m\u0259k <\/strong><strong>m<\/strong><strong>\u0259<\/strong><strong>qs<\/strong><strong>\u0259<\/strong><strong>dil<\/strong><strong>\u0259 <\/strong><strong>strateji<\/strong><strong> <\/strong><strong>t<\/strong><strong>\u0259<\/strong><strong>r<\/strong><strong>\u0259<\/strong><strong>fda<\/strong><strong>\u015f<\/strong><strong>l<\/strong><strong>\u0131<\/strong><strong>qlar<\/strong><strong>\u0131<\/strong><strong>n<\/strong><strong>\u0131 <\/strong><strong>davam<\/strong><strong> <\/strong><strong>etdirirl<\/strong><strong>\u0259<\/strong><strong>r<\/strong><strong><\/strong><\/p>\n\n\n\n<p><strong>24.12.2025<\/strong><strong>. <\/strong>&nbsp;AccessBank, Avropa Yenid\u0259nqurma v\u0259 \u0130nki\u015faf Bank\u0131 (AY\u0130B) il\u0259 Az\u0259rbaycanda \u00f6z\u0259l sahibkarl\u0131\u011f\u0131n inki\u015faf\u0131n\u0131 d\u0259st\u0259kl\u0259m\u0259k m\u0259qs\u0259dil\u0259 u\u011furlu \u0259m\u0259kda\u015fl\u0131\u011f\u0131n\u0131 davam etdirir. Bu \u0259m\u0259kda\u015fl\u0131\u011f\u0131n n\u0259tic\u0259si olaraq, Riskl\u0259rin B\u00f6lg\u00fcs\u00fc Proqram\u0131 (Risk Sharing Facility) \u00e7\u0259r\u00e7iv\u0259sind\u0259 AzVirt \u015firk\u0259ti il\u0259 yeni uzunm\u00fcdd\u0259tli kredit m\u00fcqavil\u0259si imzalan\u0131b. M\u00fcqavil\u0259 \u015f\u0259rtl\u0259rin\u0259 \u0259sas\u0259n, AccessBank AzVirt \u015firk\u0259tin\u0259 iri miqyasl\u0131 investisiya layih\u0259l\u0259rinin h\u0259yata ke\u00e7irilm\u0259sini d\u0259st\u0259kl\u0259m\u0259k m\u0259qs\u0259dil\u0259 5 milyon avro m\u0259bl\u0259\u011find\u0259 kredit t\u0259qdim ed\u0259c\u0259k.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/rockvell.com\/wp-content\/uploads\/2025\/12\/PR-EBRD-AzVirt-imzalama-1x1-1-1-1024x1024.png\" alt=\"\" class=\"wp-image-43778\" style=\"width:425px;height:auto\" srcset=\"https:\/\/rockvell.com\/wp-content\/uploads\/2025\/12\/PR-EBRD-AzVirt-imzalama-1x1-1-1-1024x1024.png 1024w, https:\/\/rockvell.com\/wp-content\/uploads\/2025\/12\/PR-EBRD-AzVirt-imzalama-1x1-1-1-300x300.png 300w, https:\/\/rockvell.com\/wp-content\/uploads\/2025\/12\/PR-EBRD-AzVirt-imzalama-1x1-1-1-150x150.png 150w, https:\/\/rockvell.com\/wp-content\/uploads\/2025\/12\/PR-EBRD-AzVirt-imzalama-1x1-1-1-768x768.png 768w, https:\/\/rockvell.com\/wp-content\/uploads\/2025\/12\/PR-EBRD-AzVirt-imzalama-1x1-1-1-360x360.png 360w, https:\/\/rockvell.com\/wp-content\/uploads\/2025\/12\/PR-EBRD-AzVirt-imzalama-1x1-1-1.png 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n\n<p>AccessBank-\u0131n \u0130dar\u0259 Hey\u0259tinin s\u0259dri Davit Tsiklauri qeyd edib: &#8220;Riskl\u0259rin