{"id":45003,"date":"2026-02-18T03:00:00","date_gmt":"2026-02-18T00:00:00","guid":{"rendered":"https:\/\/rockvell.com\/?p=45003"},"modified":"2026-02-18T14:11:02","modified_gmt":"2026-02-18T11:11:02","slug":"bank-kartlari-d%c9%99l%c9%99duzlarin-h%c9%99d%c9%99fin%c9%99-nec%c9%99-cevrilir","status":"publish","type":"post","link":"https:\/\/rockvell.com\/?p=45003","title":{"rendered":"Bank kartlar\u0131 d\u0259l\u0259duzlar\u0131n h\u0259d\u0259fin\u0259 nec\u0259 \u00e7evrilir?"},"content":{"rendered":"\n

Bank kartlar\u0131 d\u0259l\u0259duzlar\u0131n h\u0259d\u0259fin\u0259 nec\u0259 \u00e7evrilir?<\/strong><\/p>\n\n\n\n

H\u0259m d\u00fcnyada, h\u0259m d\u0259 \u00f6lk\u0259mizd\u0259 kiberd\u0259l\u0259duzluqla ba\u011fl\u0131 h\u0259y\u0259can t\u0259bilinin \u00e7al\u0131nd\u0131\u011f\u0131bir vaxtda insanlar h\u0259r g\u00fcn yeni \u00fcsullarla aldad\u0131l\u0131rlar. D\u0259l\u0259duzlar m\u00fcxt\u0259lif yollarla insanlar\u0131n inam v\u0259 etibar\u0131n\u0131 qazanaraq onlar\u0131 \u00e7\u0131x\u0131lmaz v\u0259ziyy\u0259t\u0259 sal\u0131r. Son zamanlar is\u0259 v\u0259t\u0259nda\u015flara m\u0259xsus fiziki bank kartlar\u0131n\u0131n aldad\u0131laraq \u0259l\u0259 ke\u00e7irilm\u0259si il\u0259 ba\u011fl\u0131 d\u0259l\u0259duzluq hallar\u0131 art\u0131b. Bel\u0259 ki, m\u00fcxt\u0259lif yollarla v\u0259t\u0259nda\u015flarla \u0259laq\u0259 quran d\u0259l\u0259duzlar onlara bank filallar\u0131ndan v\u0259 ya r\u0259q\u0259msal kanallardan kart \u0259ld\u0259 etm\u0259l\u0259rini t\u0259klif edirl\u0259r. Daha sonra m\u00fc\u0259yy\u0259n \u00f6d\u0259ni\u015f qar\u015f\u0131l\u0131\u011f\u0131nda h\u0259min \u015f\u0259xsl\u0259rd\u0259n kart v\u0259 kart m\u0259lumatlar\u0131 al\u0131naraq d\u0259l\u0259duzluq \u0259m\u0259ll\u0259rind\u0259 istifad\u0259 edilir.<\/p>\n\n\n

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B\u0259s bank kart\u0131n\u0131 ba\u015fqalar\u0131na verm\u0259k n\u0259 il\u0259 n\u0259tic\u0259l\u0259n\u0259 bil\u0259r?<\/strong><\/p>\n\n\n\n

F\u0259rdi m\u0259lumatlar\u0131n o\u011furlanmas\u0131:<\/strong> Bank kart\u0131n\u0131 v\u0259 ona aid m\u0259lumatlar\u0131n 3-c\u00fc \u015f\u0259xs\u0259 \u00f6t\u00fcr\u00fclm\u0259si, eyni zamanda f\u0259rdi m\u0259lumatlar\u0131n da \u00f6t\u00fcr\u00fclm\u0259si dem\u0259kdir. Bununla da d\u0259l\u0259duzlar m\u0259lumat\u0131n\u0131 \u0259ld\u0259 etdiyi \u015f\u0259xsin maliyy\u0259 hesab\u0131na giri\u015f \u0259ld\u0259 ed\u0259 v\u0259 onun b\u00fct\u00fcn bank \u0259m\u0259liyyatlar\u0131na n\u0259zar\u0259t ed\u0259 bilirl\u0259r. Bel\u0259 hallarda ad\u0259t\u0259n aldad\u0131lan \u015f\u0259xsl\u0259rin ad\u0131 il\u0259 qeyri-qanuni maliyy\u0259 \u0259m\u0259liyyatlar\u0131 icra edilir. X\u00fcsus\u0259n d\u0259 qanunsuz yollarla \u0259ld\u0259 edil\u0259n v\u0259saitl\u0259rin izl\u0259rinin itirilm\u0259si prosesind\u0259 bu kimi kart hesablar\u0131 istifad\u0259 edil\u0259 bilir.<\/p>\n\n\n\n

