{"id":4612,"date":"2022-10-26T11:00:00","date_gmt":"2022-10-26T08:00:00","guid":{"rendered":"https:\/\/rockvell.com\/?p=4612"},"modified":"2022-10-26T12:07:40","modified_gmt":"2022-10-26T09:07:40","slug":"accessbank-2022-ci-ilin-ucuncu-rubunun-maliyy%c9%99-hesabati","status":"publish","type":"post","link":"https:\/\/rockvell.com\/?p=4612","title":{"rendered":"AccessBank 2022-ci ilin \u00fc\u00e7\u00fcnc\u00fc r\u00fcb\u00fcn\u00fcn maliyy\u0259 hesabat\u0131"},"content":{"rendered":"\n<p class=\"has-medium-font-size\"><strong>AccessBank 2022-ci ilin \u00fc\u00e7\u00fcnc\u00fc r\u00fcb\u00fcn\u00fcn maliyy\u0259 hesabat\u0131<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/rockvell.com\/wp-content\/uploads\/2022\/10\/Rubluk-Hesabat_pic-1024x1024.jpg\" alt=\"\" class=\"wp-image-4613\" srcset=\"https:\/\/rockvell.com\/wp-content\/uploads\/2022\/10\/Rubluk-Hesabat_pic-1024x1024.jpg 1024w, https:\/\/rockvell.com\/wp-content\/uploads\/2022\/10\/Rubluk-Hesabat_pic-300x300.jpg 300w, https:\/\/rockvell.com\/wp-content\/uploads\/2022\/10\/Rubluk-Hesabat_pic-150x150.jpg 150w, https:\/\/rockvell.com\/wp-content\/uploads\/2022\/10\/Rubluk-Hesabat_pic-768x768.jpg 768w, https:\/\/rockvell.com\/wp-content\/uploads\/2022\/10\/Rubluk-Hesabat_pic-360x360.jpg 360w, https:\/\/rockvell.com\/wp-content\/uploads\/2022\/10\/Rubluk-Hesabat_pic.jpg 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>Mikro, ki\u00e7ik v\u0259 orta sahibkarl\u0131\u011f\u0131n kreditl\u0259\u015fm\u0259si bazar\u0131n\u0131n lideri olan AccessBank, 2022-ci ilin \u00fc\u00e7\u00fcnc\u00fc r\u00fcb\u00fc \u00fczr\u0259 maliyy\u0259 n\u0259tic\u0259l\u0259rini a\u00e7\u0131qlay\u0131r.<\/p>\n\n\n\n<p>\u018ftrafl\u0131 m\u0259lumat \u0259ld\u0259 etm\u0259k \u00fc\u00e7\u00fcn: <a href=\"https:\/\/www.accessbank.az\/az\/our-bank\/in-figures\/\">https:\/\/www.accessbank.az\/az\/our-bank\/in-figures\/<\/a><\/p>\n\n\n\n<p>Aktivl\u0259ri 1 milyard manat\u0131 ke\u00e7mi\u015f Bank, son r\u00fcb \u0259rzind\u0259 d\u0259 b\u00fct\u00fcn \u0259sas g\u00f6st\u0259ricil\u0259r \u00fczr\u0259 dinamik art\u0131m n\u00fcmayi\u015f etdirib, biznesin maliyy\u0259l\u0259\u015fdirilm\u0259sind\u0259 liderlik m\u00f6vqeyini qoruyub. AccessBank son r\u00fcb \u0259rzind\u0259 \u0259m\u0259liyyat g\u0259lirl\u0259rind\u0259 k\u0259skin art\u0131ma nail olub.<\/p>\n\n\n\n<p>Bank\u0131n aktivl\u0259ri r\u00fcb \u0259rzind\u0259 4.8%, ilin \u0259vv\u0259lind\u0259n is\u0259 12.9% art\u0131b. Haz\u0131rda 1.1 milyard manat t\u0259\u015fkil edir.<\/p>\n\n\n\n<p>Kredit portfeli r\u00fcb \u0259rzind\u0259 7.4%, ilin \u0259vv\u0259lind\u0259n is\u0259 21% art\u0131b. Haz\u0131rda 765.4 milyon manat t\u0259\u015fkil edir.<\/p>\n\n\n\n<p>Kredit portfelinin 80%-ni biznes\u0259 ayr\u0131lm\u0131\u015f kreditl\u0259r t\u0259\u015fkil edir. \u0130l \u0259rzind\u0259 biznes portfeli 13.6% v\u0259 ya 73.5 milyon manat art\u0131b. \u0130l \u0259rzind\u0259 verilmi\u015f biznes kreditl\u0259rinin 34%-i regionlar\u0131n pay\u0131na d\u00fc\u015f\u00fcr.