{"id":44099,"date":"2026-01-13T05:00:00","date_gmt":"2026-01-13T02:00:00","guid":{"rendered":"https:\/\/rockvell.com\/?p=44099"},"modified":"2026-01-13T12:03:34","modified_gmt":"2026-01-13T09:03:34","slug":"unibankin-aktivl%c9%99ri-2-milyard-manati-kecib","status":"publish","type":"post","link":"https:\/\/rockvell.com\/?p=44099","title":{"rendered":"Unibank\u0131n aktivl\u0259ri 2 milyard manat\u0131 ke\u00e7ib"},"content":{"rendered":"\n

Unibank\u0131n aktivl\u0259ri 2 milyard manat\u0131 ke\u00e7ib<\/strong><\/p>\n\n\n\n

Unibank Kommersiya Bank\u0131 2025-ci ilin maliyy\u0259 n\u0259tic\u0259l\u0259rini a\u00e7\u0131qlay\u0131b. Bank hesabat d\u00f6vr\u00fcnd\u0259 \u00f6lk\u0259nin real iqtisadiyyat\u0131na t\u00f6hf\u0259nin art\u0131r\u0131lmas\u0131, na\u011fds\u0131z d\u00f6vriyy\u0259nin y\u00fcks\u0259ldilm\u0259si, r\u0259q\u0259msalla\u015fma v\u0259 m\u00fc\u015ft\u0259ri bazas\u0131n\u0131n geni\u015fl\u0259nm\u0259si sah\u0259l\u0259rind\u0259 m\u00fch\u00fcm n\u0259tic\u0259l\u0259r \u0259ld\u0259 edib. <\/p>\n\n\n\n

Hesabat d\u00f6vr\u00fcnd\u0259 na\u011fds\u0131z \u0259m\u0259liyyatlar\u0131n h\u0259cmind\u0259 v\u0259 say\u0131nda y\u00fcks\u0259k art\u0131m qeyd\u0259 al\u0131n\u0131b. \u018fvv\u0259lki ilin eyni d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 na\u011fds\u0131z \u0259m\u0259liyyatlar\u0131n h\u0259cmi 22%, say\u0131 is\u0259 29 % art\u0131b. \u0130lin sonuna na\u011fds\u0131z \u0259m\u0259liyyatlar\u0131n h\u0259cmi 15 milyard manat\u0131, say\u0131 is\u0259 465 milyonu \u00f6t\u00fcb.<\/p>\n\n\n\n

Bank\u0131n m\u00fc\u015ft\u0259ri bazas\u0131 \u00f6t\u0259n ilin eyni d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 14 % artd\u0131\u011f\u0131 \u00fc\u00e7\u00fcn \u00fcmumi m\u00fc\u015ft\u0259ri say\u0131 2,3 milyon n\u0259f\u0259ri ke\u00e7ib. 2024-c\u00fc ilin sonu il\u0259 m\u00fcqayis\u0259d\u0259 sahibkar m\u00fc\u015ft\u0259ril\u0259rin say\u0131 38 %, h\u00fcquqi \u015f\u0259xsl\u0259rin say\u0131 is\u0259 14 %-d\u0259k art\u0131b.\u00a0<\/p>\n\n\n

\n
\"\"<\/figure><\/div>\n\n\n

D\u00f6vr \u0259rzind\u0259 depozit portfeli d\u0259 sabit art\u0131m n\u00fcmayi\u015f etdirib v\u0259 \u00fcmumi depozit portfelinin h\u0259cmi 1 milyard 377 milyon manat\u0131 \u00f6t\u00fcb.<\/p>\n\n\n\n

Hesabat d\u00f6vr\u00fcn\u0259 bank\u0131n m\u0259cmu g\u0259lirl\u0259rinin c\u0259mi 398 milyon manata \u00e7at\u0131b. Bu \u0259vv\u0259lki ilin eyni d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 43 milyon manat art\u0131m dem\u0259kdir. Bu d\u00f6vr\u0259 \u0259m\u0259liyyat m\u0259nf\u0259\u0259ti 70 milyon manat olub, xalis m\u0259nf\u0259\u0259t is\u0259  25,8 milyon manat t\u0259\u015fkil edib.<\/p>\n\n\n\n

Bank\u0131n kapital v\u0259 aktiv bazas\u0131nda y\u00fcks\u0259k art\u0131m qeyd\u0259 al\u0131n\u0131b. M\u0259cmu kapital 30 % artaraq, 230 milyon manata \u00e7at\u0131b, aktivl\u0259rin h\u0259cmi is\u0259 373 milyon manat artaraq 2,1 milyard manat\u0131 \u00f6t\u00fcb.<\/p>\n\n\n\n

\u0130l \u0259rzind\u0259 bank kapital adekvatl\u0131l\u0131\u011f\u0131 \u0259msal\u0131n\u0131 xeyli y\u00fcks\u0259ldib. Bu g\u00f6st\u0259rici 31 dekabr 2025-ci il tarix\u0259 14,14 % t\u0259\u015fkil edib. <\/p>\n\n\n\n

