{"id":44232,"date":"2026-01-19T06:00:00","date_gmt":"2026-01-19T03:00:00","guid":{"rendered":"https:\/\/rockvell.com\/?p=44232"},"modified":"2026-01-19T22:02:39","modified_gmt":"2026-01-19T19:02:39","slug":"yelo-bank-2025-ci-ili-aktivl%c9%99rin-v%c9%99-depozitl%c9%99rin-%c9%99h%c9%99miyy%c9%99tli-artimi-il%c9%99-tamamlayib","status":"publish","type":"post","link":"https:\/\/rockvell.com\/?p=44232","title":{"rendered":"Yelo Bank 2025-ci ili aktivl\u0259rin v\u0259 depozitl\u0259rin \u0259h\u0259miyy\u0259tli art\u0131m\u0131 il\u0259 tamamlay\u0131b"},"content":{"rendered":"\n<p class=\"has-medium-font-size\"><strong>Yelo Bank 2025-ci ili aktivl\u0259rin v\u0259 depozitl\u0259rin \u0259h\u0259miyy\u0259tli art\u0131m\u0131 il\u0259 tamamlay\u0131b<\/strong><\/p>\n\n\n\n<p>Yelo Bank 2025-ci ilin yekununa dair maliyy\u0259 n\u0259tic\u0259l\u0259rini a\u00e7\u0131qlay\u0131b. R\u0259q\u0259ml\u0259r\u0259 n\u0259z\u0259r yetirdikd\u0259 \u00f6t\u0259n il Bank \u00fc\u00e7\u00fcn b\u00f6y\u00fcm\u0259 v\u0259 sabit inki\u015faf ili kimi yadda qal\u0131b. X\u00fcsusil\u0259 kredit v\u0259 depozit portfelind\u0259, aktivl\u0259rd\u0259 v\u0259 faiz g\u0259lirl\u0259rind\u0259 \u0259h\u0259miyy\u0259tli art\u0131m m\u00fc\u015fahid\u0259 olunub. Bel\u0259 ki:<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"536\" src=\"https:\/\/rockvell.com\/wp-content\/uploads\/2026\/01\/2025-n\u0259tic\u0259l\u0259r-pr-aze-1024x536.png\" alt=\"\" class=\"wp-image-44234\" style=\"width:458px;height:auto\" srcset=\"https:\/\/rockvell.com\/wp-content\/uploads\/2026\/01\/2025-n\u0259tic\u0259l\u0259r-pr-aze-1024x536.png 1024w, https:\/\/rockvell.com\/wp-content\/uploads\/2026\/01\/2025-n\u0259tic\u0259l\u0259r-pr-aze-300x157.png 300w, https:\/\/rockvell.com\/wp-content\/uploads\/2026\/01\/2025-n\u0259tic\u0259l\u0259r-pr-aze-768x402.png 768w, https:\/\/rockvell.com\/wp-content\/uploads\/2026\/01\/2025-n\u0259tic\u0259l\u0259r-pr-aze-360x188.png 360w, https:\/\/rockvell.com\/wp-content\/uploads\/2026\/01\/2025-n\u0259tic\u0259l\u0259r-pr-aze.png 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n\n<p>&#8211; 2025-ci ilin sonuna Yelo Bank-\u0131n aktivl\u0259ri 1 mlrd 515 mln manat t\u0259\u015fkil edib. Bu da \u0259vv\u0259lki ilin sonu il\u0259 m\u00fcqayis\u0259d\u0259 18% &#8211; 235 mln manatdan \u00e7ox art\u0131m dem\u0259kdir.<\/p>\n\n\n\n<p>&#8211; Bank\u0131n kredit portfeli b\u00f6y\u00fcy\u00fcb: 2025-ci il \u0259rzind\u0259 kredit portfeli 154 mln manat v\u0259 ya 16% art\u0131mla 1 mlrd 89 mln manata y\u00fcks\u0259lib.