Maliyy\u0259 itkil\u0259ri:<\/strong> Kart\u0131n ba\u015fqas\u0131na verilm\u0259si d\u0259l\u0259duza hesabdak\u0131 v\u0259saitd\u0259n ist\u0259diyi kimi istifad\u0259 etm\u0259k h\u00fcququ verir. Bu is\u0259 istifad\u0259\u00e7iy\u0259 m\u0259xsus b\u00fct\u00fcn bank hesablar\u0131n\u0131 t\u0259hl\u00fck\u0259 alt\u0131na ata v\u0259 maliyy\u0259 itkisin\u0259 s\u0259b\u0259b ola bil\u0259r.<\/p>\n\n\n\n

H\u00fcquqi n\u0259tic\u0259l\u0259r:<\/strong> H\u0259r bir v\u0259t\u0259nda\u015f ona m\u0259xsus bank kartlar\u0131 il\u0259 icra olunan \u0259m\u0259liyyatlara qar\u015f\u0131 cavabdehdir. Kart\u0131n ba\u015fqas\u0131na verilm\u0259si kart sahibin\u0259 h\u00fcquqi \u00f6hd\u0259lik yarad\u0131r. 3-c\u00fc t\u0259r\u0259f\u0259 veril\u0259n kartla h\u0259r hans\u0131 qanunsuz \u0259m\u0259liyyat h\u0259yata ke\u00e7irildikd\u0259 kart sahibi bu \u0259m\u0259liyyat\u0131n n\u0259tic\u0259sin\u0259 g\u00f6r\u0259 cinay\u0259t m\u0259suliyy\u0259tin\u0259 c\u0259lb oluna bil\u0259r.<\/p>\n\n\n\n

Pulunuzu itirm\u0259m\u0259k v\u0259 cinay\u0259tin bir hiss\u0259si olmamaq \u00fc\u00e7\u00fcn diqq\u0259tli olmaq \u00e7ox vacibdir.<\/strong><\/p>\n\n\n\n

Kart\u0131n\u0131z\u0131 yaln\u0131z \u00f6z\u00fcn\u00fcz istifad\u0259 edin<\/strong>: Bank kartlar\u0131 yaln\u0131z bank hesab\u0131 a\u00e7\u0131lan m\u00fc\u015ft\u0259riy\u0259 m\u0259xsusdur v\u0259 onun istifad\u0259si \u00fc\u00e7\u00fcn n\u0259z\u0259rd\u0259 tutulub.<\/p>\n\n\n\n

\u015e\u00fcbh\u0259li \u0259m\u0259liyyatlar zaman\u0131 diqq\u0259tli olun<\/strong>: Kart hesablar\u0131n\u0131z\u0131 m\u00fct\u0259madi olaraq n\u0259zar\u0259td\u0259 saxlay\u0131n. \u015e\u00fcbh\u0259li \u0259m\u0259liyyat, kart\u0131n\u0131zdan v\u0259sait itkisi v\u0259 ya g\u00f6zl\u0259nilm\u0259z m\u0259nb\u0259d\u0259n m\u0259daxil g\u00f6rd\u00fcy\u00fcn\u00fcz halda d\u0259rhal m\u00fc\u015ft\u0259risi oldu\u011funuz banka v\u0259 h\u00fcquq m\u00fchafiz\u0259 orqanlar\u0131na m\u00fcraci\u0259t edin.<\/p>\n\n\n\n

D\u0259l\u0259duzlara aldanmay\u0131n<\/strong>: Sizd\u0259n bank kartlar\u0131n\u0131z\u0131 hans\u0131sa \u00f6d\u0259ni\u015f v\u0259 ya xidm\u0259t qar\u015f\u0131l\u0131\u011f\u0131nda ist\u0259y\u0259n \u015f\u0259xsl\u0259r\u0259 qar\u015f\u0131 diqq\u0259tli olun. Kart\u0131n\u0131za v\u0259 ya bank hesab\u0131n\u0131za dair m\u0259lumatlar yaln\u0131z siz\u0259 m\u0259xsusdur v\u0259 bu m\u0259lumatlar\u0131 he\u00e7 kiml\u0259 b\u00f6l\u00fc\u015fm\u0259k olmaz. Bu m\u0259lumatlar\u0131 sizd\u0259n ist\u0259y\u0259n \u015f\u0259xsl\u0259rl\u0259 ba\u011fl\u0131 d\u0259rhal aidiyyat\u0131 orqanlara x\u0259b\u0259r verm\u0259niz t\u00f6vsiy\u0259 olunur.<\/p>\n\n\n\n