B\u00f6lg\u00fcs\u00fc Proqram\u0131 \u00e7\u0259r\u00e7iv\u0259sind\u0259 Avropa Yenid\u0259nqurma v\u0259 \u0130nki\u015faf Bank\u0131 il\u0259 m\u0259hsuldar \u0259m\u0259kda\u015fl\u0131\u011f\u0131m\u0131z\u0131n davam etm\u0259sind\u0259n m\u0259mnunuq. AY\u0130B-\u0259 Az\u0259rbaycanda \u00f6z\u0259l sahibkarl\u0131\u011f\u0131 d\u0259st\u0259kl\u0259y\u0259n y\u00fcks\u0259k keyfiyy\u0259tli v\u0259 uzunm\u00fcdd\u0259tli t\u0259r\u0259fda\u015fl\u0131\u011fa g\u00f6r\u0259 t\u0259\u015f\u0259kk\u00fcr edirik. Biz \u0259minik ki, bu \u0259m\u0259kda\u015fl\u0131q v\u0259 riskl\u0259rin payla\u015f\u0131lmas\u0131 mexanizmi AzVirt kimi t\u0259r\u0259fda\u015flar\u0131m\u0131z\u0131n biznesl\u0259rini geni\u015fl\u0259ndirm\u0259k \u00fc\u00e7\u00fcn \u0259lav\u0259 imkanlar yaradacaq v\u0259 yaln\u0131z bu \u015firk\u0259tin deyil, \u00fcmumilikd\u0259 sektorun inki\u015faf\u0131na m\u00fcsb\u0259t t\u0259sir g\u00f6st\u0259r\u0259c\u0259kdir.&#8221;<\/p>\n\n\n\n<p>AY\u0130B-nin Az\u0259rbaycandak\u0131 r\u0259hb\u0259ri Natali Mouravidze AzVirt v\u0259 AccessBank-\u0131 bu vacib m\u00fcqavil\u0259nin tamamlanmas\u0131 m\u00fcnasib\u0259ti il\u0259 t\u0259brik ed\u0259r\u0259k bildirib: \u201cAY\u0130B-in Riskl\u0259rin Payla\u015f\u0131lmas\u0131 Proqram\u0131n\u0131n Az\u0259rbaycanda daha da geni\u015fl\u0259ndiyini g\u00f6rm\u0259kd\u0259n m\u0259mnunam. T\u0259r\u0259fda\u015f bank\u0131m\u0131z\u0131n bu mexanizmi real iqtisadiyyata xidm\u0259t etm\u0259k m\u0259qs\u0259dil\u0259 u\u011furla t\u0259tbiq etdiyini g\u00f6r\u00fcr\u00fck. Riskl\u0259ri b\u00f6l\u00fc\u015f\u0259r\u0259k v\u0259 \u00f6z\u0259l sektorun etibarl\u0131 m\u00fc\u015ft\u0259ril\u0259rini d\u0259st\u0259kl\u0259y\u0259r\u0259k biz Az\u0259rbaycanda davaml\u0131 v\u0259 uzunm\u00fcdd\u0259tli iqtisadi art\u0131m\u0131 d\u0259st\u0259kl\u0259yirik.\u201d<\/p>\n\n\n\n<p>Riskl\u0259rin B\u00f6lg\u00fcs\u00fc Proqram\u0131 h\u0259r iki t\u0259r\u0259fin layih\u0259l\u0259rin maliyy\u0259l\u0259\u015fdirilm\u0259sind\u0259 b\u0259rab\u0259r i\u015ftirak\u0131n\u0131, y\u0259ni 50\/50 risk b\u00f6lg\u00fcs\u00fcn\u00fc n\u0259z\u0259rd\u0259 tutur. Bu mexanizm Az\u0259rbaycanda \u00f6z\u0259l sektorun inki\u015faf\u0131n\u0131 stimulla\u015fd\u0131rmaq \u00fc\u00e7\u00fcn m\u00fch\u00fcm al\u0259t hesab olunur, \u00e7\u00fcnki AzVirt kimi \u015firk\u0259tl\u0259r\u0259 \u00f6z f\u0259aliyy\u0259tl\u0259rini geni\u015fl\u0259ndirm\u0259k, innovativ texnologiyalar\u0131 t\u0259tbiq etm\u0259k v\u0259 yeni i\u015f yerl\u0259ri yaratmaq \u00fc\u00e7\u00fcn laz\u0131m olan maliyy\u0259y\u0259 \u00e7\u0131x\u0131\u015f imkan\u0131 t\u0259min edir.