{"id":45701,"date":"2026-04-14T02:00:00","date_gmt":"2026-04-13T23:00:00","guid":{"rendered":"https:\/\/rockvell.com\/?p=45701"},"modified":"2026-04-14T20:08:38","modified_gmt":"2026-04-14T17:08:38","slug":"unibank-birinci-rubun-maliyy%c9%99-n%c9%99tic%c9%99l%c9%99rini-aciqladi","status":"publish","type":"post","link":"https:\/\/rockvell.com\/?p=45701","title":{"rendered":"Unibank birinci r\u00fcb\u00fcn maliyy\u0259 n\u0259tic\u0259l\u0259rini a\u00e7\u0131qlad\u0131\u00a0"},"content":{"rendered":"\n

Unibank birinci r\u00fcb\u00fcn maliyy\u0259 n\u0259tic\u0259l\u0259rini a\u00e7\u0131qlad\u0131<\/strong><\/p>\n\n\n\n

Unibank KB 2026-c\u0131 ilin birinci r\u00fcb\u00fcn\u00fcn maliyy\u0259 n\u0259tic\u0259l\u0259rini a\u00e7\u0131qlay\u0131b. Bank \u0259sas maliyy\u0259 g\u00f6st\u0259ricil\u0259ri \u00fczr\u0259 m\u00fcsb\u0259t n\u0259tic\u0259l\u0259r \u0259ld\u0259 edib. <\/p>\n\n\n\n

Hesabat d\u00f6vr\u00fcnd\u0259 bank\u0131n m\u0259cmu g\u0259lirl\u0259rinin c\u0259mi 105 milyon manata \u00e7at\u0131b. Bu \u0259vv\u0259lki ilin eyni d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 20 milyon manat art\u0131m dem\u0259kdir. Bu d\u00f6vr\u0259 \u0259m\u0259liyyat m\u0259nf\u0259\u0259ti 11 milyon manat, xalis m\u0259nf\u0259\u0259t is\u0259 8,1 milyon manat t\u0259\u015fkil edib.<\/p>\n\n\n\n

Bank\u0131n kapital v\u0259 aktiv bazas\u0131nda y\u00fcks\u0259k art\u0131m qeyd\u0259 al\u0131n\u0131b. M\u0259cmu kapital 33 % artaraq, 240 milyon manata \u00e7at\u0131b. Aktivl\u0259rin h\u0259cmi is\u0259 393 milyon manat artaraq 2,2 milyard manata yax\u0131nla\u015f\u0131b.<\/p>\n\n\n

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Son bir il \u0259rzind\u0259 bank kapital adekvatl\u0131l\u0131\u011f\u0131 \u0259msal\u0131n\u0131 xeyli y\u00fcks\u0259ldib. Bu g\u00f6st\u0259rici 31 mart 2026-c\u0131 il tarix\u0259 14,32 % t\u0259\u015fkil edib. <\/p>\n\n\n\n

Unibank KB ASC-nin \u0130dar\u0259 Hey\u0259ti s\u0259drinin v\u0259zif\u0259sini m\u00fcv\u0259qq\u0259ti icra ed\u0259n Heyb\u0259t Q\u0259dirov <\/strong>bildirib ki, bank 2026-c\u0131 ilin ilk r\u00fcb\u00fcn\u00fc \u0259h\u0259miyy\u0259tli n\u0259tic\u0259l\u0259rl\u0259 ba\u015fa vurub: <\/strong> \u201cBu ilin ilk r\u00fcb\u00fc bizim \u00fc\u00e7\u00fcn yeni strateji m\u0259rh\u0259l\u0259nin ba\u015flan\u011f\u0131c\u0131 oldu. \u018fld\u0259 etdiyimiz n\u0259tic\u0259l\u0259r se\u00e7diyimiz inki\u015faf istiqam\u0259tinin d\u00fczg\u00fcn oldu\u011funu t\u0259sdiql\u0259yir. 2026-c\u0131 il yeni 3 illik strategiyan\u0131n ilk ilidir v\u0259 biz daha \u00e7evik, daha r\u0259q\u0259msal v\u0259 m\u00fc\u015ft\u0259riy\u00f6n\u00fcml\u00fc bank kimi m\u00f6vqeyimizi g\u00fccl\u0259ndirm\u0259y\u0259 fokuslanm\u0131\u015f\u0131q. Bu il bank\u0131m\u0131z \u00fc\u00e7\u00fcn h\u0259m d\u0259 transformasiya ilidir. Qar\u015f\u0131dak\u0131 d\u00f6vrd\u0259 h\u0259m m\u0259hsul x\u0259ttimizi geni\u015fl\u0259ndirm\u0259k, h\u0259m d\u0259 real iqtisadiyyata t\u00f6hf\u0259mizi art\u0131rmaq \u0259sas prioritetl\u0259rimiz olacaq<\/em>.\u201d<\/p>\n\n\n\n