<\/p>\n\n\n\n<p>Depozit portfeli r\u00fcb \u0259rzind\u0259 2.9%, ilin \u0259vv\u0259lind\u0259n is\u0259 16.3% art\u0131b. Haz\u0131rda 802 milyon manat t\u0259\u015fkil edir.<\/p>\n\n\n\n<p>\u018fhalinin m\u00fcdd\u0259tli \u0259man\u0259tl\u0259ri r\u00fcb \u0259rzind\u0259 1.7%, ilin \u0259vv\u0259lind\u0259n is\u0259 20% art\u0131b. Haz\u0131rda 555 milyon manat t\u0259\u015fkil edir.<\/p>\n\n\n\n<p>Faiz g\u0259lirl\u0259ri \u00f6t\u0259n ilin m\u00fcvafiq d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 38% artaraq 100 milyon manat\u0131 \u00f6t\u00fcb. Xalis faiz g\u0259lirl\u0259ri is\u0259 \u00f6t\u0259n ilin m\u00fcvafiq d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 50% artaraq 57 milyon manata y\u00fcks\u0259lib.<\/p>\n\n\n\n<p>Qeyri-faiz g\u0259lirl\u0259ri \u00f6t\u0259n ilin m\u00fcvafiq d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 14.6% artaraq 8.5 milyon manata \u00e7at\u0131b.<\/p>\n\n\n\n<p>Xalis \u0259m\u0259liyyat m\u0259nf\u0259\u0259ti d\u0259f\u0259l\u0259rl\u0259 artaraq 13 milyon manata \u00e7at\u0131b. T\u0259kc\u0259 3-c\u00fc r\u00fcb \u0259rzind\u0259 bank\u0131n xalis \u0259m\u0259liyyat m\u0259nf\u0259\u0259ti cari ilin 2-ci r\u00fcb\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 76.7% art\u0131b.<\/p>\n\n\n\n<p>Yekun xalis m\u0259nf\u0259\u0259t d\u0259 il \u0259rzind\u0259 d\u0259f\u0259l\u0259rl\u0259 artaraq 5.3 milyon manata \u00e7at\u0131b. 3-c\u00fc r\u00fcb \u0259rzind\u0259 bank\u0131n xalis m\u0259nf\u0259\u0259ti cari ilin 2-ci r\u00fcb\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 3 d\u0259f\u0259y\u0259 q\u0259d\u0259r art\u0131b.<\/p>\n\n\n\n<p>Bank\u0131n m\u0259cmu kapital\u0131 son 1 il \u0259rzind\u0259 13.3% v\u0259 ya 10.3 milyon manata artaraq 87.9 milyon manata \u00e7at\u0131b. Bu da AMB-\u0131n t\u0259l\u0259b etdiyi minimum normadan 37.9 milyon manat art\u0131qd\u0131r.<\/p>\n\n\n\n<p>Bank\u0131n likvidlik \u0259msal\u0131 63.3% t\u0259\u015fkil edir ki, bu AMB-\u0131n t\u0259l\u0259b etdiyi minimum normadan (30%) 2 d\u0259f\u0259 y\u00fcks\u0259kdir.<\/p>\n\n\n\n<p>AccessBank-\u0131n \u0130dar\u0259 Hey\u0259tinin s\u0259dri Davit Tsiklauri bank g\u00f6st\u0259ricil\u0259rini \u015f\u0259rh ed\u0259rk\u0259n bildirdi ki, Bank\u0131n \u0259sas m\u0259qs\u0259di inki\u015faf ed\u0259r\u0259k h\u0259m daha y\u00fcks\u0259k n\u0259tic\u0259l\u0259r, h\u0259m d\u0259 daha keyfiyy\u0259tli xidm\u0259t g\u00f6st\u0259rm\u0259kdir: \u201dBir il \u0259rzind\u0259 xalis \u0259m\u0259liyyat m\u0259nf\u0259\u0259tinin k\u0259skin art\u0131m\u0131 daima \u00fcz\u0259rimizd\u0259 i\u015fl\u0259m\u0259yimizin b\u0259hr\u0259sidir. Biz anlay\u0131r\u0131q ki, artan t\u0259kc\u0259 r\u0259q\u0259ml\u0259r deyil, h\u0259m d\u0259 m\u00fc\u015ft\u0259ri m\u0259mnuniyy\u0259ti v\u0259 r\u0259qab\u0259tdir. Bazarda mikromaliyy\u0259l\u0259\u015fdirm\u0259 lideri olmaqla yana\u015f\u0131, h\u0259m d\u0259 p\u0259rak\u0259nd\u0259 bank\u00e7\u0131l\u0131q xidm\u0259tl\u0259rini t\u0259kmill\u0259\u015fdirm\u0259yimiz&nbsp; \u00f6z n\u0259tic\u0259sini art\u0131q g\u00f6st\u0259rir. M\u0259qs\u0259dimiz daha \u00e7ox inki\u015faf v\u0259 daha y\u00fcks\u0259k xidm\u0259tdir.