Kapital Bank olaraq bir daha xat\u0131rlad\u0131r\u0131q ki, maliyy\u0259 qurumlar\u0131n\u0131n h\u0259yata ke\u00e7irdiyi t\u0259hl\u00fck\u0259sizlik t\u0259dbirl\u0259ri il\u0259 yana\u015f\u0131 v\u0259t\u0259nda\u015flar\u0131n da diqq\u0259tli olmalar\u0131, \u015f\u0259xsi hesablar\u0131n\u0131 qorumas\u0131 v\u0259 f\u0259rdi m\u0259lumatlar\u0131n\u0131, kartlar\u0131n\u0131 dig\u0259r \u015f\u0259xl\u0259rl\u0259 payla\u015fmamas\u0131 olduqca vacibdir. \u015e\u00fcbh\u0259li hallarla qar\u015f\u0131la\u015fd\u0131\u011f\u0131n\u0131z zaman d\u0259rhal m\u00fc\u015ft\u0259risi oldu\u011funuz bank\u0131n qaynar x\u0259ttin\u0259 x\u0259b\u0259rdarl\u0131q edin. H\u0259r hans\u0131 \u015f\u00fcbh\u0259li mesaj, z\u0259ng v\u0259 ya sosial media hesab\u0131n\u0131 g\u00f6rs\u0259niz, d\u0259rhal m\u00fcvafiq qurumlara v\u0259 m\u00fc\u015ft\u0259risi oldu\u011funuz banka bildirin. Bel\u0259likl\u0259, ba\u015fqalar\u0131n\u0131n da kiberd\u0259l\u0259duzlar\u0131n h\u0259d\u0259fin\u0259 \u00e7evrilm\u0259sinin qar\u015f\u0131s\u0131n\u0131 ala bil\u0259rsiniz.<\/p>\n\n\n\n

\u00d6lk\u0259nin birinci bank\u0131 Kapital Bank PA\u015eA Holding-\u0259 daxildir v\u0259 Az\u0259rbaycanda \u0259n b\u00f6y\u00fck filial \u015f\u0259b\u0259k\u0259si, 115 filial\u0131 v\u0259 53 \u015f\u00f6b\u0259si il\u0259 m\u00fc\u015ft\u0259ril\u0259rin xidm\u0259tind\u0259dir. Bank\u0131n m\u0259hsul v\u0259 xidm\u0259tl\u0259ri bar\u0259d\u0259 daha \u0259trafl\u0131 m\u0259lumat almaq \u00fc\u00e7\u00fcn https:\/\/kapitalbank.az<\/a> sayt\u0131na, 196 Sor\u011fu M\u0259rk\u0259zin\u0259 v\u0259 ya Bank\u0131n m\u00fcxt\u0259lif sosial \u015f\u0259b\u0259k\u0259l\u0259rd\u0259 olan s\u0259hif\u0259l\u0259rin\u0259 m\u00fcraci\u0259t ed\u0259 bil\u0259rsiniz. Na\u011fd pul krediti sifari\u015fi \u00fc\u00e7\u00fcn \u2013 https:\/\/kbl.az\/prgtk<\/a>, Birbank kart\u0131 sifari\u015fi \u00fc\u00e7\u00fcn \u2013 https:\/\/kbl.az\/prcrc<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"

Bank kartlar\u0131 d\u0259l\u0259duzlar\u0131n h\u0259d\u0259fin\u0259 nec\u0259 \u00e7evrilir? H\u0259m d\u00fcnyada, h\u0259m d\u0259 \u00f6lk\u0259mizd\u0259 kiberd\u0259l\u0259duzluqla ba\u011fl\u0131 h\u0259y\u0259can t\u0259bilinin \u00e7al\u0131nd\u0131\u011f\u0131bir vaxtda insanlar h\u0259r g\u00fcn yeni \u00fcsullarla aldad\u0131l\u0131rlar. D\u0259l\u0259duzlar m\u00fcxt\u0259lif yollarla insanlar\u0131n inam v\u0259 etibar\u0131n\u0131 qazanaraq onlar\u0131 \u00e7\u0131x\u0131lmaz v\u0259ziyy\u0259t\u0259 sal\u0131r….<\/p>\n","protected":false},"author":1,"featured_media":45004,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[41],"tags":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/45003"}],"collection":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=45003"}],"version-history":[{"count":1,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/45003\/revisions"}],"predecessor-version":[{"id":45005,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/45003\/revisions\/45005"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/media\/45004"}],"wp:attachment":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=45003"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=45003"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=45003"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}