{"id":46524,"date":"2026-07-14T03:00:00","date_gmt":"2026-07-14T00:00:00","guid":{"rendered":"https:\/\/rockvell.com\/?p=46524"},"modified":"2026-07-15T11:29:20","modified_gmt":"2026-07-15T08:29:20","slug":"unibank-ikinci-rubun-maliyy%c9%99-n%c9%99tic%c9%99l%c9%99rini-aciqladi","status":"publish","type":"post","link":"https:\/\/rockvell.com\/?p=46524","title":{"rendered":"Unibank ikinci r\u00fcb\u00fcn maliyy\u0259 n\u0259tic\u0259l\u0259rini a\u00e7\u0131qlad\u0131"},"content":{"rendered":"\n

Unibank ikinci r\u00fcb\u00fcn maliyy\u0259 n\u0259tic\u0259l\u0259rini a\u00e7\u0131qlad\u0131<\/strong><\/p>\n\n\n\n

Unibank KB 2026-c\u0131 ilin ikinci r\u00fcb\u00fcn\u00fcn maliyy\u0259 g\u00f6st\u0259ricil\u0259rini a\u00e7\u0131qlay\u0131b. Bank \u0259sas maliyy\u0259 g\u00f6st\u0259ricil\u0259ri \u00fczr\u0259 m\u00fcsb\u0259t n\u0259tic\u0259l\u0259r \u0259ld\u0259 edib. <\/p>\n\n\n\n

Hesabat d\u00f6vr\u00fcnd\u0259 bank\u0131n m\u0259cmu g\u0259lirl\u0259rinin c\u0259mi 215 milyon manata yax\u0131nla\u015f\u0131b. Bu, \u0259vv\u0259lki ilin eyni d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 37 milyon manat art\u0131m dem\u0259kdir. Bu d\u00f6vr\u0259 \u0259m\u0259liyyat m\u0259nf\u0259\u0259ti 28,6 milyon manatdan \u00e7ox, xalis m\u0259nf\u0259\u0259t is\u0259 17,2 milyon manat t\u0259\u015fkil edib.<\/p>\n\n\n\n

Bank\u0131n kapital v\u0259 aktiv bazas\u0131nda y\u00fcks\u0259k art\u0131m qeyd\u0259 al\u0131n\u0131b. Hesabat d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 m\u0259cmu kapital 32 % artaraq, 254 milyon manata yax\u0131nla\u015f\u0131b. Aktivl\u0259rin h\u0259cmi is\u0259 499 milyon manat artaraq 2,3 milyard manat\u0131 ke\u00e7ib.<\/p>\n\n\n\n

\u00d6t\u0259n d\u00f6vrd\u0259 bank kapital adekvatl\u0131l\u0131\u011f\u0131 \u0259msal\u0131n\u0131 xeyli y\u00fcks\u0259ldib. Bu g\u00f6st\u0259rici 30 iyun 2026-c\u0131 il tarix\u0259 14,57 % t\u0259\u015fkil edib.\u00a0<\/p>\n\n\n

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Son bir ild\u0259 Unibank beyn\u0259lxalq maliyy\u0259 bazarlar\u0131ndak\u0131 m\u00f6vqeyini daha da g\u00fccl\u0259ndir\u0259r\u0259k, n\u00fcfuzlu maliyy\u0259 qurumlar\u0131ndan 177,5 milyon manata yax\u0131n maliyy\u0259 v\u0259saiti c\u0259lb edib. Bu v\u0259saitl\u0259r bank\u0131n real iqtisadiyyata d\u0259st\u0259yini daha da geni\u015fl\u0259ndirm\u0259sin\u0259, sahibkarl\u0131\u011f\u0131n v\u0259 dayan\u0131ql\u0131 layih\u0259l\u0259rin maliyy\u0259l\u0259\u015fdirilm\u0259sin\u0259 t\u00f6hf\u0259sini bir q\u0259d\u0259r d\u0259 art\u0131rmas\u0131na imkanlar yarad\u0131b. <\/p>\n\n\n\n