Hesabat d\u00f6vr\u00fcnd\u0259 na\u011fds\u0131z \u0259m\u0259liyyatlar\u0131n h\u0259cmind\u0259 v\u0259 say\u0131nda y\u00fcks\u0259k art\u0131m qeyd\u0259 al\u0131n\u0131b. \u018fvv\u0259lki ilin eyni d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 na\u011fds\u0131z \u0259m\u0259liyyatlar\u0131n h\u0259cmi 22%, say\u0131 is\u0259 34 % art\u0131b. Birinci r\u00fcb\u00fcn sonuna na\u011fds\u0131z \u0259m\u0259liyyatlar\u0131n h\u0259cmi 3,9 milyard manat\u0131, say\u0131 is\u0259 133 milyonu \u00f6t\u00fcb.<\/p>\n\n\n\n

Bank\u0131n m\u00fc\u015ft\u0259ri bazas\u0131 \u00f6t\u0259n ilin eyni d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 13 % artd\u0131\u011f\u0131 \u00fc\u00e7\u00fcn \u00fcmumi m\u00fc\u015ft\u0259ri say\u0131 2,3 milyon n\u0259f\u0259ri ke\u00e7ib. 2025-c\u0131 ilin birinci r\u00fcb\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 sahibkar m\u00fc\u015ft\u0259ril\u0259rin say\u0131 36 %, h\u00fcquqi \u015f\u0259xsl\u0259rin say\u0131 is\u0259 13 %-d\u0259k art\u0131b. <\/p>\n\n\n\n

D\u00f6vr \u0259rzind\u0259 depozit portfeli d\u0259 sabit art\u0131m n\u00fcmayi\u015f etdirib v\u0259 \u00fcmumi depozit portfelinin h\u0259cmi 1 milyard 378 milyon manat\u0131 \u00f6t\u00fcb.<\/p>\n\n\n\n

Hesabat d\u00f6vr\u00fcnd\u0259 Bank\u0131n strateji h\u0259d\u0259fl\u0259rin\u0259 uy\u011fun olaraq biznes kreditl\u0259rinin h\u0259cmi \u0259h\u0259miyy\u0259tli d\u0259r\u0259c\u0259d\u0259 artaraq, \u00fcmumi kredit portfelind\u0259 pay\u0131n\u0131 y\u00fcks\u0259ltm\u0259kd\u0259 davam edib.  Bel\u0259 ki, \u00f6t\u0259n ilin m\u00fcvafiq d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 biznes kreditl\u0259rinin h\u0259cmi 36%-d\u0259n \u00e7ox artaraq, 622 milyon manat\u0131 \u00f6t\u00fcb. Biznes portfelin t\u0259rkibind\u0259 ki\u00e7ik biznes\u0259 verilmi\u015f kreditl\u0259rin d\u0259 pay\u0131nda ciddi art\u0131m olub. 2025-ci ilin 1-ci r\u00fcb\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 mikro kreditl\u0259rin portfeld\u0259ki pay\u0131nda 131 milyon manat art\u0131m qeyd\u0259 al\u0131n\u0131b. \u00dcmumilikd\u0259 is\u0259 biznes kreditl\u0259rinin \u00fcmumi kredit portfelind\u0259 h\u0259cmi 45 %-i ke\u00e7ib.<\/p>\n\n\n\n

Bank\u0131n \u00fcmumi kredit portfelind\u0259 \u0259vv\u0259lki ilin uy\u011fun d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 qeyd\u0259 al\u0131nan art\u0131m is\u0259 203 milyon manat t\u0259\u015fkil edib v\u0259 kredit portfeli 1,3 milyard manat\u0131 \u00f6t\u00fcb. <\/p>\n\n\n\n

Unibank \u2013 S\u0259nin Bank\u0131n!<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Unibank birinci r\u00fcb\u00fcn maliyy\u0259 n\u0259tic\u0259l\u0259rini a\u00e7\u0131qlad\u0131 Unibank KB 2026-c\u0131 ilin birinci r\u00fcb\u00fcn\u00fcn maliyy\u0259 n\u0259tic\u0259l\u0259rini a\u00e7\u0131qlay\u0131b. Bank \u0259sas maliyy\u0259 g\u00f6st\u0259ricil\u0259ri \u00fczr\u0259 m\u00fcsb\u0259t n\u0259tic\u0259l\u0259r \u0259ld\u0259 edib.  Hesabat d\u00f6vr\u00fcnd\u0259 bank\u0131n m\u0259cmu g\u0259lirl\u0259rinin c\u0259mi 105 milyon manata \u00e7at\u0131b. Bu…<\/p>\n","protected":false},"author":2,"featured_media":38400,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[41],"tags":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/45701"}],"collection":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=45701"}],"version-history":[{"count":1,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/45701\/revisions"}],"predecessor-version":[{"id":45702,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/45701\/revisions\/45702"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/media\/38400"}],"wp:attachment":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=45701"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=45701"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=45701"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}