<\/p>\n\n\n\n<p>AccessBank, AY\u0130B v\u0259 AzVirt aras\u0131nda bu \u0259m\u0259kda\u015fl\u0131q \u00f6z\u0259l sektorun d\u0259st\u0259kl\u0259nm\u0259si v\u0259 Az\u0259rbaycandak\u0131 biznesl\u0259r \u00fc\u00e7\u00fcn maliyy\u0259 imkanlar\u0131n\u0131n yax\u015f\u0131la\u015fd\u0131r\u0131lmas\u0131 istiqam\u0259tind\u0259 strateji yana\u015fman\u0131n effektiv n\u00fcmun\u0259sidir. H\u0259m\u00e7inin, bu t\u0259r\u0259fda\u015fl\u0131q iqtisadiyyat\u0131n m\u00fcxt\u0259lif sektorlar\u0131n\u0131n davaml\u0131 inki\u015faf\u0131n\u0131 v\u0259 stabilliyini t\u0259min ed\u0259r\u0259k uzunm\u00fcdd\u0259tli iqtisadi art\u0131m \u00fc\u00e7\u00fcn \u015f\u0259rait yarad\u0131r.<\/p>\n\n\n\n<p>Riskl\u0259rin B\u00f6lg\u00fcs\u00fc Proqram\u0131 maliyy\u0259 sabitliyi v\u0259 biznesin inki\u015faf\u0131n\u0131 t\u0259min etm\u0259k \u00fc\u00e7\u00fcn vacib bir al\u0259tdir. G\u0259l\u0259c\u0259kd\u0259 AccessBank v\u0259 AY\u0130B \u0259m\u0259kda\u015fl\u0131qlar\u0131n\u0131 geni\u015fl\u0259ndirm\u0259yi v\u0259 geni\u015f bir sahibkar k\u00fctl\u0259si \u00fc\u00e7\u00fcn kapitala \u00e7\u0131x\u0131\u015f\u0131 yax\u015f\u0131la\u015fd\u0131racaq yeni maliyy\u0259 h\u0259ll\u0259rini t\u0259tbiq etm\u0259yi planla\u015fd\u0131r\u0131rlar.<\/p>\n\n\n\n<p>AccessBank Az\u0259rbaycan\u0131n mikromaliyy\u0259l\u0259\u015fdirm\u0259 bazar\u0131nda lider olaraq, 2002-ci ild\u0259n <a href=\"https:\/\/www.accessbank.az\/az\/business\/loans\/sme-loans\/\" target=\"_blank\" rel=\"noopener\" title=\"\">ki\u00e7ik v\u0259 orta biznesl\u0259r\u0259<\/a> xidm\u0259t g\u00f6st\u0259rir. Bank\u0131n s\u0259hmdarlar\u0131 s\u0131ras\u0131nda Asiya \u0130nki\u015faf Bank\u0131, Avropa \u0130nvestisiya Bank\u0131, Beyn\u0259lxalq Maliyy\u0259 Korporasiyas\u0131 kimi beyn\u0259lxalq t\u0259\u015fkilat v\u0259 qurumlar yer al\u0131r. Bank\u0131n 14-\u00fc Bak\u0131da, 24-\u00fc b\u00f6lg\u0259l\u0259rd\u0259 olmaqla, 38 filial\u0131 f\u0259aliyy\u0259t g\u00f6st\u0259rir v\u0259 MKOB-lar \u00fc\u00e7\u00fcn \u0259l\u00e7atan maliyy\u0259l\u0259\u015fdirm\u0259 imkanlar\u0131n\u0131 t\u0259qdim etm\u0259y\u0259 davam edir. Filiallar haqq\u0131nda \u0259lav\u0259 m\u0259lumat linkd\u0259 t\u0259qdim edilir: <a href=\"http:\/\/bit.ly\/accessbank-filiallar\" target=\"_blank\" rel=\"noopener\" title=\"\">http:\/\/bit.ly\/accessbank-filiallar<\/a><em> .