Unibank KB ASC-nin \u0130dar\u0259 Hey\u0259ti s\u0259drinin v\u0259zif\u0259sini m\u00fcv\u0259qq\u0259ti icra ed\u0259n Heyb\u0259t Q\u0259dirov <\/strong>bildirib ki, bank 2026-c\u0131 ilin ikinci r\u00fcb\u00fcn\u00fc d\u0259 m\u00fcsb\u0259t dinamika v\u0259 \u0259h\u0259miyy\u0259tli n\u0259tic\u0259l\u0259rl\u0259 ba\u015fa vurub: \u201c2026-c\u0131 ilin ikinci r\u00fcb\u00fc Unibank \u00fc\u00e7\u00fcn yeni strateji m\u0259rh\u0259l\u0259d\u0259 ir\u0259lil\u0259yi\u015fin davam etdiyi d\u00f6vr oldu. \u0130lk r\u00fcbd\u0259 formala\u015fan m\u00fcsb\u0259t dinamikan\u0131 qoruyaraq \u0259sas biznes g\u00f6st\u0259ricil\u0259rind\u0259 inki\u015faf\u0131 davam etdirdik. Yeni 3 illik strategiyam\u0131z \u00e7\u0259r\u00e7iv\u0259sind\u0259 daha \u00e7evik, r\u0259q\u0259msal v\u0259 m\u00fc\u015ft\u0259riy\u00f6n\u00fcml\u00fc bank kimi m\u00f6vqeyimizi g\u00fccl\u0259ndirm\u0259y\u0259 fokuslanm\u0131\u015f\u0131q. Bu il bank\u0131m\u0131z \u00fc\u00e7\u00fcn transformasiya ili olaraq qal\u0131r. Qar\u015f\u0131dak\u0131 d\u00f6vrd\u0259 m\u0259hsul v\u0259 xidm\u0259tl\u0259rimizi daha da t\u0259kmill\u0259\u015fdirm\u0259k, r\u0259q\u0259msal h\u0259ll\u0259ri geni\u015fl\u0259ndirm\u0259k v\u0259 real iqtisadiyyata t\u00f6hf\u0259mizi art\u0131rmaq \u0259sas prioritetl\u0259rimiz s\u0131ras\u0131nda olacaq<\/em>\u201d.<\/p>\n\n\n\n

Hesabat d\u00f6vr\u00fcnd\u0259 na\u011fds\u0131z \u0259m\u0259liyyatlar\u0131n h\u0259cmind\u0259 v\u0259 say\u0131nda y\u00fcks\u0259k art\u0131m qeyd\u0259 al\u0131n\u0131b. \u018fvv\u0259lki ilin eyni d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 na\u011fds\u0131z \u0259m\u0259liyyatlar\u0131n h\u0259cmi 16%, say\u0131 is\u0259 32 % art\u0131b. Bu ilin \u0259vv\u0259lind\u0259n 30 iyun tarixin\u0259d\u0259k na\u011fds\u0131z \u0259m\u0259liyyatlar\u0131n h\u0259cmi 8,1 milyard manat\u0131, say\u0131 is\u0259 283 milyonu \u00f6t\u00fcb.<\/p>\n\n\n\n

Bank\u0131n m\u00fc\u015ft\u0259ri bazas\u0131 \u00f6t\u0259n ilin eyni d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 14 % artd\u0131\u011f\u0131 \u00fc\u00e7\u00fcn \u00fcmumi m\u00fc\u015ft\u0259ri say\u0131 2,4 milyon n\u0259f\u0259r\u0259 yax\u0131nla\u015f\u0131b. 2025-c\u0131 ilin ikinci r\u00fcb\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 sahibkar m\u00fc\u015ft\u0259ril\u0259rin say\u0131 15 %, h\u00fcquqi \u015f\u0259xsl\u0259rin say\u0131 is\u0259 6 %-d\u0259k art\u0131b. <\/p>\n\n\n\n

