{"id":44143,"date":"2026-01-14T06:00:00","date_gmt":"2026-01-14T03:00:00","guid":{"rendered":"https:\/\/rockvell.com\/?p=44143"},"modified":"2026-01-15T14:27:25","modified_gmt":"2026-01-15T11:27:25","slug":"olk%c9%99nin-birinci-banki-c%c9%99mi-g%c9%99lirlilik-uzr%c9%99-2025-ci-ilin-lideridir","status":"publish","type":"post","link":"https:\/\/rockvell.com\/?p=44143","title":{"rendered":"\u00d6lk\u0259nin birinci bank\u0131 c\u0259mi g\u0259lirlilik \u00fczr\u0259 2025-ci ilin lideridir"},"content":{"rendered":"\n

\u00d6lk\u0259nin birinci bank\u0131 c\u0259mi g\u0259lirlilik \u00fczr\u0259 2025-ci ilin lideridir: 1 milyard 881 milyon 674 min manat\u00a0\u00a0<\/strong><\/p>\n\n\n\n

\u00d6lk\u0259nin birinci bank\u0131 Kapital Bank 2025-ci il \u00fc\u00e7\u00fcn maliyyy\u0259 hesabat\u0131n\u0131 t\u0259qdim edib. 31 dekabr 2025-ci il\u0259 aid hesabata g\u00f6r\u0259 bank\u0131n c\u0259mi g\u0259lirl\u0259ri <\/strong>2024-c\u00fc ill\u0259 m\u00fcqayis\u0259d\u0259 27,6% <\/strong>artaraq 1 milyard 881 milyon 674 min <\/strong>manata \u00e7at\u0131b. Bu n\u0259tic\u0259 il\u0259 bank maliyy\u0259 bazar\u0131nda r\u0259qibl\u0259rini gerid\u0259 qoyaraq banklar aras\u0131nda lider m\u00f6vqeyini qoruyub. Eyni zamanda son 3 ilin \u0259n y\u00fcks\u0259k art\u0131m tempin\u0259 nail olub. Qeyd ed\u0259k ki, \u00f6t\u0259n il bu g\u00f6st\u0259rici 1 milyard 474 milyon 908 min manat olub. M\u0259cmu g\u0259lirl\u0259rin artmas\u0131 h\u0259m faiz, h\u0259m d\u0259 qeyri-faiz g\u0259lirl\u0259rind\u0259ki y\u00fcks\u0259li\u015fl\u0259 ba\u011fl\u0131d\u0131r. Bel\u0259 ki, 2025-ci ild\u0259 bank\u0131n faiz g\u0259lirl\u0259ri 38,8% art\u0131m <\/strong>n\u00fcmayi\u015f etdir\u0259r\u0259k 1 milyard 180 milyon 81 min <\/strong>manata \u00e7at\u0131b. 2024-c\u00fc ild\u0259 bu g\u00f6st\u0259rici 850 milyon 258 min manat t\u0259\u015fkil edib. Qeyri-faiz g\u0259lirl\u0259rind\u0259 is\u0259 12,3% art\u0131m m\u00fc\u015fahid\u0259 olunub: 2024-c\u00fc ild\u0259 624 milyon 651 min manat h\u0259cmind\u0259 olan bu g\u00f6st\u0259rici 2025-ci ild\u0259 701 milyon 592 min manata y\u00fcks\u0259lib.\u00a0\u00a0<\/p>\n\n\n

\n
\"\"<\/figure><\/div>\n\n\n

Bank\u0131n xalis m\u0259nf\u0259\u0259tind\u0259 is\u0259 son 3 ilin \u0259n y\u00fcks\u0259k n\u0259tic\u0259si <\/strong>qeyd\u0259 al\u0131n\u0131b. Bel\u0259 ki, 2024-c\u00fc ilin eyni d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 \u00f6lk\u0259nin birinci bank\u0131 315 milyon manat  xalis m\u0259nf\u0259\u0259t <\/strong>\u0259ld\u0259 edib. Bu, bank\u0131n  2024-c\u00fc ild\u0259 qazand\u0131\u011f\u0131 186 milyon 501 min manat xalis m\u0259nf\u0259\u0259td\u0259n 68,9%<\/strong> daha \u00e7oxdur. <\/p>\n\n\n\n

Bank\u0131n kredit portfeli <\/strong>4% artaraq 5 milyard 419 milyon 985 min manata <\/strong>\u00e7at\u0131b. Bu g\u00f6st\u0259rici 2024-c\u00fc ild\u0259 5 milyard 211 milyon 207 min manat t\u0259\u015fkil edib. Art\u0131ma daha \u00e7ox istehlak v\u0259 biznes kreditl\u0259ri s\u0259b\u0259b olsa da, g\u00f6st\u0259ricinin \u0259sas hiss\u0259si istehlak kreditl\u0259rinin pay\u0131na d\u00fc\u015f\u00fcb.  <\/p>\n\n\n\n