<\/p>\n\n\n\n<p>&#8211; Art\u0131m\u0131n m\u00fch\u00fcm hiss\u0259sini biznes kreditl\u0259ri t\u0259\u015fkil edib: biznes <a href=\"https:\/\/www.yelo.az\/az\/individuals\/loans\/\" target=\"_blank\" rel=\"noopener\" title=\"\">kredit<\/a> portfeli 15%, y\u0259ni 86 mln-dan \u00e7ox art\u0131mla 673 mln manat\u0131 ke\u00e7ib. Bank real sektorun maliyy\u0259l\u0259\u015fdirilm\u0259sind\u0259 aktiv m\u00f6vqeyini qoruyaraq il \u0259rzind\u0259 mikro biznesl\u0259r\u0259 418 mln manat v\u0259sait ay\u0131r\u0131b. \u0130lin sonuna mikrokredit portfelinin h\u0259cmi 417,5 mln manat t\u0259\u015fkil edib, bu da 2024-c\u00fc ilin analoji d\u00f6vr\u00fcnd\u0259n 20%, 70 mln manat \u00e7oxdur.<\/p>\n\n\n\n<p>&#8211; \u0130stehlak kreditl\u0259ri portfeli d\u0259 \u0259h\u0259miyy\u0259tli d\u0259r\u0259c\u0259d\u0259 art\u0131b: il \u0259rzind\u0259 26 mind\u0259n \u00e7ox m\u00fc\u015ft\u0259riy\u0259 istehlak krediti verilib, n\u0259tic\u0259d\u0259 bu istiqam\u0259t \u00fczr\u0259 portfelin h\u0259cmi 68 mln manat, y\u0259ni 20%-lik art\u0131mla 415 mln manat\u0131 \u00f6t\u00fcb.&nbsp;<\/p>\n\n\n\n<p>&#8211; Yelo Bank-\u0131n \u0259man\u0259tl\u0259ri c\u0259lbedici olma\u011fa davam edib: 2025-ci ilin sonunda Bank\u0131n \u0259man\u0259t portfeli 1.1 mlrd t\u0259\u015fkil edib. Bu g\u00f6st\u0259rici 2024-c\u00fc ilin sonu il\u0259 m\u00fcqayis\u0259d\u0259 165 mln manat v\u0259 ya 18% \u00e7oxdur. 2025-ci ild\u0259 portfeld\u0259ki 11 mind\u0259n \u00e7ox fiziki \u015f\u0259xsin \u0259man\u0259tl\u0259ri 809 mln manat t\u0259\u015fkil edib.<\/p>\n\n\n\n<p>&#8211; 2025-ci ild\u0259 faiz g\u0259lirl\u0259ri d\u0259 art\u0131b. \u0130l \u0259rzind\u0259 28 mln manatdan \u00e7ox &#8211; 19% artan faiz g\u0259lirl\u0259ri 180 mln manata y\u00fcks\u0259lib. Qeyri-faiz g\u0259lirl\u0259ri is\u0259 20 mln manat\u0131 \u00f6t\u00fcb.<\/p>\n\n\n\n<p>&#8211; Bank\u0131n kapital m\u00f6vqeyi xeyli g\u00fccl\u0259nib: hesabat d\u00f6vr\u00fcnd\u0259 m\u0259cmu kapital 175 mln manat t\u0259\u015fkil edib, bu da \u0259vv\u0259lki ilin eyni d\u00f6vr\u00fcnd\u0259n 18%, y\u0259ni 26 mln manat \u00e7oxdur. M\u0259cmu kapital\u0131n adekvatl\u0131q \u0259msal\u0131 13.62%, birinci d\u0259r\u0259c\u0259li kapital\u0131n adekvatl\u0131q \u0259msal\u0131 is\u0259 9.48% olmaqla, h\u0259r iki g\u00f6st\u0259rici \u00fczr\u0259 t\u0259l\u0259b olunan norman\u0131 \u00fcst\u0259l\u0259yir.