D\u00f6vr \u0259rzind\u0259 depozit portfeli d\u0259 sabit art\u0131m n\u00fcmayi\u015f etdirib v\u0259 ikinci r\u00fcb\u00fcn sonuna \u00fcmumi depozit portfelinin h\u0259cmi 1,4 milyard manata yax\u0131nla\u015f\u0131b.<\/p>\n\n\n\n

Hesabat d\u00f6vr\u00fcnd\u0259 Bank\u0131n strateji h\u0259d\u0259fl\u0259rin\u0259 uy\u011fun olaraq biznes kreditl\u0259rinin h\u0259cmi \u0259h\u0259miyy\u0259tli d\u0259r\u0259c\u0259d\u0259 artmaqla, \u00fcmumi kredit portfelind\u0259 pay\u0131n\u0131 y\u00fcks\u0259ltm\u0259kd\u0259 davam edib.  Bel\u0259 ki, \u00f6t\u0259n ilin m\u00fcvafiq d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 biznes kreditl\u0259rinin h\u0259cmi \u00fcmumi portfeld\u0259 46%-d\u0259n \u00e7ox artaraq, 694 milyon manata yax\u0131nla\u015f\u0131b. Biznes portfelin t\u0259rkibind\u0259 ki\u00e7ik biznes\u0259 y\u00f6n\u0259l\u0259n kreditl\u0259rin d\u0259 pay\u0131nda ciddi art\u0131m olub. 2025-ci ilin 2-ci r\u00fcb\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 mikro kreditl\u0259rin portfeld\u0259ki pay\u0131nda bu il 53 %-lik art\u0131m qeyd\u0259 al\u0131n\u0131b. \u00dcmumilikd\u0259 is\u0259 biznes kreditl\u0259rinin \u00fcmumi kredit portfelind\u0259 pay\u0131 47 %-i ke\u00e7ib.<\/p>\n\n\n\n

Bank\u0131n \u00fcmumi kredit portfelind\u0259 \u0259vv\u0259lki ilin uy\u011fun d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 qeyd\u0259 al\u0131nan art\u0131m is\u0259 259 milyon manat t\u0259\u015fkil edib v\u0259 kredit portfeli ikinci r\u00fcb\u00fcn sonuna 1,5 milyard manata yax\u0131nla\u015f\u0131b. <\/p>\n\n\n\n

Unibank \u2013 S\u0259nin Bank\u0131n!<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Unibank ikinci r\u00fcb\u00fcn maliyy\u0259 n\u0259tic\u0259l\u0259rini a\u00e7\u0131qlad\u0131 Unibank KB 2026-c\u0131 ilin ikinci r\u00fcb\u00fcn\u00fcn maliyy\u0259 g\u00f6st\u0259ricil\u0259rini a\u00e7\u0131qlay\u0131b. Bank \u0259sas maliyy\u0259 g\u00f6st\u0259ricil\u0259ri \u00fczr\u0259 m\u00fcsb\u0259t n\u0259tic\u0259l\u0259r \u0259ld\u0259 edib.  Hesabat d\u00f6vr\u00fcnd\u0259 bank\u0131n m\u0259cmu g\u0259lirl\u0259rinin c\u0259mi 215 milyon manata yax\u0131nla\u015f\u0131b. Bu,…<\/p>\n","protected":false},"author":2,"featured_media":38400,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[41],"tags":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/46524"}],"collection":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=46524"}],"version-history":[{"count":1,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/46524\/revisions"}],"predecessor-version":[{"id":46525,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/posts\/46524\/revisions\/46525"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=\/wp\/v2\/media\/38400"}],"wp:attachment":[{"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=46524"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=46524"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rockvell.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=46524"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}