<\/em><\/p>\n\n\n\n<p>Bank\u0131n xidm\u0259tl\u0259ri haqq\u0131nda daha \u0259trafl\u0131 m\u0259lumat \u0259ld\u0259 etm\u0259k \u00fc\u00e7\u00fcn 151 \u018flaq\u0259 M\u0259rk\u0259zin\u0259 z\u0259ng etm\u0259k, h\u0259m\u00e7inin&nbsp;<a href=\"http:\/\/www.accessbank.az\" target=\"_blank\" rel=\"noopener\" title=\"\">www.accessbank.az<\/a>&nbsp;sayt\u0131na v\u0259 ya bank\u0131n m\u00fcxt\u0259lif sosial \u015f\u0259b\u0259k\u0259l\u0259rd\u0259 olan s\u0259hif\u0259l\u0259rin\u0259 <u>(<\/u><a href=\"https:\/\/www.facebook.com\/AccessBankAz\" target=\"_blank\" rel=\"noopener\" title=\"\">Facebook<\/a><em><u>, <\/u><\/em><a href=\"https:\/\/www.instagram.com\/accessbankaz\/\" target=\"_blank\" rel=\"noopener\" title=\"\">Instagram<\/a><em><u>, <\/u><\/em><a href=\"https:\/\/www.linkedin.com\/company\/accessbank-azerbaijan\/\" target=\"_blank\" rel=\"noopener\" title=\"\">LinkedIn<\/a><u>)<\/u> m\u00fcraci\u0259t ed\u0259 bil\u0259rsiniz. &nbsp;<\/p>\n\n\n\n<p>*AccessBank QSC Az\u0259rbaycan Respublikas\u0131 M\u0259rk\u0259zi Bank\u0131 t\u0259r\u0259find\u0259n 25 oktyabr 2002-ci il tarixli 245 sayl\u0131 lisenziya \u0259sas\u0131nda f\u0259aliyy\u0259t g\u00f6st\u0259rir. Bank\u0131n Ba\u015f ofisi Bak\u0131 \u015f\u0259h\u0259ri, Yasamal rayonu, Tbilisi prospekti 3 \u00fcnvan\u0131nda yerl\u0259\u015fir.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>AccessBank v\u0259 EBRD Az\u0259rbaycanda \u00f6z\u0259l sektorun inki\u015faf\u0131n\u0131 d\u0259st\u0259kl\u0259m\u0259k m\u0259qs\u0259dil\u0259 strateji t\u0259r\u0259fda\u015fl\u0131qlar\u0131n\u0131 davam etdirirl\u0259r 24.12.2025. &nbsp;AccessBank, Avropa Yenid\u0259nqurma v\u0259 \u0130nki\u015faf Bank\u0131 (AY\u0130B) il\u0259 Az\u0259rbaycanda \u00f6z\u0259l sahibkarl\u0131\u011f\u0131n inki\u015faf\u0131n\u0131 d\u0259st\u0259kl\u0259m\u0259k m\u0259qs\u0259dil\u0259 u\u011furlu \u0259m\u0259kda\u015fl\u0131\u011f\u0131n\u0131 davam etdirir. Bu \u0259m\u0259kda\u015fl\u0131\u011f\u0131n n\u0259tic\u0259si&#8230;<\/p>\n","protected":false},"author":1,"featured_media":43738,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[41],"tags":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/43737"}],"collection":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=43737"}],"version-history":[{"count":3,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/43737\/revisions"}],"predecessor-version":[{"id":43779,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/43737\/revisions\/43779"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/media\/43738"}],"wp:attachment":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=43737"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=43737"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=43737"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}