<\/p>\n\n\n\n<p>&#8211; Bank\u0131n 2025-ci ild\u0259 xalis m\u0259nf\u0259\u0259ti is\u0259 31.3 mln manat t\u0259\u015fkil edib. Bank\u0131n \u0130dar\u0259 Hey\u0259tinin s\u0259dri Anar H\u0259s\u0259nov 2025-ci ilin g\u00f6st\u0259ricil\u0259rini bel\u0259 \u015f\u0259rh edib: &#8220;2025-ci il Yelo Bank \u00fc\u00e7\u00fcn dayan\u0131ql\u0131 b\u00f6y\u00fcm\u0259 v\u0259 sabit inki\u015faf ili oldu. \u0130lin \u0259vv\u0259lind\u0259n qar\u015f\u0131ya qoydu\u011fumuz h\u0259d\u0259fl\u0259ri tamamlad\u0131q v\u0259 h\u0259tta b\u0259zi g\u00f6st\u0259ricil\u0259rd\u0259 g\u00f6zl\u0259ntil\u0259ri \u00fcst\u0259l\u0259y\u0259 bildik. Kredit portfelind\u0259, x\u00fcsusil\u0259 biznes kreditl\u0259rind\u0259 m\u00fc\u015fahid\u0259 olunan ikir\u0259q\u0259mli art\u0131m real sektorun maliyy\u0259l\u0259\u015fdirilm\u0259sin\u0259 verdiyimiz t\u00f6hf\u0259ni g\u00fccl\u0259ndirdi. \u018fman\u0259tl\u0259rd\u0259ki y\u00fcks\u0259li\u015f is\u0259 fiziki m\u00fc\u015ft\u0259ril\u0259rin Yelo Bank-a g\u00fcv\u0259n\u0259r\u0259k g\u0259l\u0259c\u0259kl\u0259rini biziml\u0259 planla\u015fd\u0131rd\u0131qlar\u0131n\u0131 g\u00f6st\u0259rir. Bu il innovativ bank h\u0259ll\u0259rinin t\u0259tbiqi, m\u00f6vcud xidm\u0259tl\u0259rimizin daha da rahatla\u015fd\u0131r\u0131lmas\u0131 \u0259sas prioritetl\u0259rimiz olacaq. \u0130nan\u0131r\u0131q ki, 2026-c\u0131 il inki\u015faf imkanlar\u0131 il\u0259 z\u0259ngin bir il olacaq v\u0259 Yelo Bank m\u00fc\u015ft\u0259ril\u0259rin\u0259 daha parlaq bank\u00e7\u0131l\u0131q t\u0259cr\u00fcb\u0259si t\u0259qdim etm\u0259kl\u0259 bazarda m\u00f6vqeyini daha da m\u00f6hk\u0259ml\u0259ndir\u0259c\u0259k.&#8221;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Yelo Bank 2025-ci ili aktivl\u0259rin v\u0259 depozitl\u0259rin \u0259h\u0259miyy\u0259tli art\u0131m\u0131 il\u0259 tamamlay\u0131b Yelo Bank 2025-ci ilin yekununa dair maliyy\u0259 n\u0259tic\u0259l\u0259rini a\u00e7\u0131qlay\u0131b. R\u0259q\u0259ml\u0259r\u0259 n\u0259z\u0259r yetirdikd\u0259 \u00f6t\u0259n il Bank \u00fc\u00e7\u00fcn b\u00f6y\u00fcm\u0259 v\u0259 sabit inki\u015faf ili kimi yadda qal\u0131b&#8230;.<\/p>\n","protected":false},"author":1,"featured_media":44234,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[41],"tags":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/44232"}],"collection":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=44232"}],"version-history":[{"count":1,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/44232\/revisions"}],"predecessor-version":[{"id":44235,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/44232\/revisions\/44235"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/media\/44234"}],"wp:attachment":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=44232"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=44232"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=44232"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}