Unibank KB ASC-nin \u0130dar\u0259 Hey\u0259ti s\u0259drinin v\u0259zif\u0259sini m\u00fcv\u0259qq\u0259ti icra ed\u0259n Heyb\u0259t Q\u0259dirov bildirib ki, 2025-ci il bank  \u00fc\u00e7\u00fcn \u0259h\u0259miyy\u0259tli v\u0259 strateji bax\u0131mdan x\u00fcsusi bir il olub: <\/strong> \u201c\u018fld\u0259 etdiyimiz maliyy\u0259 n\u0259tic\u0259l\u0259ri do\u011fru istiqam\u0259td\u0259 ir\u0259lil\u0259diyimizi ayd\u0131n \u015f\u0259kild\u0259 g\u00f6st\u0259rir. \u00d6t\u0259n il bizim \u00fc\u00e7\u00fcn yaln\u0131z u\u011furlu g\u00f6st\u0259ricil\u0259rl\u0259 deyil, eyni zamanda bir strateji d\u00f6vr\u00fcn yekun hesabat ili kimi yadda qald\u0131.<\/em><\/p>\n\n\n\n

2026-c\u0131 il is\u0259 bank\u0131m\u0131z \u00fc\u00e7\u00fcn yeni v\u0259 daha iddial\u0131 bir m\u0259rh\u0259l\u0259nin ba\u015flan\u011f\u0131c\u0131 olacaq. Bu il, q\u0259bul etdiyimiz yeni 3 illik strategiyan\u0131n ilk ilidir v\u0259 qar\u015f\u0131m\u0131za daha b\u00f6y\u00fck h\u0259d\u0259fl\u0259r qoymu\u015fuq. Bu d\u00f6vrd\u0259 bank bazar\u0131nda yenilikl\u0259r\u0259 imza atmaq, m\u00fc\u015ft\u0259ril\u0259rimiz \u00fc\u00e7\u00fcn daha \u00e7evik, daha m\u00fcasir m\u0259hsul v\u0259 xidm\u0259tl\u0259r t\u0259qdim etm\u0259k, h\u0259m\u00e7inin bank\u00e7\u0131l\u0131\u011fa yana\u015fmam\u0131z\u0131 m\u00fcasir t\u0259l\u0259bl\u0259r\u0259 uy\u011fun \u015f\u0259kild\u0259 yenil\u0259m\u0259k \u0259sas prioritetl\u0259rimiz olacaq.<\/em><\/p>\n\n\n\n

Biz inan\u0131r\u0131q ki, g\u00fccl\u00fc v\u0259 stabil maliyy\u0259 bazas\u0131, ayd\u0131n strategiya v\u0259 m\u00fc\u015ft\u0259riy\u00f6n\u00fcml\u00fc yana\u015fma 2026-c\u0131 ili bank\u0131m\u0131z \u00fc\u00e7\u00fcn yeni inki\u015faf imkanlar\u0131 il\u0259 z\u0259ngin bir il ed\u0259c\u0259k<\/em>.\u201d<\/p>\n\n\n\n

Hesabat d\u00f6vr\u00fcnd\u0259 Bank\u0131n strateji h\u0259d\u0259fl\u0259rin\u0259 uy\u011fun olaraq biznes kreditl\u0259rinin h\u0259cmi \u0259h\u0259miyy\u0259tli d\u0259r\u0259c\u0259d\u0259 artaraq, \u00fcmumi kredit portfelind\u0259 pay\u0131n\u0131 y\u00fcks\u0259ltm\u0259kd\u0259 davam edib.  Bel\u0259 ki, \u00f6t\u0259n ilin m\u00fcvafiq d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 biznes kreditl\u0259rinin h\u0259cmi 27%-d\u0259n \u00e7ox artaraq, 555 milyon manata yax\u0131nla\u015f\u0131b. Biznes portfelin t\u0259rkibind\u0259 ki\u00e7ik biznes\u0259 verilmi\u015f kreditl\u0259rin d\u0259 pay\u0131nda ciddi art\u0131m olub. 2024-c\u00fc ilin sonu il\u0259 m\u00fcqayis\u0259d\u0259 bu kreditl\u0259rin portfeld\u0259ki pay\u0131nda 53 %-lik art\u0131m qeyd\u0259 al\u0131n\u0131b. Bank\u0131n \u00fcmumi kredit portfelind\u0259 \u0259vv\u0259lki ilin uy\u011fun d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 qeyd\u0259 al\u0131nan art\u0131m is\u0259 150 milyon manat t\u0259\u015fkil edib v\u0259 kredit portfeli 1,3 milyard manat\u0131 \u00f6t\u00fcb. <\/p>\n\n\n\n

Unibank \u2013 S\u0259nin Bank\u0131n!<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Unibank\u0131n aktivl\u0259ri 2 milyard manat\u0131 ke\u00e7ib Unibank Kommersiya Bank\u0131 2025-ci ilin maliyy\u0259 n\u0259tic\u0259l\u0259rini a\u00e7\u0131qlay\u0131b. Bank hesabat d\u00f6vr\u00fcnd\u0259 \u00f6lk\u0259nin real iqtisadiyyat\u0131na t\u00f6hf\u0259nin art\u0131r\u0131lmas\u0131, na\u011fds\u0131z d\u00f6vriyy\u0259nin y\u00fcks\u0259ldilm\u0259si, r\u0259q\u0259msalla\u015fma v\u0259 m\u00fc\u015ft\u0259ri bazas\u0131n\u0131n geni\u015fl\u0259nm\u0259si sah\u0259l\u0259rind\u0259 m\u00fch\u00fcm n\u0259tic\u0259l\u0259r \u0259ld\u0259 edib. …<\/p>\n","protected":false},"author":2,"featured_media":38400,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[41],"tags":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/44099"}],"collection":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=44099"}],"version-history":[{"count":1,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/44099\/revisions"}],"predecessor-version":[{"id":44100,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/44099\/revisions\/44100"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/media\/38400"}],"wp:attachment":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=44099"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=44099"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=44099"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}