\u00d6t\u0259n il c\u0259mi depozit portfeli 8 milyard 288 milyon 654 min <\/strong>manat t\u0259\u015fkil edib. 2024-c\u00fc ill\u0259 m\u00fcqayis\u0259d\u0259 bank\u0131n depozit portfelind\u0259 7,7% azalma m\u00fc\u015fahid\u0259 olunub. 2025-ci ild\u0259 h\u00fcquqi \u015f\u0259xsl\u0259rin depozitl\u0259ri 5 milyard 151 milyon 830 min manat t\u0259\u015fkil etdiyi halda, fiziki \u015f\u0259xsl\u0259rin depozitl\u0259ri 20,9% <\/strong>artaraq 3 milyard 136 milyon 823 min<\/strong> manata \u00e7at\u0131b. <\/p>\n\n\n\n

2025-ci il\u0259 bank\u0131n kapital\u0131 <\/strong>da 27% art\u0131b. 2024-c\u00fc ild\u0259 bu g\u00f6st\u0259rici 927 milyon 943 min manat t\u0259\u015fkil etdiyi halda, \u00f6t\u0259n il 1 milyard 178 milyon 338 min <\/strong>manata \u00e7at\u0131b. Qeyd ed\u0259k ki, bank\u0131n kapital\u0131 sistem \u0259h\u0259miyy\u0259tli banklar \u00fc\u00e7\u00fcn t\u0259l\u0259b olunan minimum 12,5%-lik norman\u0131 \u00fcst\u0259l\u0259y\u0259r\u0259k 14,14% <\/strong>t\u0259\u015fkil edib.<\/p>\n\n\n\n

2025-ci il\u0259 \u00f6lk\u0259nin birinci bank\u0131n\u0131n I d\u0259r\u0259c\u0259li kapital\u0131n\u0131n adekvatl\u0131q \u0259msal\u0131<\/strong> da y\u00fcks\u0259l\u0259r\u0259k 9,86% <\/strong>t\u0259\u015fkil edib. Bu is\u0259 bank\u0131n n\u00fcfuzunu art\u0131ran v\u0259 maliyy\u0259 dayan\u0131ql\u0131l\u0131\u011f\u0131n\u0131 t\u0259min ed\u0259n \u0259h\u0259miyy\u0259tli faktordur. Bu, bank\u0131n g\u00fccl\u00fc maliyy\u0259 dayan\u0131ql\u0131l\u0131\u011f\u0131n\u0131 t\u0259min etm\u0259kl\u0259 yana\u015f\u0131, riskl\u0259rin idar\u0259 edilm\u0259si istiqam\u0259tind\u0259 b\u00fct\u00fcn m\u00fc\u015ft\u0259ril\u0259r \u00fc\u00e7\u00fcn m\u00fck\u0259mm\u0259l resurslara sahib oldu\u011funun g\u00f6st\u0259ricisidir. <\/p>\n\n\n\n

\u00d6lk\u0259nin birinci bank\u0131 Kapital Bank PA\u015eA Holding-\u0259 daxildir v\u0259 Az\u0259rbaycanda \u0259n b\u00f6y\u00fck filial \u015f\u0259b\u0259k\u0259si, 115 filial\u0131 v\u0259 52 \u015f\u00f6b\u0259si il\u0259 m\u00fc\u015ft\u0259ril\u0259rin xidm\u0259tind\u0259dir. Bank\u0131n m\u0259hsul v\u0259 xidm\u0259tl\u0259ri bar\u0259d\u0259 daha \u0259trafl\u0131 m\u0259lumat almaq \u00fc\u00e7\u00fcn https:\/\/kapitalbank.az<\/a> sayt\u0131na, 196 \u018flaq\u0259 M\u0259rk\u0259zin\u0259 v\u0259 ya Bank\u0131n m\u00fcxt\u0259lif sosial \u015f\u0259b\u0259k\u0259l\u0259rd\u0259 olan s\u0259hif\u0259l\u0259rin\u0259 m\u00fcraci\u0259t ed\u0259 bil\u0259rsiniz. Na\u011fd pul krediti sifari\u015fi \u00fc\u00e7\u00fcn \u2013 https:\/\/kbl.az\/prgtk<\/a>, Birbank kart\u0131 sifari\u015fi \u00fc\u00e7\u00fcn \u2013 https:\/\/kbl.az\/prcrc<\/a>.\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"

\u00d6lk\u0259nin birinci bank\u0131 c\u0259mi g\u0259lirlilik \u00fczr\u0259 2025-ci ilin lideridir: 1 milyard 881 milyon 674 min manat\u00a0\u00a0 \u00d6lk\u0259nin birinci bank\u0131 Kapital Bank 2025-ci il \u00fc\u00e7\u00fcn maliyyy\u0259 hesabat\u0131n\u0131 t\u0259qdim edib. 31 dekabr 2025-ci il\u0259 aid hesabata g\u00f6r\u0259…<\/p>\n","protected":false},"author":2,"featured_media":44144,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[41],"tags":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/44143"}],"collection":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=44143"}],"version-history":[{"count":1,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/44143\/revisions"}],"predecessor-version":[{"id":44145,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/44143\/revisions\/44145"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/media\/44144"}],"wp:attachment":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=44143"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=44143"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=44143"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}