\u201d<\/p>\n\n\n\n<p>\u201cAccessBank\u201d Az\u0259rbaycanda mikromaliyy\u0259l\u0259\u015fdirm\u0259 lideri olaraq, 2002-ci ild\u0259n ki\u00e7ik v\u0259 orta biznesl\u0259r\u0259 xidm\u0259t g\u00f6st\u0259rir. Bank\u0131n s\u0259hmdarlar\u0131 s\u0131ras\u0131nda Asiya \u0130nki\u015faf Bank\u0131, Avropa \u0130nvestisiya Bank\u0131, Beyn\u0259lxalq Maliyy\u0259 Korporasiyas\u0131\u00a0 v\u0259 dig\u0259r beyn\u0259lxalq maliyy\u0259 t\u0259\u015fkilatlar\u0131 v\u0259 investisiya fondlar\u0131 yer al\u0131r. Bank\u0131n 15-i Bak\u0131da, 14-\u00fc b\u00f6lg\u0259l\u0259rd\u0259 olmaqla, 29 filial\u0131 f\u0259aliyy\u0259t g\u00f6st\u0259rir. Bank\u0131n xidm\u0259tl\u0259ri haqq\u0131nda m\u0259lumat \u0259ld\u0259 etm\u0259k \u00fc\u00e7\u00fcn 151 \u0259laq\u0259 m\u0259rk\u0259zin\u0259 z\u0259ng etm\u0259k, h\u0259m\u00e7inin <a href=\"https:\/\/www.accessbank.az\/\" title=\"\">www.accessbank.az<\/a> sayt\u0131na, v\u0259 ya bank\u0131n sosial \u015f\u0259b\u0259k\u0259l\u0259rd\u0259 (<a href=\"https:\/\/www.facebook.com\/AccessBankAz\/\" title=\"\">Facebook<\/a>, <a href=\"https:\/\/www.instagram.com\/accessbankaz\/\" title=\"\">Instagram<\/a>, <a href=\"https:\/\/www.linkedin.com\/company\/accessbank-azerbaijan\/\" title=\"\">LinkedIn<\/a>) hesablar\u0131na daxil olmaq olar.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>AccessBank 2022-ci ilin \u00fc\u00e7\u00fcnc\u00fc r\u00fcb\u00fcn\u00fcn maliyy\u0259 hesabat\u0131 Mikro, ki\u00e7ik v\u0259 orta sahibkarl\u0131\u011f\u0131n kreditl\u0259\u015fm\u0259si bazar\u0131n\u0131n lideri olan AccessBank, 2022-ci ilin \u00fc\u00e7\u00fcnc\u00fc r\u00fcb\u00fc \u00fczr\u0259 maliyy\u0259 n\u0259tic\u0259l\u0259rini a\u00e7\u0131qlay\u0131r. \u018ftrafl\u0131 m\u0259lumat \u0259ld\u0259 etm\u0259k \u00fc\u00e7\u00fcn: https:\/\/www.accessbank.az\/az\/our-bank\/in-figures\/ Aktivl\u0259ri 1 milyard manat\u0131&#8230;<\/p>\n","protected":false},"author":2,"featured_media":4614,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[41],"tags":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/4612"}],"collection":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=4612"}],"version-history":[{"count":3,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/4612\/revisions"}],"predecessor-version":[{"id":4622,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/4612\/revisions\/4622"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/media\/4614"}],"wp:attachment":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=4612"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=4612"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=4612"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}